VISIF (Visional) Altman Z-Score: 8.78 (As of Jun. 24, 2026) — 31% Below Median


VISIF Visional Inc VISIF
64 GF Score
Price $46.00
GF Value $103.72
Valuation Significantly Undervalued
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What is Visional Altman Z-Score?

Visional VISIF -1.69% 64 Altman Z-Score is 8.78 as of Jun. 24, 2026, which is 31% below its 10-year median of 12.78. GuruFocus rates VISIF with a GF Score™ of 64/100 and a GF Value™ of $103.72 (Significantly Undervalued). Among 550 Interactive Media companies, Visional ranks better than 80.18% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Good Sign:

Altman Z-score of 8.44 is strong.

Visional has a Altman Z-Score of 8.78, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Visional's Altman Z-Score or its related term are showing as below:

VISIF' s Altman Z-Score Range Over the Past 10 Years
Min: 8.44   Med: 12.78   Max: 17.31
Current: 8.44

During the past 6 years, Visional's highest Altman Z-Score was 17.31. The lowest was 8.44. And the median was 12.78.


Visional  (OTCPK:VISIF) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Visional Altman Z-Score Related Terms


Visional Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Visional's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Visional Altman Z-Score Chart

Visional Annual Data
Trend Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Altman Z-Score
Get a 7-Day Free Trial 11.00 12.25 12.78 10.85 13.43

Visional Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.44 13.43 12.44 9.70 0.00

VISIF vs GOOGL, META, SPOT: Altman Z-Score Comparison

For the Internet Content & Information subindustry, Visional's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Visional Altman Z-Score vs Interactive Media Industry

For the Interactive Media industry and Communication Services sector, Visional's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Visional's Altman Z-Score falls into.


VISIF
64GF Score
Visional Inc VISIF
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Visional Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Visional's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.5389+1.4*0.581+3.3*0.2372+0.6*9.4391+1.0*0.8688
=8.78

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Jan. 2026:
Total Assets was $707.2 Mil.
Total Current Assets was $560.9 Mil.
Total Current Liabilities was $179.8 Mil.
Retained Earnings was $410.9 Mil.
Pre-Tax Income was 46.167 + 37.836 + 53.946 + 29.769 = $167.7 Mil.
Interest Expense was -0.013 + -0.006 + -0.007 + 0 = $-0.0 Mil.
Revenue was 166.839 + 148.56 + 154.194 + 144.781 = $614.4 Mil.
Market Cap (Today) was $1,791.0 Mil.
Total Liabilities was $189.7 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(560.863 - 179.786)/707.176
=0.5389

X2=Retained Earnings/Total Assets
=410.879/707.176
=0.581

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(167.718 - -0.026)/707.176
=0.2372

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=1790.976/189.741
=9.4391

X5=Revenue/Total Assets
=614.374/707.176
=0.8688

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Visional has a Altman Z-Score of 8.78 indicating it is in Safe Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 8.78 mean?
Visional (VISIF) has a Altman Z-Score of 8.78 as of Jun. 24, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Visional and its competitors. This is 31% below median its historical median of 12.78. Over the past decade, Visional's Altman Z-Score has ranged from 8.44 to 17.31. According to the industry distribution chart, Visional ranks #109 out of 550 companies in the Interactive Media industry, placing it in the top 19.8%.
Is Visional's Altman Z-Score too high?
Visional's current Altman Z-Score of 8.78 is 31% below median its 10-year median of 12.78. Over the past 10 years, this metric has ranged from a low of 8.44 to a high of 17.31. The Interactive Media industry median Altman Z-Score is 3.04. Visional's value of 8.78 is 189.3% above this industry median. Based on the distribution chart, Visional ranks #109 out of 550 companies in the Interactive Media industry, which is in the top quartile — a strong position relative to peers. Overall, Visional has a GF Score™ of 64/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Visional's Altman Z-Score compare to GOOGL and META?
According to the Interactive Media industry distribution chart, Visional ranks #109 out of 550 companies for Altman Z-Score. This places Visional in the top 20% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 3.04. Visional's value of 8.78 is 189.3% above this benchmark. Historically, Visional's own Altman Z-Score has ranged from 8.44 to 17.31 over the past decade. While the company's 10-year median is 12.78 vs. the industry median of 3.04, Visional has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for an Interactive Media company?
The median Altman Z-Score among Interactive Media companies is 3.04, based on 550 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Visional's current Altman Z-Score of 8.78 is 189.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Visional and its competitors. For the Interactive Media industry, the median Altman Z-Score is 3.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Visional's current Altman Z-Score is 8.78, which is 31% below median its own 10-year median of 12.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Visional stock overvalued right now?
Based on GuruFocus' analysis, Visional (VISIF) is currently considered Significantly Undervalued. The stock's GF Value™ is $103.72, compared to a current price of $46.00 — trading 55.6% below its estimated fair value. The current Altman Z-Score is 8.78, which is 31% below median its 10-year median of 12.78 and 189.3% above the Interactive Media industry median of 3.04. Visional's overall GF Score™ is 64/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Visional (VISIF), the current Altman Z-Score is 8.78 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Visional (VISIF) Overvalued in 2026?

Based on GuruFocus' analysis, Visional stock appears to be undervalued. The current stock price of $46.00 is trading 55.6% below its estimated GF Value™ of $103.72. GuruFocus considers Visional to be Significantly Undervalued.

Key valuation signals for VISIF:

  • Altman Z-Score: 8.78 (31% below median its 10-year median of 12.78)
  • GF Value™: $103.72 vs. price of $46.00 (55.6% below fair value)
  • GF Score™: 64/100
  • Industry Position: 189.3% above the Interactive Media median (#109 of 550)

No single metric tells the full story. See the VISIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Visional Business Description

Other Exchanges 4194:Japan
Address 2-15-1 Shibuya, Shibuya-ku, Tokyo, JPN, 150-0002
Visional Inc is engaged in operation of internet services including BizReach, an online direct recruiting platform specialized for professionals.
64GF Score

Get the complete analysis for VISIF

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$46.00
Price
$103.72
GF Value