Bank of Innovation (TSE:4393) Interest Coverage: No Debt (1) (As of Mar. 2026) — 100% Below Median


TSE:4393 Bank of Innovation Inc TSE:4393
87 GF Score
Price 円5,080.00
GF Value 円5,054.46
Valuation Fairly Valued
! 1 Warning Sign
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What is Bank of Innovation Interest Coverage?

Bank of Innovation TSE:4393 +3.89% 87 Interest Coverage is No Debt (1) as of Mar. 2026, which is 100% below its 10-year median of 250.04. GuruFocus rates TSE:4393 with a GF Score™ of 87/100 and a GF Value™ of 円5,054.46 (Fairly Valued). The stock has 1 warning sign investors should review. Among 316 Interactive Media companies, Bank of Innovation ranks better than 99.05% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Bank of Innovation's Operating Income for the six months ended in Mar. 2026 was 円1,153 Mil. Bank of Innovation's Interest Expense for the six months ended in Mar. 2026 was 円0 Mil. Bank of Innovation has no debt. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Bank of Innovation Inc has enough cash to cover all of its debt. Its financial situation is stable.

(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The historical rank and industry rank for Bank of Innovation's Interest Coverage or its related term are showing as below:

TSE:4393' s Interest Coverage Range Over the Past 10 Years
Min: 15.68   Med: 250.04   Max: No Debt
Current: No Debt


TSE:4393's Interest Coverage is ranked better than
99.05% of 316 companies
in the Interactive Media industry
Industry Median: 38.305 vs TSE:4393: No Debt

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Bank of Innovation  (TSE:4393) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Bank of Innovation Interest Coverage Related Terms


Bank of Innovation Interest Coverage Historical Data

* Premium members only.

The historical data trend for Bank of Innovation's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Bank of Innovation Interest Coverage Chart

Bank of Innovation Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 816.83 443.33 No Debt

Bank of Innovation Semi-Annual Data
Sep16 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A N/A No Debt No Debt No Debt

TSE:4393 vs NTES, EA, TTWO: Interest Coverage Comparison

For the Electronic Gaming & Multimedia subindustry, Bank of Innovation's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Innovation Interest Coverage vs Interactive Media Industry

For the Interactive Media industry and Communication Services sector, Bank of Innovation's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Bank of Innovation's Interest Coverage falls into.


TSE:4393
87GF Score
Bank of Innovation Inc TSE:4393
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of Innovation Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Bank of Innovation's Interest Coverage for the fiscal year that ended in Sep. 2025 is calculated as

Here, for the fiscal year that ended in Sep. 2025, Bank of Innovation's Interest Expense was 円0 Mil. Its Operating Income was 円2,154 Mil. And its Long-Term Debt & Capital Lease Obligation was 円0 Mil.

Bank of Innovation had no debt (1).

Bank of Innovation's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the six months ended in Mar. 2026, Bank of Innovation's Interest Expense was 円0 Mil. Its Operating Income was 円1,153 Mil. And its Long-Term Debt & Capital Lease Obligation was 円0 Mil.

Bank of Innovation had no debt (1).

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
Bank of Innovation (TSE:4393) has a Interest Coverage of No Debt (1) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Bank of Innovation and its competitors. This is 100% below median its historical median of 250.04. Over the past decade, Bank of Innovation's Interest Coverage has ranged from 15.68 to 10,000.00. According to the industry distribution chart, Bank of Innovation ranks #3 out of 316 companies in the Interactive Media industry, placing it in the top 0.90000000000001%.
Is Bank of Innovation's Interest Coverage too high?
Bank of Innovation's current Interest Coverage of No Debt (1) is 100% below median its 10-year median of 250.04. Over the past 10 years, this metric has ranged from a low of 15.68 to a high of 10,000.00. Based on the distribution chart, Bank of Innovation ranks #3 out of 316 companies in the Interactive Media industry, which is in the top quartile — a strong position relative to peers. Overall, Bank of Innovation has a GF Score™ of 87/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank of Innovation's Interest Coverage compare to NTES and EA?
According to the Interactive Media industry distribution chart, Bank of Innovation ranks #3 out of 316 companies for Interest Coverage. This places Bank of Innovation in the top 1% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 38.31. Historically, Bank of Innovation's own Interest Coverage has ranged from 15.68 to 10,000.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Interactive Media company?
The median Interest Coverage among Interactive Media companies is 38.31, based on 316 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Bank of Innovation and its competitors. For the Interactive Media industry, the median Interest Coverage is 38.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Innovation's current Interest Coverage is No Debt (1), which is 100% below median its own 10-year median of 250.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Innovation stock overvalued right now?
Based on GuruFocus' analysis, Bank of Innovation (TSE:4393) is currently considered Fairly Valued. The stock's GF Value™ is 円5,054.46, compared to a current price of 円5,080.00 — trading 0.5% above its estimated fair value. The current Interest Coverage is No Debt (1), which is 100% below median its 10-year median of 250.04. Bank of Innovation's overall GF Score™ is 87/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Bank of Innovation (TSE:4393), the current Interest Coverage is No Debt (1) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Innovation (TSE:4393) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Innovation stock appears to be overvalued. The current stock price of 円5,080.00 is trading 0.5% above its estimated GF Value™ of 円5,054.46. GuruFocus considers Bank of Innovation to be Fairly Valued.

Key valuation signals for TSE:4393:

  • Interest Coverage: No Debt (1) (100% below median its 10-year median of 250.04)
  • GF Value™: 円5,054.46 vs. price of 円5,080.00 (0.5% above fair value)
  • GF Score™: 87/100 with 1 warning sign

No single metric tells the full story. See the TSE:4393 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Innovation Business Description

Address 6-27-30 Shinjuku, Shinjuku East Square, shinjuku-ku, Tokyo, JPN, 160-0022
Bank of Innovation Inc is engaged in development and operation of game application for smartphone. Some of the products offered by the company include mitrasphere, cryptolact, and conquest fighting.
87GF Score

Get the complete analysis for TSE:4393

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円5,080.00
Price
円5,054.46
GF Value