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Just PlanningTSE:4287 -0.86%82 Interest Coverage is No Debt (1) as of Jan. 2026, which is 100% below its 10-year median of 6,199.07. GuruFocus rates TSE:4287 with a GF Score™ of 82/100 and a GF Value™ of 円482.47 (Fairly Valued). Among 1,678 Hardware companies, Just Planning ranks better than 99.58% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Just Planning's
Operating Income
for the
three
months ended in Jan. 2026 was 円0 Mil. Just Planning's Interest Expense for the
three
months ended in Jan. 2026 was 円0 Mil.
Just Planning has no debt.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Just Planning Inc has no debt.
(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
The historical rank and industry rank for Just Planning's Interest Coverage or its related term are showing as below:
TSE:4287'
s Interest Coverage Range Over the Past 10 Years
Min: 2570.69 Med: 6199.07 Max: 11897.61
Current: No Debt
TSE:4287's Interest Coverage is ranked better than 99.58% of 1678
companies
in the Hardware industry
Industry Median: 13.645
vs TSE:4287: No Debt
Just Planning (TSE:4287) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Just Planning Interest Coverage Related Terms
Just Planning Interest Coverage Historical Data
* Premium members only.
The historical data trend for Just Planning's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
TSE:4287 vs SNDK, DELL, STX: Interest Coverage Comparison
For the Computer Hardware subindustry, Just Planning's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Just Planning Interest Coverage vs Hardware Industry
For the Hardware industry and Technology sector, Just Planning's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Just Planning's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
Just Planning (TSE:4287) has a Interest Coverage of No Debt (1) as of Jan. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Just Planning and its competitors. This is 100% below median its historical median of 6,199.07. Over the past decade, Just Planning's Interest Coverage has ranged from 2,570.69 to 11,897.61. According to the industry distribution chart, Just Planning ranks #7 out of 1678 companies in the Hardware industry, placing it in the top 0.40000000000001%.
Is Just Planning's Interest Coverage too high?
Just Planning's current Interest Coverage of No Debt (1) is 100% below median its 10-year median of 6,199.07. Over the past 10 years, this metric has ranged from a low of 2,570.69 to a high of 11,897.61. Based on the distribution chart, Just Planning ranks #7 out of 1678 companies in the Hardware industry, which is in the top quartile — a strong position relative to peers. Overall, Just Planning has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Just Planning's Interest Coverage compare to SNDK and DELL?
According to the Hardware industry distribution chart, Just Planning ranks #7 out of 1678 companies for Interest Coverage. This places Just Planning in the top 0% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 13.65. Historically, Just Planning's own Interest Coverage has ranged from 2,570.69 to 11,897.61 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Hardware company?
The median Interest Coverage among Hardware companies is 13.65, based on 1,678 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Just Planning and its competitors. For the Hardware industry, the median Interest Coverage is 13.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Just Planning's current Interest Coverage is No Debt (1), which is 100% below median its own 10-year median of 6,199.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Just Planning stock overvalued right now?
Based on GuruFocus' analysis, Just Planning (TSE:4287) is currently considered Fairly Valued. The stock's GF Value™ is 円482.47, compared to a current price of 円460.00 — trading 4.7% below its estimated fair value. The current Interest Coverage is No Debt (1), which is 100% below median its 10-year median of 6,199.07. Just Planning's overall GF Score™ is 82/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Just Planning (TSE:4287), the current Interest Coverage is No Debt (1) as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Just Planning (TSE:4287) Overvalued in 2026?
Based on GuruFocus' analysis, Just Planning stock appears to be undervalued.
The current stock price of 円460.00 is trading 4.7% below its estimated GF Value™ of 円482.47.
GuruFocus considers Just Planning to be Fairly Valued.
Key valuation signals for TSE:4287:
Interest Coverage: No Debt (1) (100% below median its 10-year median of 6,199.07)
GF Value™: 円482.47 vs. price of 円460.00 (4.7% below fair value)
No single metric tells the full story. See the TSE:4287 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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