Ondeck Co (TSE:7360) Return-on-Tangible-Equity: 3.94% (As of May. 2026) — 58% Below Median

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TSE:7360 Ondeck Co Ltd TSE:7360
75 GF Score
Price 円674.00
GF Value 円725.74
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Ondeck Co Return-on-Tangible-Equity?

Ondeck Co TSE:7360 +0.75% 75 Return-on-Tangible-Equity is 3.94% as of May. 2026, which is 58% below its 10-year median of 9.32. GuruFocus rates TSE:7360 with a GF Score™ of 75/100 and a GF Value™ of 円725.74 (Fairly Valued). The stock has 4 warning signs investors should review. Among 783 Capital Markets companies, Ondeck Co ranks worse than 87.99% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Ondeck Co's annualized net income for the quarter that ended in May. 2026 was 円34.5 Mil. Ondeck Co's average shareholder tangible equity for the quarter that ended in May. 2026 was 円876.5 Mil. Therefore, Ondeck Co's annualized Return-on-Tangible-Equity for the quarter that ended in May. 2026 was 3.94%.

The historical rank and industry rank for Ondeck Co's Return-on-Tangible-Equity or its related term are showing as below:

TSE:7360' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -22.84   Med: 9.32   Max: 24.29
Current: -22.84

During the past 8 years, Ondeck Co's highest Return-on-Tangible-Equity was 24.29%. The lowest was -22.84%. And the median was 9.32%.

TSE:7360's Return-on-Tangible-Equity is ranked worse than
87.99% of 783 companies
in the Capital Markets industry
Industry Median: 6.45 vs TSE:7360: -22.84

Ondeck Co  (TSE:7360) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Ondeck Co Return-on-Tangible-Equity Related Terms


Ondeck Co Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Ondeck Co's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ondeck Co Return-on-Tangible-Equity Chart

Ondeck Co Annual Data
Trend Nov18 Nov19 Nov20 Nov21 Nov22 Nov23 Nov24 Nov25
Return-on-Tangible-Equity
Get a 7-Day Free Trial 2.74 12.68 -14.31 24.29 -14.77

Ondeck Co Quarterly Data
Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -29.30 -26.00 -1.06 -34.84 3.94

TSE:7360 vs MS, GS, SCHW: Return-on-Tangible-Equity Comparison

For the Capital Markets subindustry, Ondeck Co's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ondeck Co Return-on-Tangible-Equity vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Ondeck Co's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Ondeck Co's Return-on-Tangible-Equity falls into.


TSE:7360
75GF Score
Ondeck Co Ltd TSE:7360
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ondeck Co Return-on-Tangible-Equity Calculation

Ondeck Co's annualized Return-on-Tangible-Equity for the fiscal year that ended in Nov. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Nov. 2025 )  (A: Nov. 2024 )(A: Nov. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Nov. 2025 )  (A: Nov. 2024 )(A: Nov. 2025 )
=-151.848/( (1104.019+951.573 )/ 2 )
=-151.848/1027.796
=-14.77 %

Ondeck Co's annualized Return-on-Tangible-Equity for the quarter that ended in May. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: May. 2026 )  (Q: Feb. 2026 )(Q: May. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: May. 2026 )  (Q: Feb. 2026 )(Q: May. 2026 )
=34.548/( (872.197+880.887)/ 2 )
=34.548/876.542
=3.94 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (May. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 3.94% mean?
Ondeck Co (TSE:7360) has a Return-on-Tangible-Equity of 3.94% as of May. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Ondeck Co and its competitors. This is 58% below median its historical median of 9.32. According to the industry distribution chart, Ondeck Co ranks #689 out of 783 companies in the Capital Markets industry, placing it in the top 88%.
Is Ondeck Co's Return-on-Tangible-Equity too high?
Ondeck Co's current Return-on-Tangible-Equity of 3.94% is 58% below median its 10-year median of 9.32. The Capital Markets industry median Return-on-Tangible-Equity is 6.45. Ondeck Co's value of 3.94% is 38.9% below this industry median. Based on the distribution chart, Ondeck Co ranks #689 out of 783 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, Ondeck Co has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ondeck Co's Return-on-Tangible-Equity compare to MS and GS?
According to the Capital Markets industry distribution chart, Ondeck Co ranks #689 out of 783 companies for Return-on-Tangible-Equity. This places Ondeck Co in the lower half of its industry. The industry median Return-on-Tangible-Equity is 6.45. Ondeck Co's value of 3.94% is 38.9% below this benchmark. While the company's 10-year median is 9.32 vs. the industry median of 6.45, Ondeck Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Capital Markets company?
The median Return-on-Tangible-Equity among Capital Markets companies is 6.45, based on 783 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ondeck Co's current Return-on-Tangible-Equity of 3.94% is 38.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Ondeck Co and its competitors. For the Capital Markets industry, the median Return-on-Tangible-Equity is 6.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ondeck Co's current Return-on-Tangible-Equity is 3.94%, which is 58% below median its own 10-year median of 9.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ondeck Co stock overvalued right now?
Based on GuruFocus' analysis, Ondeck Co (TSE:7360) is currently considered Fairly Valued. The stock's GF Value™ is 円725.74, compared to a current price of 円674.00 — trading 7.1% below its estimated fair value. The current Return-on-Tangible-Equity is 3.94%, which is 58% below median its 10-year median of 9.32 and 38.9% below the Capital Markets industry median of 6.45. Ondeck Co's overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Ondeck Co (TSE:7360), the current Return-on-Tangible-Equity is 3.94% as of May. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ondeck Co (TSE:7360) Overvalued in 2026?

Based on GuruFocus' analysis, Ondeck Co stock appears to be undervalued. The current stock price of 円674.00 is trading 7.1% below its estimated GF Value™ of 円725.74. GuruFocus considers Ondeck Co to be Fairly Valued.

Key valuation signals for TSE:7360:

  • Return-on-Tangible-Equity: 3.94% (58% below median its 10-year median of 9.32)
  • GF Value™: 円725.74 vs. price of 円674.00 (7.1% below fair value)
  • GF Score™: 75/100 with 4 warning signs
  • Industry Position: 38.9% below the Capital Markets median (#689 of 783)

No single metric tells the full story. See the TSE:7360 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ondeck Co Business Description

Address 3-4-1 Bingomachi, Chuo-ku, Osaka, JPN, 541-0056
Ondeck Co Ltd specializes in supporting mergers and acquisitions (M&A) of small and medium-sized businesses. It operates as an intermediary in M&A and also provides various advisory services related to corporate and business revitalization and restructuring. The company has only one segment, the M&A advisory business.
75GF Score

Get the complete analysis for TSE:7360

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円674.00
Price
円725.74
GF Value