VISIF (Visional) Altman Z2-Score: 9.87 (As of Jun. 24, 2026) — Near Median


VISIF Visional Inc VISIF
64 GF Score
Price $46.00
GF Value $103.72
Valuation Significantly Undervalued
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What is Visional Altman Z2-Score?

Visional VISIF -1.69% 64 Altman Z2-Score is 9.87 as of Jun. 24, 2026, which is 7% above its 10-year median of 9.23. GuruFocus rates VISIF with a GF Score™ of 64/100 and a GF Value™ of $103.72 (Significantly Undervalued). Among 566 Interactive Media companies, Visional ranks better than 77.03% on this metric.

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Good Sign:

Visional has a Altman Z2-Score of 9.87, indicating it is in Safe Zones. This implies the Altman Z2-Score is strong.

The zones of discrimination were as such:

When Altman Z2-Score <= 1.1, it is in Distress Zones.
When Altman Z2-Score >= 2.6, it is in Safe Zones.
When Altman Z2-Score is between 1.1 and 2.6, it is in Grey Zones.

The historical rank and industry rank for Visional's Altman Z2-Score or its related term are showing as below:

VISIF' s Altman Z2-Score Range Over the Past 10 Years
Min: 6.45   Med: 9.23   Max: 10.53
Current: 9.42

During the past 6 years, Visional's highest Altman Z2-Score was 10.53. The lowest was 6.45. And the median was 9.23.


Visional  (OTCPK:VISIF) Altman Z2-Score Explanation

The original Z-Score model was based on publicly traded manufacturing companies while the Z2-Score, also known as Z"-score can be used for any type of company excluding property/financial companies. Both Z-Score and Z2-Score describes the financial health of a company, and its likelihood of financial distress.

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4_2, Net Worth (Total Stockholders Equity - Preferred Stock)/Total Liabilities (NW/TL): it compares a company’s stock net worth with its total liabilities and can be used to assess the extent of its reliance on debt.

Read more about Altman Z2-Score, the original research on Z-Score and the additional research on Z2-Score.


Be Aware

Altman Z2-Score does not apply to financial companies.


Visional Altman Z2-Score Related Terms


Visional Altman Z2-Score Historical Data

* Premium members only.

The historical data trend for Visional's Altman Z2-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Visional Altman Z2-Score Chart

Visional Annual Data
Trend Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Altman Z2-Score
Get a 7-Day Free Trial 6.45 7.15 8.81 9.23 9.85

Visional Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Altman Z2-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.53 9.85 9.66 9.42 0.00

VISIF vs GOOGL, META, SPOT: Altman Z2-Score Comparison

For the Internet Content & Information subindustry, Visional's Altman Z2-Score, along with its competitors' market caps and Altman Z2-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Visional Altman Z2-Score vs Interactive Media Industry

For the Interactive Media industry and Communication Services sector, Visional's Altman Z2-Score distribution charts can be found below:

* The bar in red indicates where Visional's Altman Z2-Score falls into.


VISIF
64GF Score
Visional Inc VISIF
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Visional Altman Z2-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Z2-Score, also known as Z"-Score is the Z-Score for non-manufacturing companies excluding property/financial companies.

Visional's Altman Z2-Score for today is calculated with this formula:

Z=6.56*X1+3.26*X2+6.72*X3+1.05*X4_2
=6.56*0.5389+3.26*0.581+6.72*0.2372+1.05*2.7127
=9.87

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z2-Score when X4_2 value is 0.

Trailing Twelve Months (TTM) ended in Jan. 2026:
Total Assets was $707.2 Mil.
Total Current Assets was $560.9 Mil.
Total Current Liabilities was $179.8 Mil.
Retained Earnings was $410.9 Mil.
Pre-Tax Income was 46.167 + 37.836 + 53.946 + 29.769 = $167.7 Mil.
Interest Expense was -0.013 + -0.006 + -0.007 + 0 = $-0.0 Mil.
Total Liabilities was $189.7 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(560.863 - 179.786)/707.176
=0.5389

X2=Retained Earnings/Total Assets
=410.879/707.176
=0.581

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(167.718 - -0.026)/707.176
=0.2372

X4_2=Net Worth/Total Liabilities
=(Total Stockholders Equity - Preferred Stock)/Total Liabilities
=(514.708 - 0)/189.741
=2.7127

The zones of discrimination were as such:

Distress Zones - 1.1 < Grey Zones < 2.6 - Safe Zones

Visional has a Altman Z2-Score of 9.87 indicating it is in Safe Zones.

