JFLA Holdings (TSE:3069) Debt-to-Equity: 2.27 (As of Mar. 2026) — 18% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:3069 JFLA Holdings Inc TSE:3069
55 GF Score
Price 円169.00
GF Value 円150.74
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is JFLA Holdings Debt-to-Equity?

JFLA Holdings TSE:3069 55 Debt-to-Equity is 2.27 as of Mar. 2026, which is 18% below its 10-year median of 2.76. GuruFocus rates TSE:3069 with a GF Score™ of 55/100 and a GF Value™ of 円150.74 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 318 Restaurants companies, JFLA Holdings ranks worse than 80.82% on this metric.

JFLA Holdings's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was 円1,028 Mil. JFLA Holdings's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was 円17,757 Mil. JFLA Holdings's Total Stockholders Equity for the quarter that ended in Mar. 2026 was 円8,278 Mil. JFLA Holdings's debt to equity for the quarter that ended in Mar. 2026 was 2.27.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for JFLA Holdings's Debt-to-Equity or its related term are showing as below:

TSE:3069' s Debt-to-Equity Range Over the Past 10 Years
Min: 1.71   Med: 2.76   Max: 4.31
Current: 2.19

During the past 13 years, the highest Debt-to-Equity Ratio of JFLA Holdings was 4.31. The lowest was 1.71. And the median was 2.76.

TSE:3069's Debt-to-Equity is ranked worse than
80.82% of 318 companies
in the Restaurants industry
Industry Median: 0.835 vs TSE:3069: 2.19

JFLA Holdings  (TSE:3069) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


JFLA Holdings Debt-to-Equity Related Terms


JFLA Holdings Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for JFLA Holdings's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

JFLA Holdings Debt-to-Equity Chart

JFLA Holdings Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.53 4.31 3.03 2.70 2.27

JFLA Holdings Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Sep24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.52 2.43 2.17 2.27 2.19

TSE:3069 vs MCD, SBUX, CMG: Debt-to-Equity Comparison

For the Restaurants subindustry, JFLA Holdings's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


JFLA Holdings Debt-to-Equity vs Restaurants Industry

For the Restaurants industry and Consumer Cyclical sector, JFLA Holdings's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where JFLA Holdings's Debt-to-Equity falls into.


TSE:3069
55GF Score
JFLA Holdings Inc TSE:3069
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

JFLA Holdings Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

JFLA Holdings's Debt to Equity Ratio for the fiscal year that ended in Mar. 2026 is calculated as

JFLA Holdings's Debt to Equity Ratio for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 2.27 mean?
JFLA Holdings (TSE:3069) has a Debt-to-Equity of 2.27 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on JFLA Holdings and its competitors. This is 18% below median its historical median of 2.76. Over the past decade, JFLA Holdings' Debt-to-Equity has ranged from 1.71 to 4.31. According to the industry distribution chart, JFLA Holdings ranks #257 out of 318 companies in the Restaurants industry, placing it in the top 80.8%.
Is JFLA Holdings' Debt-to-Equity too high?
JFLA Holdings' current Debt-to-Equity of 2.27 is 18% below median its 10-year median of 2.76. Over the past 10 years, this metric has ranged from a low of 1.71 to a high of 4.31. The Restaurants industry median Debt-to-Equity is 0.84. JFLA Holdings' value of 2.27 is 171.9% above this industry median. Based on the distribution chart, JFLA Holdings ranks #257 out of 318 companies in the Restaurants industry, which is in the bottom quartile relative to peers. Overall, JFLA Holdings has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does JFLA Holdings' Debt-to-Equity compare to MCD and SBUX?
According to the Restaurants industry distribution chart, JFLA Holdings ranks #257 out of 318 companies for Debt-to-Equity. This places JFLA Holdings in the lower half of its industry. The industry median Debt-to-Equity is 0.84. JFLA Holdings' value of 2.27 is 171.9% above this benchmark. Historically, JFLA Holdings' own Debt-to-Equity has ranged from 1.71 to 4.31 over the past decade. While the company's 10-year median is 2.76 vs. the industry median of 0.84, JFLA Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Restaurants company?
The median Debt-to-Equity among Restaurants companies is 0.84, based on 318 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. JFLA Holdings's current Debt-to-Equity of 2.27 is 171.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on JFLA Holdings and its competitors. For the Restaurants industry, the median Debt-to-Equity is 0.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JFLA Holdings's current Debt-to-Equity is 2.27, which is 18% below median its own 10-year median of 2.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JFLA Holdings stock overvalued right now?
Based on GuruFocus' analysis, JFLA Holdings (TSE:3069) is currently considered Modestly Overvalued. The stock's GF Value™ is 円150.74, compared to a current price of 円169.00 — trading 12.1% above its estimated fair value. The current Debt-to-Equity is 2.27, which is 18% below median its 10-year median of 2.76 and 171.9% above the Restaurants industry median of 0.84. JFLA Holdings' overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For JFLA Holdings (TSE:3069), the current Debt-to-Equity is 2.27 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is JFLA Holdings (TSE:3069) Overvalued in 2026?

Based on GuruFocus' analysis, JFLA Holdings stock appears to be overvalued. The current stock price of 円169.00 is trading 12.1% above its estimated GF Value™ of 円150.74. GuruFocus considers JFLA Holdings to be Modestly Overvalued.

Key valuation signals for TSE:3069:

  • Debt-to-Equity: 2.27 (18% below median its 10-year median of 2.76)
  • GF Value™: 円150.74 vs. price of 円169.00 (12.1% above fair value)
  • GF Score™: 55/100 with 4 warning signs
  • Industry Position: 171.9% above the Restaurants median (#257 of 318)

No single metric tells the full story. See the TSE:3069 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


JFLA Holdings Business Description

Address 1-5-6 Kakigaracho, Nihonbashi, Chuo-ku, Tokyo, JPN
JFLA Holdings Inc operates as a restaurant service provider. The business of the company include operation of eating out franchise and operation of restaurant, production of foods, calf, livestock feed, and dairy products, import and export of food and beverages, manufacture and sale of soft drinks, and wine import and sales. The company has three reportable segments: Consolidated Financial Services; Distribution Business; and Sales Business.
55GF Score

Get the complete analysis for TSE:3069

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円169.00
Price
円150.74
GF Value