JFLA HoldingsTSE:3069 56 Interest Coverage is 3.92 as of Mar. 2026, which is 26% above its 10-year median of 3.12. GuruFocus rates TSE:3069 with a GF Score™ of 56/100 and a GF Value™ of 円153.15 (Fairly Valued). The stock has 4 warning signs investors should review. Among 261 Restaurants companies, JFLA Holdings ranks worse than 66.28% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. JFLA Holdings's
Operating Income
for the
six
months ended in Mar. 2026 was 円895 Mil. JFLA Holdings's Interest Expense for the
six
months ended in Mar. 2026 was 円-228 Mil.
JFLA Holdings's interest coverage for the quarter that ended in Mar. 2026 was 3.92.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. JFLA Holdings Inc interest coverage is 3.36, which is low.
The historical rank and industry rank for JFLA Holdings's Interest Coverage or its related term are showing as below:
TSE:3069'
s Interest Coverage Range Over the Past 10 Years
Min: 0.87 Med: 3.12 Max: 8.17
Current: 3.36
TSE:3069's Interest Coverage is ranked worse than 66.28% of 261
companies
in the Restaurants industry
Industry Median: 6.46
vs TSE:3069: 3.36
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
JFLA Holdings Interest Coverage Related Terms
JFLA Holdings Interest Coverage Historical Data
* Premium members only.
The historical data trend for JFLA Holdings's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
TSE:3069 vs MCD, SBUX, YUM: Interest Coverage Comparison
For the Restaurants subindustry, JFLA Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
JFLA Holdings Interest Coverage vs Restaurants Industry
For the Restaurants industry and Consumer Cyclical sector, JFLA Holdings's Interest Coverage distribution charts can be found below:
* The bar in red indicates where JFLA Holdings's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JFLA Holdings (TSE:3069) has a Interest Coverage of 3.92 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on JFLA Holdings and its competitors. This is 26% above median its historical median of 3.12. Over the past decade, JFLA Holdings' Interest Coverage has ranged from 0.87 to 8.17. According to the industry distribution chart, JFLA Holdings ranks #173 out of 261 companies in the Restaurants industry, placing it in the top 66.3%.
Is JFLA Holdings' Interest Coverage too high?
JFLA Holdings' current Interest Coverage of 3.92 is 26% above median its 10-year median of 3.12. Over the past 10 years, this metric has ranged from a low of 0.87 to a high of 8.17. The Restaurants industry median Interest Coverage is 6.46. JFLA Holdings' value of 3.92 is 39.3% below this industry median. Based on the distribution chart, JFLA Holdings ranks #173 out of 261 companies in the Restaurants industry, which is below the industry midpoint. Overall, JFLA Holdings has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does JFLA Holdings' Interest Coverage compare to MCD and SBUX?
According to the Restaurants industry distribution chart, JFLA Holdings ranks #173 out of 261 companies for Interest Coverage. This places JFLA Holdings in the lower half of its industry. The industry median Interest Coverage is 6.46. JFLA Holdings' value of 3.92 is 39.3% below this benchmark. Historically, JFLA Holdings' own Interest Coverage has ranged from 0.87 to 8.17 over the past decade. While the company's 10-year median is 3.12 vs. the industry median of 6.46, JFLA Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Restaurants company?
The median Interest Coverage among Restaurants companies is 6.46, based on 261 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. JFLA Holdings's current Interest Coverage of 3.92 is 39.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on JFLA Holdings and its competitors. For the Restaurants industry, the median Interest Coverage is 6.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JFLA Holdings's current Interest Coverage is 3.92, which is 26% above median its own 10-year median of 3.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JFLA Holdings stock overvalued right now?
Based on GuruFocus' analysis, JFLA Holdings (TSE:3069) is currently considered Fairly Valued. The stock's GF Value™ is 円153.15, compared to a current price of 円153.00 — trading 0.1% below its estimated fair value. The current Interest Coverage is 3.92, which is 26% above median its 10-year median of 3.12 and 39.3% below the Restaurants industry median of 6.46. JFLA Holdings' overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For JFLA Holdings (TSE:3069), the current Interest Coverage is 3.92 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is JFLA Holdings (TSE:3069) Overvalued in 2026?
Based on GuruFocus' analysis, JFLA Holdings stock appears to be undervalued.
The current stock price of 円153.00 is trading 0.1% below its estimated GF Value™ of 円153.15.
GuruFocus considers JFLA Holdings to be Fairly Valued.
Key valuation signals for TSE:3069:
Interest Coverage: 3.92 (26% above median its 10-year median of 3.12)
GF Value™: 円153.15 vs. price of 円153.00 (0.1% below fair value)
Industry Position: 39.3% below the Restaurants median (#173 of 261)
No single metric tells the full story. See the TSE:3069 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
JFLA Holdings Inc operates as a restaurant service provider. The business of the company include operation of eating out franchise and operation of restaurant, production of foods, calf, livestock feed, and dairy products, import and export of food and beverages, manufacture and sale of soft drinks, and wine import and sales. The company has three reportable segments: Consolidated Financial Services; Distribution Business; and Sales Business.
56GF Score
Get the complete analysis for TSE:3069
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
TSE:3069 has been successfully added to your 
