WARFF (The Wharf (Holdings)) Interest Coverage: 14.60 (As of Dec. 2025) — 15% Above Median


WARFF The Wharf (Holdings) Ltd WARFF
65 GF Score
Price $2.99
GF Value $2.05
Valuation Significantly Overvalued
! 6 Warning Signs
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What is The Wharf (Holdings) Interest Coverage?

The Wharf (Holdings) WARFF 65 Interest Coverage is 14.60 as of Dec. 2025, which is 15% above its 10-year median of 12.70. GuruFocus rates WARFF with a GF Score™ of 65/100 and a GF Value™ of $2.05 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,295 Real Estate companies, The Wharf (Holdings) ranks better than 80.31% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. The Wharf (Holdings)'s Operating Income for the six months ended in Dec. 2025 was $223 Mil. The Wharf (Holdings)'s Interest Expense for the six months ended in Dec. 2025 was $-15 Mil. The Wharf (Holdings)'s interest coverage for the quarter that ended in Dec. 2025 was 14.60. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for The Wharf (Holdings)'s Interest Coverage or its related term are showing as below:

WARFF' s Interest Coverage Range Over the Past 10 Years
Min: 6.68   Med: 12.7   Max: 31.16
Current: 31.16


WARFF's Interest Coverage is ranked better than
80.31% of 1295 companies
in the Real Estate industry
Industry Median: 4.24 vs WARFF: 31.16

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


The Wharf (Holdings)  (OTCPK:WARFF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


The Wharf (Holdings) Interest Coverage Related Terms


The Wharf (Holdings) Interest Coverage Historical Data

* Premium members only.

The historical data trend for The Wharf (Holdings)'s Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The Wharf (Holdings) Interest Coverage Chart

The Wharf (Holdings) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 27.01 6.68 7.55 12.55 31.16

The Wharf (Holdings) Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.00 13.71 9.85 120.77 14.60

The Wharf (Holdings) Interest Coverage Competitor Comparison

For the Real Estate - Development subindustry, The Wharf (Holdings)'s Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Wharf (Holdings) Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, The Wharf (Holdings)'s Interest Coverage distribution charts can be found below:

* The bar in red indicates where The Wharf (Holdings)'s Interest Coverage falls into.


WARFF
65GF Score
The Wharf (Holdings) Ltd WARFF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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The Wharf (Holdings) Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

The Wharf (Holdings)'s Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, The Wharf (Holdings)'s Interest Expense was $-18 Mil. Its Operating Income was $565 Mil. And its Long-Term Debt & Capital Lease Obligation was $1,990 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*564.723/-18.122
=31.16

The Wharf (Holdings)'s Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, The Wharf (Holdings)'s Interest Expense was $-15 Mil. Its Operating Income was $223 Mil. And its Long-Term Debt & Capital Lease Obligation was $1,990 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*223.242/-15.294
=14.60

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 14.60 mean?
The Wharf (Holdings) (WARFF) has a Interest Coverage of 14.60 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on The Wharf (Holdings) and its competitors. This is 15% above median its historical median of 12.70. Over the past decade, The Wharf (Holdings)'s Interest Coverage has ranged from 6.68 to 31.16. According to the industry distribution chart, The Wharf (Holdings) ranks #255 out of 1295 companies in the Real Estate industry, placing it in the top 19.7%.
Is The Wharf (Holdings)'s Interest Coverage too high?
The Wharf (Holdings)'s current Interest Coverage of 14.60 is 15% above median its 10-year median of 12.70. Over the past 10 years, this metric has ranged from a low of 6.68 to a high of 31.16. The Real Estate industry median Interest Coverage is 4.24. The Wharf (Holdings)'s value of 14.60 is 244.3% above this industry median. Based on the distribution chart, The Wharf (Holdings) ranks #255 out of 1295 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, The Wharf (Holdings) has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Wharf (Holdings)'s Interest Coverage compare to competitors?
According to the Real Estate industry distribution chart, The Wharf (Holdings) ranks #255 out of 1295 companies for Interest Coverage. This places The Wharf (Holdings) in the top 20% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 4.24. The Wharf (Holdings)'s value of 14.60 is 244.3% above this benchmark. Historically, The Wharf (Holdings)'s own Interest Coverage has ranged from 6.68 to 31.16 over the past decade. While the company's 10-year median is 12.70 vs. the industry median of 4.24, The Wharf (Holdings) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.24, based on 1,295 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Wharf (Holdings)'s current Interest Coverage of 14.60 is 244.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on The Wharf (Holdings) and its competitors. For the Real Estate industry, the median Interest Coverage is 4.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Wharf (Holdings)'s current Interest Coverage is 14.60, which is 15% above median its own 10-year median of 12.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Wharf (Holdings) stock overvalued right now?
Based on GuruFocus' analysis, The Wharf (Holdings) (WARFF) is currently considered Significantly Overvalued. The stock's GF Value™ is $2.05, compared to a current price of $2.99 — trading 45.7% above its estimated fair value. The current Interest Coverage is 14.60, which is 15% above median its 10-year median of 12.70 and 244.3% above the Real Estate industry median of 4.24. The Wharf (Holdings)'s overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For The Wharf (Holdings) (WARFF), the current Interest Coverage is 14.60 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Wharf (Holdings) (WARFF) Overvalued in 2026?

Based on GuruFocus' analysis, The Wharf (Holdings) stock appears to be overvalued. The current stock price of $2.99 is trading 45.7% above its estimated GF Value™ of $2.05. GuruFocus considers The Wharf (Holdings) to be Significantly Overvalued.

Key valuation signals for WARFF:

  • Interest Coverage: 14.60 (15% above median its 10-year median of 12.70)
  • GF Value™: $2.05 vs. price of $2.99 (45.7% above fair value)
  • GF Score™: 65/100 with 6 warning signs
  • Industry Position: 244.3% above the Real Estate median (#255 of 1295)

No single metric tells the full story. See the WARFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Wharf (Holdings) Business Description

Address Canton Road, 16th Floor, Ocean Centre, Harbour City, Kowloon, Hong Kong, HKG
The Wharf (Holdings) Ltd has determined five reportable operating segments for measuring performance and allocating resources. The segments are investment properties, development properties, hotels, logistics, and investments. The investment properties segment mainly includes property leasing & management operations. The development properties segment encompasses activities relating to the acquisition, development, sales, and marketing of the Group's trading properties. The hotel segment includes hotel management in Asia. The logistics segment mainly includes container terminal operations. The investment segment includes a diversified portfolio of listed equity investments. The majority is from the Development Properties segment. Geographically, the majority is from Mainland China.
65GF Score

Get the complete analysis for WARFF

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.99
Price
$2.05
GF Value