San HoldingsTSE:9628 -1.00%81 Interest Coverage is 17.44 as of Sep. 2025, which is 92% below its 10-year median of 220.72. GuruFocus rates TSE:9628 with a GF Score™ of 81/100 and a GF Value™ of 円2,101.25 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 71 Personal Services companies, San Holdings ranks better than 66.2% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. San Holdings's
Operating Income
for the
six
months ended in Sep. 2025 was 円1,552 Mil. San Holdings's Interest Expense for the
six
months ended in Sep. 2025 was 円-89 Mil.
San Holdings's interest coverage for the quarter that ended in Sep. 2025 was 17.44.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for San Holdings's Interest Coverage or its related term are showing as below:
TSE:9628'
s Interest Coverage Range Over the Past 10 Years
Min: 17.68 Med: 220.72 Max: 1446.8
Current: 17.68
TSE:9628's Interest Coverage is ranked better than 66.2% of 71
companies
in the Personal Services industry
Industry Median: 10.6
vs TSE:9628: 17.68
San Holdings (TSE:9628) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
San Holdings Interest Coverage Related Terms
San Holdings Interest Coverage Historical Data
* Premium members only.
The historical data trend for San Holdings's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
TSE:9628 vs ROL, SCI, FTDR: Interest Coverage Comparison
For the Personal Services subindustry, San Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
San Holdings Interest Coverage vs Personal Services Industry
For the Personal Services industry and Consumer Cyclical sector, San Holdings's Interest Coverage distribution charts can be found below:
* The bar in red indicates where San Holdings's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
San Holdings (TSE:9628) has a Interest Coverage of 17.44 as of Sep. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on San Holdings and its competitors. This is 92% below median its historical median of 220.72. Over the past decade, San Holdings' Interest Coverage has ranged from 17.68 to 1,446.80. According to the industry distribution chart, San Holdings ranks #24 out of 71 companies in the Personal Services industry, placing it in the top 33.8%.
Is San Holdings' Interest Coverage too high?
San Holdings' current Interest Coverage of 17.44 is 92% below median its 10-year median of 220.72. Over the past 10 years, this metric has ranged from a low of 17.68 to a high of 1,446.80. The Personal Services industry median Interest Coverage is 10.60. San Holdings' value of 17.44 is 64.5% above this industry median. Based on the distribution chart, San Holdings ranks #24 out of 71 companies in the Personal Services industry, which is above the industry midpoint. Overall, San Holdings has a GF Score™ of 81/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does San Holdings' Interest Coverage compare to ROL and SCI?
According to the Personal Services industry distribution chart, San Holdings ranks #24 out of 71 companies for Interest Coverage. This puts San Holdings in the upper half of its industry. The industry median Interest Coverage is 10.60. San Holdings' value of 17.44 is 64.5% above this benchmark. Historically, San Holdings' own Interest Coverage has ranged from 17.68 to 1,446.80 over the past decade. While the company's 10-year median is 220.72 vs. the industry median of 10.60, San Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Personal Services company?
The median Interest Coverage among Personal Services companies is 10.60, based on 71 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. San Holdings's current Interest Coverage of 17.44 is 64.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on San Holdings and its competitors. For the Personal Services industry, the median Interest Coverage is 10.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. San Holdings's current Interest Coverage is 17.44, which is 92% below median its own 10-year median of 220.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is San Holdings stock overvalued right now?
Based on GuruFocus' analysis, San Holdings (TSE:9628) is currently considered Significantly Undervalued. The stock's GF Value™ is 円2,101.25, compared to a current price of 円1,383.00 — trading 34.2% below its estimated fair value. The current Interest Coverage is 17.44, which is 92% below median its 10-year median of 220.72 and 64.5% above the Personal Services industry median of 10.60. San Holdings' overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For San Holdings (TSE:9628), the current Interest Coverage is 17.44 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is San Holdings (TSE:9628) Overvalued in 2026?
Based on GuruFocus' analysis, San Holdings stock appears to be undervalued.
The current stock price of 円1,383.00 is trading 34.2% below its estimated GF Value™ of 円2,101.25.
GuruFocus considers San Holdings to be Significantly Undervalued.
Key valuation signals for TSE:9628:
Interest Coverage: 17.44 (92% below median its 10-year median of 220.72)
GF Value™: 円2,101.25 vs. price of 円1,383.00 (34.2% below fair value)
Industry Position: 64.5% above the Personal Services median (#24 of 71)
No single metric tells the full story. See the TSE:9628 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
San Holdings Inc is a Japan-based holding company along with its subsidiaries the firm is engaged in funerary business. It arranges funerals and provides funerary services according to individual customers.
81GF Score
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