Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Vertu Motors's
Operating Income
for the
six
months ended in Feb. 2026 was $-6 Mil. Vertu Motors's Interest Expense for the
six
months ended in Feb. 2026 was $-16 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Vertu Motors's Interest Coverage or its related term are showing as below:
VTMTF'
s Interest Coverage Range Over the Past 10 Years
Min: 1.76 Med: 3.8 Max: 14.8
Current: 1.76
VTMTF's Interest Coverage is ranked worse than 84.9% of 1066
companies
in the Vehicles & Parts industry
Industry Median: 8.295
vs VTMTF: 1.76
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Vertu Motors Interest Coverage Related Terms
Vertu Motors Interest Coverage Historical Data
* Premium members only.
The historical data trend for Vertu Motors's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
VTMTF vs CVNA, PAG, ALTB: Interest Coverage Comparison
For the Auto & Truck Dealerships subindustry, Vertu Motors's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vertu Motors Interest Coverage vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, Vertu Motors's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Vertu Motors's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Vertu Motors did not have earnings to cover the interest expense.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
Vertu Motors (VTMTF) has a Interest Coverage of 0 (At Loss) as of Feb. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Vertu Motors and its competitors. Over the past decade, Vertu Motors' Interest Coverage has ranged from 1.76 to 14.80. According to the industry distribution chart, Vertu Motors ranks #905 out of 1066 companies in the Vehicles & Parts industry, placing it in the top 84.9%.
Is Vertu Motors' Interest Coverage too high?
Vertu Motors' current Interest Coverage is 0 (At Loss). Over the past 10 years, this metric has ranged from a low of 1.76 to a high of 14.80. Based on the distribution chart, Vertu Motors ranks #905 out of 1066 companies in the Vehicles & Parts industry, which is in the bottom quartile relative to peers. Overall, Vertu Motors has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Vertu Motors' Interest Coverage compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, Vertu Motors ranks #905 out of 1066 companies for Interest Coverage. This places Vertu Motors in the lower half of its industry. The industry median Interest Coverage is 8.30. Historically, Vertu Motors' own Interest Coverage has ranged from 1.76 to 14.80 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Vehicles & Parts company?
The median Interest Coverage among Vehicles & Parts companies is 8.30, based on 1,066 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Vertu Motors and its competitors. For the Vehicles & Parts industry, the median Interest Coverage is 8.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vertu Motors's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vertu Motors stock overvalued right now?
Based on GuruFocus' analysis, Vertu Motors (VTMTF) is currently considered Fairly Valued. The stock's GF Value™ is $0.92, compared to a current price of $0.97 — trading 5.4% above its estimated fair value. The current Interest Coverage is 0 (At Loss). Vertu Motors' overall GF Score™ is 59/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Vertu Motors (VTMTF), the current Interest Coverage is 0 (At Loss) as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vertu Motors (VTMTF) Overvalued in 2026?
Based on GuruFocus' analysis, Vertu Motors stock appears to be overvalued.
The current stock price of $0.97 is trading 5.4% above its estimated GF Value™ of $0.92.
GuruFocus considers Vertu Motors to be Fairly Valued.
Key valuation signals for VTMTF:
Interest Coverage: 0 (At Loss)
GF Value™: $0.92 vs. price of $0.97 (5.4% above fair value)
No single metric tells the full story. See the VTMTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vertu Motors PLC is an automotive retailer in the United Kingdom. The business activity of the group includes selling new cars, motorcycles, commercial vehicles, and used vehicles, together with after-sale services. It operates through various franchise dealerships, such as Volkswagen, Land Rover, Audi, Mercedes-Benz, Jaguar, Kia, Toyota, and many others. The company generates maximum revenue from used cars.
59GF Score
Get the complete analysis for VTMTF
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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