Capital Asset Planning (TSE:3965) Current Ratio: 2.41 (As of Mar. 2026) — 16% Above Median

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TSE:3965 Capital Asset Planning Inc TSE:3965
74 GF Score
Price 円861.00
GF Value 円1,000.23
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Capital Asset Planning Current Ratio?

Capital Asset Planning TSE:3965 +0.12% 74 Current Ratio is 2.41 as of Mar. 2026, which is 16% above its 10-year median of 2.08. GuruFocus rates TSE:3965 with a GF Score™ of 74/100 and a GF Value™ of 円1,000.23 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 2,869 Software companies, Capital Asset Planning ranks better than 64.13% on this metric.

The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Capital Asset Planning's current ratio for the quarter that ended in Mar. 2026 was 2.41.

Capital Asset Planning has a current ratio of 2.41. It generally indicates good short-term financial strength.

The historical rank and industry rank for Capital Asset Planning's Current Ratio or its related term are showing as below:

TSE:3965' s Current Ratio Range Over the Past 10 Years
Min: 1.52   Med: 2.08   Max: 2.41
Current: 2.41

During the past 11 years, Capital Asset Planning's highest Current Ratio was 2.41. The lowest was 1.52. And the median was 2.08.

TSE:3965's Current Ratio is ranked better than
64.13% of 2869 companies
in the Software industry
Industry Median: 1.82 vs TSE:3965: 2.41

Capital Asset Planning  (TSE:3965) Current Ratio Explanation

The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.

Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.

The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.

If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.


Capital Asset Planning Current Ratio Related Terms


Capital Asset Planning Current Ratio Historical Data

* Premium members only.

The historical data trend for Capital Asset Planning's Current Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Capital Asset Planning Current Ratio Chart

Capital Asset Planning Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Current Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.06 1.91 1.89 2.23 2.39

Capital Asset Planning Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Current Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.09 2.23 2.17 2.39 2.41

TSE:3965 vs UBER, SHOP, CRM: Current Ratio Comparison

For the Software - Application subindustry, Capital Asset Planning's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Capital Asset Planning Current Ratio vs Software Industry

For the Software industry and Technology sector, Capital Asset Planning's Current Ratio distribution charts can be found below:

* The bar in red indicates where Capital Asset Planning's Current Ratio falls into.


TSE:3965
74GF Score
Capital Asset Planning Inc TSE:3965
Current Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Capital Asset Planning Current Ratio Calculation

The current ratio is mainly used to give an idea of the company's ability to pay back its short-term liabilities with its short-term assets.

Capital Asset Planning's Current Ratio for the fiscal year that ended in Sep. 2025 is calculated as

Current Ratio (A: Sep. 2025 )=Total Current Assets (A: Sep. 2025 )/Total Current Liabilities (A: Sep. 2025 )
=4677.662/1956.921
=2.39

Capital Asset Planning's Current Ratio for the quarter that ended in Mar. 2026 is calculated as

Current Ratio (Q: Mar. 2026 )=Total Current Assets (Q: Mar. 2026 )/Total Current Liabilities (Q: Mar. 2026 )
=5308.146/2203.43
=2.41

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Current Ratio →
What does a Current Ratio of 2.41 mean?
Capital Asset Planning (TSE:3965) has a Current Ratio of 2.41 as of Mar. 2026. This is 16% above median its historical median of 2.08. Over the past decade, Capital Asset Planning's Current Ratio has ranged from 1.52 to 2.41. According to the industry distribution chart, Capital Asset Planning ranks #1029 out of 2869 companies in the Software industry, placing it in the top 35.9%.
Is Capital Asset Planning's Current Ratio too high?
Capital Asset Planning's current Current Ratio of 2.41 is 16% above median its 10-year median of 2.08. Over the past 10 years, this metric has ranged from a low of 1.52 to a high of 2.41. The Software industry median Current Ratio is 1.82. Capital Asset Planning's value of 2.41 is 32.4% above this industry median. Based on the distribution chart, Capital Asset Planning ranks #1029 out of 2869 companies in the Software industry, which is above the industry midpoint. Overall, Capital Asset Planning has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Capital Asset Planning's Current Ratio compare to UBER and SHOP?
According to the Software industry distribution chart, Capital Asset Planning ranks #1029 out of 2869 companies for Current Ratio. This puts Capital Asset Planning in the upper half of its industry. The industry median Current Ratio is 1.82. Capital Asset Planning's value of 2.41 is 32.4% above this benchmark. Historically, Capital Asset Planning's own Current Ratio has ranged from 1.52 to 2.41 over the past decade. While the company's 10-year median is 2.08 vs. the industry median of 1.82, Capital Asset Planning has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Software company?
The median Current Ratio among Software companies is 1.82, based on 2,869 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capital Asset Planning's current Current Ratio of 2.41 is 32.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Current Ratio is 1.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capital Asset Planning's current Current Ratio is 2.41, which is 16% above median its own 10-year median of 2.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital Asset Planning stock overvalued right now?
Based on GuruFocus' analysis, Capital Asset Planning (TSE:3965) is currently considered Modestly Undervalued. The stock's GF Value™ is 円1,000.23, compared to a current price of 円861.00 — trading 13.9% below its estimated fair value. The current Current Ratio is 2.41, which is 16% above median its 10-year median of 2.08 and 32.4% above the Software industry median of 1.82. Capital Asset Planning's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Capital Asset Planning (TSE:3965), the current Current Ratio is 2.41 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Capital Asset Planning (TSE:3965) Overvalued in 2026?

Based on GuruFocus' analysis, Capital Asset Planning stock appears to be undervalued. The current stock price of 円861.00 is trading 13.9% below its estimated GF Value™ of 円1,000.23. GuruFocus considers Capital Asset Planning to be Modestly Undervalued.

Key valuation signals for TSE:3965:

  • Current Ratio: 2.41 (16% above median its 10-year median of 2.08)
  • GF Value™: 円1,000.23 vs. price of 円861.00 (13.9% below fair value)
  • GF Score™: 74/100 with 2 warning signs
  • Industry Position: 32.4% above the Software median (#1029 of 2869)

No single metric tells the full story. See the TSE:3965 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Capital Asset Planning Business Description

Address 2 Chome-4-27 Shintoda building, 6 Floor, Dojima, Kita-ku, Osaka, JPN, 530-0003
Capital Asset Planning Inc is engaged in developing software application for banks and insurance companies.
74GF Score

Get the complete analysis for TSE:3965

Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円861.00
Price
円1,000.23
GF Value