Frequently Asked Questions Learn more about Altman Z2-Score →
What does a Altman Z2-Score of 9.87 mean?
Visional (VISIF) has a Altman Z2-Score of 9.87 as of Jun. 24, 2026. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Visional and its competitors. This is near median its historical median of 9.23. Over the past decade, Visional's Altman Z2-Score has ranged from 6.45 to 10.53. According to the industry distribution chart, Visional ranks #130 out of 566 companies in the Interactive Media industry, placing it in the top 23%.
Is Visional's Altman Z2-Score too high?
Visional's current Altman Z2-Score of 9.87 is near median its 10-year median of 9.23. Over the past 10 years, this metric has ranged from a low of 6.45 to a high of 10.53. The Interactive Media industry median Altman Z2-Score is 4.09. Visional's value of 9.87 is 141.3% above this industry median. Based on the distribution chart, Visional ranks #130 out of 566 companies in the Interactive Media industry, which is in the top quartile — a strong position relative to peers. Overall, Visional has a GF Score™ of 64/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Visional's Altman Z2-Score compare to GOOGL and META?
According to the Interactive Media industry distribution chart, Visional ranks #130 out of 566 companies for Altman Z2-Score. This places Visional in the top 23% of its industry — outperforming the majority of peers. The industry median Altman Z2-Score is 4.09. Visional's value of 9.87 is 141.3% above this benchmark. Historically, Visional's own Altman Z2-Score has ranged from 6.45 to 10.53 over the past decade. While the company's 10-year median is 9.23 vs. the industry median of 4.09, Visional has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z2-Score for an Interactive Media company?
The median Altman Z2-Score among Interactive Media companies is 4.09, based on 566 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z2-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z2-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Visional's current Altman Z2-Score of 9.87 is 141.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z2-Score mean?
A high Altman Z2-Score can signal that a stock is expensive relative to its fundamentals. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Visional and its competitors. For the Interactive Media industry, the median Altman Z2-Score is 4.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Visional's current Altman Z2-Score is 9.87, which is near median its own 10-year median of 9.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Visional stock overvalued right now?
Based on GuruFocus' analysis, Visional (VISIF) is currently considered Significantly Undervalued. The stock's GF Value™ is $103.72, compared to a current price of $46.00 — trading 55.6% below its estimated fair value. The current Altman Z2-Score is 9.87, which is near median its 10-year median of 9.23 and 141.3% above the Interactive Media industry median of 4.09. Visional's overall GF Score™ is 64/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z2-Score calculated?
Altman Z2-Score is calculated from a company's financial statements. For Visional (VISIF), the current Altman Z2-Score is 9.87 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Visional (VISIF) Overvalued in 2026?

Based on GuruFocus' analysis, Visional stock appears to be undervalued. The current stock price of $46.00 is trading 55.6% below its estimated GF Value™ of $103.72. GuruFocus considers Visional to be Significantly Undervalued.

Key valuation signals for VISIF:

  • Altman Z2-Score: 9.87 (near median its 10-year median of 9.23)
  • GF Value™: $103.72 vs. price of $46.00 (55.6% below fair value)
  • GF Score™: 64/100
  • Industry Position: 141.3% above the Interactive Media median (#130 of 566)

No single metric tells the full story. See the VISIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Visional Business Description

Other Exchanges 4194:Japan
Address 2-15-1 Shibuya, Shibuya-ku, Tokyo, JPN, 150-0002
Visional Inc is engaged in operation of internet services including BizReach, an online direct recruiting platform specialized for professionals.
64GF Score

Get the complete analysis for VISIF

Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$46.00
Price
$103.72
GF Value