Kancelaria Prawna - Inkaso Wec (WAR:KPI) Interest Coverage: 3.08 (As of Mar. 2026) — Near Median


WAR:KPI Kancelaria Prawna - Inkaso Wec SA WAR:KPI
90 GF Score
Price zł2.06
GF Value zł2.55
Valuation Modestly Undervalued
! 7 Warning Signs
View Full Analysis

What is Kancelaria Prawna - Inkaso Wec Interest Coverage?

Kancelaria Prawna - Inkaso Wec WAR:KPI +1.98% 90 Interest Coverage is 3.08 as of Mar. 2026, which is 3% below its 10-year median of 3.17. GuruFocus rates WAR:KPI with a GF Score™ of 90/100 and a GF Value™ of zł2.55 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 163 Credit Services companies, Kancelaria Prawna - Inkaso Wec ranks worse than 82.21% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Kancelaria Prawna - Inkaso Wec's Operating Income for the three months ended in Mar. 2026 was zł1.32 Mil. Kancelaria Prawna - Inkaso Wec's Interest Expense for the three months ended in Mar. 2026 was zł-0.43 Mil. Kancelaria Prawna - Inkaso Wec's interest coverage for the quarter that ended in Mar. 2026 was 3.08. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Kancelaria Prawna - Inkaso Wec SA interest coverage is 2.66, which is low.

The historical rank and industry rank for Kancelaria Prawna - Inkaso Wec's Interest Coverage or its related term are showing as below:

WAR:KPI' s Interest Coverage Range Over the Past 10 Years
Min: 1.64   Med: 3.17   Max: 129.45
Current: 2.66


WAR:KPI's Interest Coverage is ranked worse than
82.21% of 163 companies
in the Credit Services industry
Industry Median: 47.86 vs WAR:KPI: 2.66

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Kancelaria Prawna - Inkaso Wec  (WAR:KPI) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Kancelaria Prawna - Inkaso Wec Interest Coverage Related Terms


Kancelaria Prawna - Inkaso Wec Interest Coverage Historical Data

* Premium members only.

The historical data trend for Kancelaria Prawna - Inkaso Wec's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Kancelaria Prawna - Inkaso Wec Interest Coverage Chart

Kancelaria Prawna - Inkaso Wec Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.64 3.89 2.45 2.25 2.44

Kancelaria Prawna - Inkaso Wec Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.38 1.49 3.02 3.00 3.08

WAR:KPI vs V, MA, AXP: Interest Coverage Comparison

For the Credit Services subindustry, Kancelaria Prawna - Inkaso Wec's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kancelaria Prawna - Inkaso Wec Interest Coverage vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Kancelaria Prawna - Inkaso Wec's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Kancelaria Prawna - Inkaso Wec's Interest Coverage falls into.


WAR:KPI
90GF Score
Kancelaria Prawna - Inkaso Wec SA WAR:KPI
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kancelaria Prawna - Inkaso Wec Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Kancelaria Prawna - Inkaso Wec's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Kancelaria Prawna - Inkaso Wec's Interest Expense was zł-1.55 Mil. Its Operating Income was zł3.78 Mil. And its Long-Term Debt & Capital Lease Obligation was zł26.72 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*3.78/-1.551
=2.44

