Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Capital Asset PlanningTSE:3965 +0.12%74 Interest Coverage is 51.53 as of Mar. 2026, which is 130% above its 10-year median of 22.42. GuruFocus rates TSE:3965 with a GF Score™ of 74/100 and a GF Value™ of 円1,000.23 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,713 Software companies, Capital Asset Planning ranks better than 54.64% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Capital Asset Planning's
Operating Income
for the
six
months ended in Mar. 2026 was 円638 Mil. Capital Asset Planning's Interest Expense for the
six
months ended in Mar. 2026 was 円-12 Mil.
Capital Asset Planning's interest coverage for the quarter that ended in Mar. 2026 was 51.53.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Capital Asset Planning's Interest Coverage or its related term are showing as below:
TSE:3965'
s Interest Coverage Range Over the Past 10 Years
Min: 6.33 Med: 22.42 Max: 34.14
Current: 33.76
TSE:3965's Interest Coverage is ranked better than 54.64% of 1713
companies
in the Software industry
Industry Median: 24.62
vs TSE:3965: 33.76
Capital Asset Planning (TSE:3965) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Capital Asset Planning Interest Coverage Related Terms
Capital Asset Planning Interest Coverage Historical Data
* Premium members only.
The historical data trend for Capital Asset Planning's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
TSE:3965 vs UBER, SHOP, CRM: Interest Coverage Comparison
For the Software - Application subindustry, Capital Asset Planning's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Capital Asset Planning Interest Coverage vs Software Industry
For the Software industry and Technology sector, Capital Asset Planning's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Capital Asset Planning's Interest Coverage falls into.
Capital Asset Planning Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Capital Asset Planning (TSE:3965) has a Interest Coverage of 51.53 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Capital Asset Planning and its competitors. This is 130% above median its historical median of 22.42. Over the past decade, Capital Asset Planning's Interest Coverage has ranged from 6.33 to 34.14. According to the industry distribution chart, Capital Asset Planning ranks #777 out of 1713 companies in the Software industry, placing it in the top 45.4%.
Is Capital Asset Planning's Interest Coverage too high?
Capital Asset Planning's current Interest Coverage of 51.53 is 130% above median its 10-year median of 22.42. Over the past 10 years, this metric has ranged from a low of 6.33 to a high of 34.14. The Software industry median Interest Coverage is 24.62. Capital Asset Planning's value of 51.53 is 109.3% above this industry median. Based on the distribution chart, Capital Asset Planning ranks #777 out of 1713 companies in the Software industry, which is above the industry midpoint. Overall, Capital Asset Planning has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Capital Asset Planning's Interest Coverage compare to UBER and SHOP?
According to the Software industry distribution chart, Capital Asset Planning ranks #777 out of 1713 companies for Interest Coverage. This puts Capital Asset Planning in the upper half of its industry. The industry median Interest Coverage is 24.62. Capital Asset Planning's value of 51.53 is 109.3% above this benchmark. Historically, Capital Asset Planning's own Interest Coverage has ranged from 6.33 to 34.14 over the past decade. While the company's 10-year median is 22.42 vs. the industry median of 24.62, Capital Asset Planning has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.62, based on 1,713 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capital Asset Planning's current Interest Coverage of 51.53 is 109.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Capital Asset Planning and its competitors. For the Software industry, the median Interest Coverage is 24.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capital Asset Planning's current Interest Coverage is 51.53, which is 130% above median its own 10-year median of 22.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital Asset Planning stock overvalued right now?
Based on GuruFocus' analysis, Capital Asset Planning (TSE:3965) is currently considered Modestly Undervalued. The stock's GF Value™ is 円1,000.23, compared to a current price of 円861.00 — trading 13.9% below its estimated fair value. The current Interest Coverage is 51.53, which is 130% above median its 10-year median of 22.42 and 109.3% above the Software industry median of 24.62. Capital Asset Planning's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Capital Asset Planning (TSE:3965), the current Interest Coverage is 51.53 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Capital Asset Planning (TSE:3965) Overvalued in 2026?
Based on GuruFocus' analysis, Capital Asset Planning stock appears to be undervalued.
The current stock price of 円861.00 is trading 13.9% below its estimated GF Value™ of 円1,000.23.
GuruFocus considers Capital Asset Planning to be Modestly Undervalued.
Key valuation signals for TSE:3965:
Interest Coverage: 51.53 (130% above median its 10-year median of 22.42)
GF Value™: 円1,000.23 vs. price of 円861.00 (13.9% below fair value)
Industry Position: 109.3% above the Software median (#777 of 1713)
No single metric tells the full story. See the TSE:3965 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
TSE:3965 has been successfully added to your 
