Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
Bank of Innovation's 3-Year ROIIC % for the quarter that ended in Sep. 2025 was -1,295.82%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for Bank of Innovation's 3-Year ROIIC % or its related term are showing as below:
TSE:4393's 3-Year ROIIC % is ranked worse than 98.49% of 529
companies
in the Interactive Media industry
Industry Median: 3.45
vs TSE:4393: -1295.82
Bank of Innovation (TSE:4393) 3-Year ROIIC % Explanation
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Bank of Innovation 3-Year ROIIC % Related Terms
Bank of Innovation 3-Year ROIIC % Historical Data
* Premium members only.
The historical data trend for Bank of Innovation's 3-Year ROIIC % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:4393 vs NTES, EA, TTWO: 3-Year ROIIC % Comparison
For the Electronic Gaming & Multimedia subindustry, Bank of Innovation's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Innovation 3-Year ROIIC % vs Interactive Media Industry
For the Interactive Media industry and Communication Services sector, Bank of Innovation's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Bank of Innovation's 3-Year ROIIC % falls into.
Bank of Innovation's 3-Year ROIIC % for the quarter that ended in Sep. 2025 is calculated as:
3-Year ROIIC %
=
3-Year Incremental Net Operating Profit After Taxes (NOPAT)**
/
3-Year Incremental Invested Capital**
=
( 1331.8182 (Sep. 2025) - -832.2048 (Sep. 2022) )
/
( 1227 (Sep. 2025) - 1394 (Sep. 2022) )
=
2164.023
/
-167
=
-1,295.82%***
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Bank of Innovation (TSE:4393) has a 3-Year ROIIC % of -1,295.82 as of Sep. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Bank of Innovation and its competitors. According to the industry distribution chart, Bank of Innovation ranks #521 out of 529 companies in the Interactive Media industry, placing it in the top 98.5%.
Is Bank of Innovation's 3-Year ROIIC % too high?
Bank of Innovation's current 3-Year ROIIC % is -1,295.82. Based on the distribution chart, Bank of Innovation ranks #521 out of 529 companies in the Interactive Media industry, which is in the bottom quartile relative to peers. Overall, Bank of Innovation has a GF Score™ of 87/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank of Innovation's 3-Year ROIIC % compare to NTES and EA?
According to the Interactive Media industry distribution chart, Bank of Innovation ranks #521 out of 529 companies for 3-Year ROIIC %. This places Bank of Innovation in the lower half of its industry. The industry median 3-Year ROIIC % is 3.45. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for an Interactive Media company?
The median 3-Year ROIIC % among Interactive Media companies is 3.45, based on 529 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Bank of Innovation and its competitors. For the Interactive Media industry, the median 3-Year ROIIC % is 3.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Innovation's current 3-Year ROIIC % is -1,295.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Innovation stock overvalued right now?
Based on GuruFocus' analysis, Bank of Innovation (TSE:4393) is currently considered Fairly Valued. The stock's GF Value™ is 円5,125.05, compared to a current price of 円4,715.00 — trading 8% below its estimated fair value. The current 3-Year ROIIC % is -1,295.82. Bank of Innovation's overall GF Score™ is 87/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For Bank of Innovation (TSE:4393), the current 3-Year ROIIC % is -1,295.82 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Innovation (TSE:4393) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Innovation stock appears to be undervalued.
The current stock price of 円4,715.00 is trading 8% below its estimated GF Value™ of 円5,125.05.
GuruFocus considers Bank of Innovation to be Fairly Valued.
Key valuation signals for TSE:4393:
3-Year ROIIC %: -1,295.82
GF Value™: 円5,125.05 vs. price of 円4,715.00 (8% below fair value)
No single metric tells the full story. See the TSE:4393 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Innovation Inc is engaged in development and operation of game application for smartphone. Some of the products offered by the company include mitrasphere, cryptolact, and conquest fighting.
87GF Score
Get the complete analysis for TSE:4393
3-Year ROIIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
TSE:4393 has been successfully added to your 
