Ondeck Co (TSE:7360) Interest Coverage: 71.30 (As of May. 2026) — 86% Below Median

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TSE:7360 Ondeck Co Ltd TSE:7360
75 GF Score
Price 円674.00
GF Value 円725.74
Valuation Fairly Valued
! 4 Warning Signs
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What is Ondeck Co Interest Coverage?

Ondeck Co TSE:7360 +0.75% 75 Interest Coverage is 71.30 as of May. 2026, which is 86% below its 10-year median of 514.17. GuruFocus rates TSE:7360 with a GF Score™ of 75/100 and a GF Value™ of 円725.74 (Fairly Valued). The stock has 4 warning signs investors should review. Among 434 Capital Markets companies, Ondeck Co ranks worse than 230414.52% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Ondeck Co's Operating Income for the three months ended in May. 2026 was 円11.8 Mil. Ondeck Co's Interest Expense for the three months ended in May. 2026 was 円-0.2 Mil. Ondeck Co's interest coverage for the quarter that ended in May. 2026 was 71.30. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Ondeck Co's Interest Coverage or its related term are showing as below:


TSE:7360's Interest Coverage is not ranked *
in the Capital Markets industry.
Industry Median: 20.55
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Ondeck Co  (TSE:7360) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Ondeck Co Interest Coverage Related Terms


Ondeck Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for Ondeck Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Ondeck Co Interest Coverage Chart

Ondeck Co Annual Data
Trend Nov18 Nov19 Nov20 Nov21 Nov22 Nov23 Nov24 Nov25
Interest Coverage
Get a 7-Day Free Trial 115.53 1,232.97 0.00 2,073.50 0.00

Ondeck Co Quarterly Data
Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 71.30

TSE:7360 vs MS, GS, SCHW: Interest Coverage Comparison

For the Capital Markets subindustry, Ondeck Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ondeck Co Interest Coverage vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Ondeck Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Ondeck Co's Interest Coverage falls into.


TSE:7360
75GF Score
Ondeck Co Ltd TSE:7360
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ondeck Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Ondeck Co's Interest Coverage for the fiscal year that ended in Nov. 2025 is calculated as

Here, for the fiscal year that ended in Nov. 2025, Ondeck Co's Interest Expense was 円-0.7 Mil. Its Operating Income was 円-221.6 Mil. And its Long-Term Debt & Capital Lease Obligation was 円26.7 Mil.

Ondeck Co did not have earnings to cover the interest expense.

Ondeck Co's Interest Coverage for the quarter that ended in May. 2026 is calculated as

Here, for the three months ended in May. 2026, Ondeck Co's Interest Expense was 円-0.2 Mil. Its Operating Income was 円11.8 Mil. And its Long-Term Debt & Capital Lease Obligation was 円21.7 Mil.

Interest Coverage=-1* Operating Income (Q: May. 2026 )/Interest Expense (Q: May. 2026 )
=-1*11.835/-0.166
=71.30

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 71.30 mean?
Ondeck Co (TSE:7360) has a Interest Coverage of 71.30 as of May. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ondeck Co and its competitors. This is 86% below median its historical median of 514.17. According to the industry distribution chart, Ondeck Co ranks #999999 out of 434 companies in the Capital Markets industry.
Is Ondeck Co's Interest Coverage too high?
Ondeck Co's current Interest Coverage of 71.30 is 86% below median its 10-year median of 514.17. The Capital Markets industry median Interest Coverage is 20.55. Ondeck Co's value of 71.30 is 247% above this industry median. Based on the distribution chart, Ondeck Co ranks #999999 out of 434 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, Ondeck Co has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ondeck Co's Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, Ondeck Co ranks #999999 out of 434 companies for Interest Coverage. This places Ondeck Co in the lower half of its industry. The industry median Interest Coverage is 20.55. Ondeck Co's value of 71.30 is 247% above this benchmark. While the company's 10-year median is 514.17 vs. the industry median of 20.55, Ondeck Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 20.55, based on 434 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ondeck Co's current Interest Coverage of 71.30 is 247% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ondeck Co and its competitors. For the Capital Markets industry, the median Interest Coverage is 20.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ondeck Co's current Interest Coverage is 71.30, which is 86% below median its own 10-year median of 514.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ondeck Co stock overvalued right now?
Based on GuruFocus' analysis, Ondeck Co (TSE:7360) is currently considered Fairly Valued. The stock's GF Value™ is 円725.74, compared to a current price of 円674.00 — trading 7.1% below its estimated fair value. The current Interest Coverage is 71.30, which is 86% below median its 10-year median of 514.17 and 247% above the Capital Markets industry median of 20.55. Ondeck Co's overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Ondeck Co (TSE:7360), the current Interest Coverage is 71.30 as of May. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ondeck Co (TSE:7360) Overvalued in 2026?

Based on GuruFocus' analysis, Ondeck Co stock appears to be undervalued. The current stock price of 円674.00 is trading 7.1% below its estimated GF Value™ of 円725.74. GuruFocus considers Ondeck Co to be Fairly Valued.

Key valuation signals for TSE:7360:

  • Interest Coverage: 71.30 (86% below median its 10-year median of 514.17)
  • GF Value™: 円725.74 vs. price of 円674.00 (7.1% below fair value)
  • GF Score™: 75/100 with 4 warning signs
  • Industry Position: 247% above the Capital Markets median (#999999 of 434)

No single metric tells the full story. See the TSE:7360 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ondeck Co Business Description

Address 3-4-1 Bingomachi, Chuo-ku, Osaka, JPN, 541-0056
Ondeck Co Ltd specializes in supporting mergers and acquisitions (M&A) of small and medium-sized businesses. It operates as an intermediary in M&A and also provides various advisory services related to corporate and business revitalization and restructuring. The company has only one segment, the M&A advisory business.
75GF Score

Get the complete analysis for TSE:7360

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円674.00
Price
円725.74
GF Value