VISIF (Visional) Interest Coverage: 6,062.33 (As of Jan. 2026) — 14% Above Median


VISIF Visional Inc VISIF
64 GF Score
Price $46.00
GF Value $103.72
Valuation Significantly Undervalued
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What is Visional Interest Coverage?

Visional VISIF -1.69% 64 Interest Coverage is 6,062.33 as of Jan. 2026, which is 14% above its 10-year median of 5,325.00. GuruFocus rates VISIF with a GF Score™ of 64/100 and a GF Value™ of $103.72 (Significantly Undervalued). Among 316 Interactive Media companies, Visional ranks better than 86.39% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Visional's Operating Income for the three months ended in Jan. 2026 was $36.4 Mil. Visional's Interest Expense for the three months ended in Jan. 2026 was $-0.0 Mil. Visional's interest coverage for the quarter that ended in Jan. 2026 was 6,062.33. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Visional Inc has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Visional's Interest Coverage or its related term are showing as below:

VISIF' s Interest Coverage Range Over the Past 10 Years
Min: 2187   Med: 5325   Max: 21443
Current: 5893.75


VISIF's Interest Coverage is ranked better than
86.39% of 316 companies
in the Interactive Media industry
Industry Median: 38.305 vs VISIF: 5893.75

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Visional  (OTCPK:VISIF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Visional Interest Coverage Related Terms


Visional Interest Coverage Historical Data

* Premium members only.

The historical data trend for Visional's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Visional Interest Coverage Chart

Visional Annual Data
Trend Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Interest Coverage
Get a 7-Day Free Trial 2,387.22 8,654.43 N/A N/A 20,810.14

Visional Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7,191.00 N/A 6,673.14 6,062.33 3,308.62

VISIF vs GOOGL, META, SPOT: Interest Coverage Comparison

For the Internet Content & Information subindustry, Visional's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Visional Interest Coverage vs Interactive Media Industry

For the Interactive Media industry and Communication Services sector, Visional's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Visional's Interest Coverage falls into.


VISIF
64GF Score
Visional Inc VISIF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Visional Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Visional's Interest Coverage for the fiscal year that ended in Jul. 2025 is calculated as

Here, for the fiscal year that ended in Jul. 2025, Visional's Interest Expense was $-0.0 Mil. Its Operating Income was $145.7 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.5 Mil.

Interest Coverage=-1* Operating Income (A: Jul. 2025 )/Interest Expense (A: Jul. 2025 )
=-1*145.671/-0.007
=20,810.14

Visional's Interest Coverage for the quarter that ended in Jan. 2026 is calculated as

Here, for the three months ended in Jan. 2026, Visional's Interest Expense was $-0.0 Mil. Its Operating Income was $36.4 Mil. And its Long-Term Debt & Capital Lease Obligation was $1.8 Mil.

Interest Coverage=-1* Operating Income (Q: Jan. 2026 )/Interest Expense (Q: Jan. 2026 )
=-1*36.374/-0.006
=6,062.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 6,062.33 mean?
Visional (VISIF) has a Interest Coverage of 6,062.33 as of Jan. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Visional and its competitors. This is 14% above median its historical median of 5,325.00. Over the past decade, Visional's Interest Coverage has ranged from 2,187.00 to 21,443.00. According to the industry distribution chart, Visional ranks #43 out of 316 companies in the Interactive Media industry, placing it in the top 13.6%.
Is Visional's Interest Coverage too high?
Visional's current Interest Coverage of 6,062.33 is 14% above median its 10-year median of 5,325.00. Over the past 10 years, this metric has ranged from a low of 2,187.00 to a high of 21,443.00. The Interactive Media industry median Interest Coverage is 38.31. Visional's value of 6,062.33 is 15726.5% above this industry median. Based on the distribution chart, Visional ranks #43 out of 316 companies in the Interactive Media industry, which is in the top quartile — a strong position relative to peers. Overall, Visional has a GF Score™ of 64/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Visional's Interest Coverage compare to GOOGL and META?
According to the Interactive Media industry distribution chart, Visional ranks #43 out of 316 companies for Interest Coverage. This places Visional in the top 14% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 38.31. Visional's value of 6,062.33 is 15726.5% above this benchmark. Historically, Visional's own Interest Coverage has ranged from 2,187.00 to 21,443.00 over the past decade. While the company's 10-year median is 5,325.00 vs. the industry median of 38.31, Visional has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Interactive Media company?
The median Interest Coverage among Interactive Media companies is 38.31, based on 316 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Visional's current Interest Coverage of 6,062.33 is 15726.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Visional and its competitors. For the Interactive Media industry, the median Interest Coverage is 38.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Visional's current Interest Coverage is 6,062.33, which is 14% above median its own 10-year median of 5,325.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Visional stock overvalued right now?
Based on GuruFocus' analysis, Visional (VISIF) is currently considered Significantly Undervalued. The stock's GF Value™ is $103.72, compared to a current price of $46.00 — trading 55.6% below its estimated fair value. The current Interest Coverage is 6,062.33, which is 14% above median its 10-year median of 5,325.00 and 15726.5% above the Interactive Media industry median of 38.31. Visional's overall GF Score™ is 64/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Visional (VISIF), the current Interest Coverage is 6,062.33 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Visional (VISIF) Overvalued in 2026?

Based on GuruFocus' analysis, Visional stock appears to be undervalued. The current stock price of $46.00 is trading 55.6% below its estimated GF Value™ of $103.72. GuruFocus considers Visional to be Significantly Undervalued.

Key valuation signals for VISIF:

  • Interest Coverage: 6,062.33 (14% above median its 10-year median of 5,325.00)
  • GF Value™: $103.72 vs. price of $46.00 (55.6% below fair value)
  • GF Score™: 64/100
  • Industry Position: 15726.5% above the Interactive Media median (#43 of 316)

No single metric tells the full story. See the VISIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Visional Business Description

Other Exchanges 4194:Japan
Address 2-15-1 Shibuya, Shibuya-ku, Tokyo, JPN, 150-0002
Visional Inc is engaged in operation of internet services including BizReach, an online direct recruiting platform specialized for professionals.
64GF Score

Get the complete analysis for VISIF

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$46.00
Price
$103.72
GF Value