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San HoldingsTSE:9628 -0.14%74 Return-on-Tangible-Equity is 7.19% as of Sep. 2025, which is 2% above its 10-year median of 7.02. GuruFocus rates TSE:9628 with a GF Score™ of 74/100 and a GF Value™ of 円2,106.96 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 84 Personal Services companies, San Holdings ranks better than 54.76% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. San Holdings's annualized net income for the quarter that ended in Sep. 2025 was 円1,780 Mil. San Holdings's average shareholder tangible equity for the quarter that ended in Sep. 2025 was 円24,765 Mil. Therefore, San Holdings's annualized Return-on-Tangible-Equity for the quarter that ended in Sep. 2025 was 7.19%.
The historical rank and industry rank for San Holdings's Return-on-Tangible-Equity or its related term are showing as below:
TSE:9628'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 1.71 Med: 7.02 Max: 16.76
Current: 16.37
During the past 13 years, San Holdings's highest Return-on-Tangible-Equity was 16.76%. The lowest was 1.71%. And the median was 7.02%.
TSE:9628's Return-on-Tangible-Equity is ranked better than 54.76% of 84
companies
in the Personal Services industry
Industry Median: 12.92
vs TSE:9628: 16.37
San Holdings (TSE:9628) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
San Holdings Return-on-Tangible-Equity Related Terms
San Holdings Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for San Holdings's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:9628 vs ROL, SCI, FTDR: Return-on-Tangible-Equity Comparison
For the Personal Services subindustry, San Holdings's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
San Holdings Return-on-Tangible-Equity vs Personal Services Industry
For the Personal Services industry and Consumer Cyclical sector, San Holdings's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where San Holdings's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Sep. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 7.19% mean?
San Holdings (TSE:9628) has a Return-on-Tangible-Equity of 7.19% as of Sep. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on San Holdings and its competitors. This is near median its historical median of 7.02. Over the past decade, San Holdings' Return-on-Tangible-Equity has ranged from 1.71 to 16.76. According to the industry distribution chart, San Holdings ranks #38 out of 84 companies in the Personal Services industry, placing it in the top 45.2%.
Is San Holdings' Return-on-Tangible-Equity too high?
San Holdings' current Return-on-Tangible-Equity of 7.19% is near median its 10-year median of 7.02. Over the past 10 years, this metric has ranged from a low of 1.71 to a high of 16.76. The Personal Services industry median Return-on-Tangible-Equity is 12.92. San Holdings' value of 7.19% is 44.3% below this industry median. Based on the distribution chart, San Holdings ranks #38 out of 84 companies in the Personal Services industry, which is above the industry midpoint. Overall, San Holdings has a GF Score™ of 74/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does San Holdings' Return-on-Tangible-Equity compare to ROL and SCI?
According to the Personal Services industry distribution chart, San Holdings ranks #38 out of 84 companies for Return-on-Tangible-Equity. This puts San Holdings in the upper half of its industry. The industry median Return-on-Tangible-Equity is 12.92. San Holdings' value of 7.19% is 44.3% below this benchmark. Historically, San Holdings' own Return-on-Tangible-Equity has ranged from 1.71 to 16.76 over the past decade. While the company's 10-year median is 7.02 vs. the industry median of 12.92, San Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Personal Services company?
The median Return-on-Tangible-Equity among Personal Services companies is 12.92, based on 84 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. San Holdings's current Return-on-Tangible-Equity of 7.19% is 44.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on San Holdings and its competitors. For the Personal Services industry, the median Return-on-Tangible-Equity is 12.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. San Holdings's current Return-on-Tangible-Equity is 7.19%, which is near median its own 10-year median of 7.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is San Holdings stock overvalued right now?
Based on GuruFocus' analysis, San Holdings (TSE:9628) is currently considered Significantly Undervalued. The stock's GF Value™ is 円2,106.96, compared to a current price of 円1,434.00 — trading 31.9% below its estimated fair value. The current Return-on-Tangible-Equity is 7.19%, which is near median its 10-year median of 7.02 and 44.3% below the Personal Services industry median of 12.92. San Holdings' overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For San Holdings (TSE:9628), the current Return-on-Tangible-Equity is 7.19% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is San Holdings (TSE:9628) Overvalued in 2026?
Based on GuruFocus' analysis, San Holdings stock appears to be undervalued.
The current stock price of 円1,434.00 is trading 31.9% below its estimated GF Value™ of 円2,106.96.
GuruFocus considers San Holdings to be Significantly Undervalued.
Key valuation signals for TSE:9628:
Return-on-Tangible-Equity: 7.19% (near median its 10-year median of 7.02)
GF Value™: 円2,106.96 vs. price of 円1,434.00 (31.9% below fair value)
Industry Position: 44.3% below the Personal Services median (#38 of 84)
No single metric tells the full story. See the TSE:9628 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
San Holdings Inc is a Japan-based holding company along with its subsidiaries the firm is engaged in funerary business. It arranges funerals and provides funerary services according to individual customers.
74GF Score
Get the complete analysis for TSE:9628
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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