Kancelaria Prawna - Inkaso Wec's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Kancelaria Prawna - Inkaso Wec's Interest Expense was zł-0.43 Mil. Its Operating Income was zł1.32 Mil. And its Long-Term Debt & Capital Lease Obligation was zł29.18 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*1.32/-0.429
=3.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 3.08 mean?
Kancelaria Prawna - Inkaso Wec (WAR:KPI) has a Interest Coverage of 3.08 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Kancelaria Prawna - Inkaso Wec and its competitors. This is near median its historical median of 3.17. Over the past decade, Kancelaria Prawna - Inkaso Wec's Interest Coverage has ranged from 1.64 to 129.45. According to the industry distribution chart, Kancelaria Prawna - Inkaso Wec ranks #134 out of 163 companies in the Credit Services industry, placing it in the top 82.2%.
Is Kancelaria Prawna - Inkaso Wec's Interest Coverage too high?
Kancelaria Prawna - Inkaso Wec's current Interest Coverage of 3.08 is near median its 10-year median of 3.17. Over the past 10 years, this metric has ranged from a low of 1.64 to a high of 129.45. The Credit Services industry median Interest Coverage is 47.86. Kancelaria Prawna - Inkaso Wec's value of 3.08 is 93.6% below this industry median. Based on the distribution chart, Kancelaria Prawna - Inkaso Wec ranks #134 out of 163 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Kancelaria Prawna - Inkaso Wec has a GF Score™ of 90/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kancelaria Prawna - Inkaso Wec's Interest Coverage compare to V and MA?
According to the Credit Services industry distribution chart, Kancelaria Prawna - Inkaso Wec ranks #134 out of 163 companies for Interest Coverage. This places Kancelaria Prawna - Inkaso Wec in the lower half of its industry. The industry median Interest Coverage is 47.86. Kancelaria Prawna - Inkaso Wec's value of 3.08 is 93.6% below this benchmark. Historically, Kancelaria Prawna - Inkaso Wec's own Interest Coverage has ranged from 1.64 to 129.45 over the past decade. While the company's 10-year median is 3.17 vs. the industry median of 47.86, Kancelaria Prawna - Inkaso Wec has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Credit Services company?
The median Interest Coverage among Credit Services companies is 47.86, based on 163 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kancelaria Prawna - Inkaso Wec's current Interest Coverage of 3.08 is 93.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Kancelaria Prawna - Inkaso Wec and its competitors. For the Credit Services industry, the median Interest Coverage is 47.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kancelaria Prawna - Inkaso Wec's current Interest Coverage is 3.08, which is near median its own 10-year median of 3.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kancelaria Prawna - Inkaso Wec stock overvalued right now?
Based on GuruFocus' analysis, Kancelaria Prawna - Inkaso Wec (WAR:KPI) is currently considered Modestly Undervalued. The stock's GF Value™ is zł2.55, compared to a current price of zł2.06 — trading 19.2% below its estimated fair value. The current Interest Coverage is 3.08, which is near median its 10-year median of 3.17 and 93.6% below the Credit Services industry median of 47.86. Kancelaria Prawna - Inkaso Wec's overall GF Score™ is 90/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Kancelaria Prawna - Inkaso Wec (WAR:KPI), the current Interest Coverage is 3.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kancelaria Prawna - Inkaso Wec (WAR:KPI) Overvalued in 2026?

Based on GuruFocus' analysis, Kancelaria Prawna - Inkaso Wec stock appears to be undervalued. The current stock price of zł2.06 is trading 19.2% below its estimated GF Value™ of zł2.55. GuruFocus considers Kancelaria Prawna - Inkaso Wec to be Modestly Undervalued.

Key valuation signals for WAR:KPI:

  • Interest Coverage: 3.08 (near median its 10-year median of 3.17)
  • GF Value™: zł2.55 vs. price of zł2.06 (19.2% below fair value)
  • GF Score™: 90/100 with 7 warning signs
  • Industry Position: 93.6% below the Credit Services median (#134 of 163)

No single metric tells the full story. See the WAR:KPI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kancelaria Prawna - Inkaso Wec Business Description

Address Piotrkowska 270, Lodz, POL, 90-361
Kancelaria Prawna - Inkaso Wec SA is engaged in recovering unpaid dues. The company's services include Debt Collection, Mass Recovery, Purchase of Receivables, Exchange of Receivables, Redemption, Prevention, Compensation, Microfactoring, Law Firm and Training Services.
90GF Score

Get the complete analysis for WAR:KPI

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł2.06
Price
zł2.55
GF Value