4Mass (WAR:4MS) Interest Coverage: 18.74 (As of Mar. 2026) — Near Median


WAR:4MS 4Mass SA WAR:4MS
87 GF Score
Price zł4.80
GF Value zł6.50
Valuation Modestly Undervalued
! 2 Warning Signs
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What is 4Mass Interest Coverage?

4Mass WAR:4MS 87 Interest Coverage is 18.74 as of Mar. 2026, which is 4% above its 10-year median of 18.10. GuruFocus rates WAR:4MS with a GF Score™ of 87/100 and a GF Value™ of zł6.50 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,510 Consumer Packaged Goods companies, 4Mass ranks better than 83.64% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. 4Mass's Operating Income for the three months ended in Mar. 2026 was zł4.7 Mil. 4Mass's Interest Expense for the three months ended in Mar. 2026 was zł-0.3 Mil. 4Mass's interest coverage for the quarter that ended in Mar. 2026 was 18.74. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. 4Mass SA has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for 4Mass's Interest Coverage or its related term are showing as below:

WAR:4MS' s Interest Coverage Range Over the Past 10 Years
Min: 9.19   Med: 18.1   Max: 85.27
Current: 85.27


WAR:4MS's Interest Coverage is ranked better than
83.64% of 1510 companies
in the Consumer Packaged Goods industry
Industry Median: 8.64 vs WAR:4MS: 85.27

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


4Mass  (WAR:4MS) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


4Mass Interest Coverage Related Terms


4Mass Interest Coverage Historical Data

* Premium members only.

The historical data trend for 4Mass's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

4Mass Interest Coverage Chart

4Mass Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19.94 13.35 26.26 30.97 22.10

4Mass Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.32 19.73 30.02 0.00 18.74

WAR:4MS vs PG, CL, KVUE: Interest Coverage Comparison

For the Household & Personal Products subindustry, 4Mass's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


4Mass Interest Coverage vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, 4Mass's Interest Coverage distribution charts can be found below:

* The bar in red indicates where 4Mass's Interest Coverage falls into.


WAR:4MS
87GF Score
4Mass SA WAR:4MS
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

4Mass Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

4Mass's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, 4Mass's Interest Expense was zł-0.6 Mil. Its Operating Income was zł14.2 Mil. And its Long-Term Debt & Capital Lease Obligation was zł2.1 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*14.185/-0.642
=22.10

4Mass's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, 4Mass's Interest Expense was zł-0.3 Mil. Its Operating Income was zł4.7 Mil. And its Long-Term Debt & Capital Lease Obligation was zł2.1 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*4.722/-0.252
=18.74

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 18.74 mean?
4Mass (WAR:4MS) has a Interest Coverage of 18.74 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on 4Mass and its competitors. This is near median its historical median of 18.10. Over the past decade, 4Mass' Interest Coverage has ranged from 9.19 to 85.27. According to the industry distribution chart, 4Mass ranks #247 out of 1510 companies in the Consumer Packaged Goods industry, placing it in the top 16.4%.
Is 4Mass' Interest Coverage too high?
4Mass' current Interest Coverage of 18.74 is near median its 10-year median of 18.10. Over the past 10 years, this metric has ranged from a low of 9.19 to a high of 85.27. The Consumer Packaged Goods industry median Interest Coverage is 8.64. 4Mass' value of 18.74 is 116.9% above this industry median. Based on the distribution chart, 4Mass ranks #247 out of 1510 companies in the Consumer Packaged Goods industry, which is in the top quartile — a strong position relative to peers. Overall, 4Mass has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does 4Mass' Interest Coverage compare to PG and CL?
According to the Consumer Packaged Goods industry distribution chart, 4Mass ranks #247 out of 1510 companies for Interest Coverage. This places 4Mass in the top 16% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 8.64. 4Mass' value of 18.74 is 116.9% above this benchmark. Historically, 4Mass' own Interest Coverage has ranged from 9.19 to 85.27 over the past decade. While the company's 10-year median is 18.10 vs. the industry median of 8.64, 4Mass has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Consumer Packaged Goods company?
The median Interest Coverage among Consumer Packaged Goods companies is 8.64, based on 1,510 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. 4Mass's current Interest Coverage of 18.74 is 116.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on 4Mass and its competitors. For the Consumer Packaged Goods industry, the median Interest Coverage is 8.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. 4Mass's current Interest Coverage is 18.74, which is near median its own 10-year median of 18.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 4Mass stock overvalued right now?
Based on GuruFocus' analysis, 4Mass (WAR:4MS) is currently considered Modestly Undervalued. The stock's GF Value™ is zł6.50, compared to a current price of zł4.80 — trading 26.2% below its estimated fair value. The current Interest Coverage is 18.74, which is near median its 10-year median of 18.10 and 116.9% above the Consumer Packaged Goods industry median of 8.64. 4Mass' overall GF Score™ is 87/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For 4Mass (WAR:4MS), the current Interest Coverage is 18.74 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is 4Mass (WAR:4MS) Overvalued in 2026?

Based on GuruFocus' analysis, 4Mass stock appears to be undervalued. The current stock price of zł4.80 is trading 26.2% below its estimated GF Value™ of zł6.50. GuruFocus considers 4Mass to be Modestly Undervalued.

Key valuation signals for WAR:4MS:

  • Interest Coverage: 18.74 (near median its 10-year median of 18.10)
  • GF Value™: zł6.50 vs. price of zł4.80 (26.2% below fair value)
  • GF Score™: 87/100 with 2 warning signs
  • Industry Position: 116.9% above the Consumer Packaged Goods median (#247 of 1510)

No single metric tells the full story. See the WAR:4MS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


4Mass Business Description

Address ul. Zygmunt Vogel 2A, Warsaw, POL, 05-200
4Mass SA operates in cosmetics industry. The company is engaged in the production and distribution of makeup products. Its brand profile includes Clares, Stylistic, and Palu.
87GF Score

Get the complete analysis for WAR:4MS

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł4.80
Price
zł6.50
GF Value