Edenred SEWBO:EDEN +0.80%78 Interest Coverage is 13.26 as of Dec. 2025, which is 30% below its 10-year median of 19.05. GuruFocus rates WBO:EDEN with a GF Score™ of 78/100 and a GF Value™ of €44.02 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 164 Credit Services companies, Edenred SE ranks worse than 63.41% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Edenred SE's
Operating Income
for the
six
months ended in Dec. 2025 was €504 Mil. Edenred SE's Interest Expense for the
six
months ended in Dec. 2025 was €-38 Mil.
Edenred SE's interest coverage for the quarter that ended in Dec. 2025 was 13.26.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Edenred SE's Interest Coverage or its related term are showing as below:
WBO:EDEN'
s Interest Coverage Range Over the Past 10 Years
Min: 10.81 Med: 19.05 Max: 54
Current: 12.77
WBO:EDEN's Interest Coverage is ranked worse than 63.41% of 164
companies
in the Credit Services industry
Industry Median: 49.41
vs WBO:EDEN: 12.77
Edenred SE (WBO:EDEN) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Edenred SE Interest Coverage Related Terms
Edenred SE Interest Coverage Historical Data
* Premium members only.
The historical data trend for Edenred SE's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
WBO:EDEN vs V, MA, AXP: Interest Coverage Comparison
For the Credit Services subindustry, Edenred SE's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Edenred SE Interest Coverage vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Edenred SE's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Edenred SE's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Edenred SE (WBO:EDEN) has a Interest Coverage of 13.26 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Edenred SE and its competitors. This is 30% below median its historical median of 19.05. Over the past decade, Edenred SE's Interest Coverage has ranged from 10.81 to 54.00. According to the industry distribution chart, Edenred SE ranks #104 out of 164 companies in the Credit Services industry, placing it in the top 63.4%.
Is Edenred SE's Interest Coverage too high?
Edenred SE's current Interest Coverage of 13.26 is 30% below median its 10-year median of 19.05. Over the past 10 years, this metric has ranged from a low of 10.81 to a high of 54.00. The Credit Services industry median Interest Coverage is 49.41. Edenred SE's value of 13.26 is 73.2% below this industry median. Based on the distribution chart, Edenred SE ranks #104 out of 164 companies in the Credit Services industry, which is below the industry midpoint. Overall, Edenred SE has a GF Score™ of 78/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Edenred SE's Interest Coverage compare to V and MA?
According to the Credit Services industry distribution chart, Edenred SE ranks #104 out of 164 companies for Interest Coverage. This places Edenred SE in the lower half of its industry. The industry median Interest Coverage is 49.41. Edenred SE's value of 13.26 is 73.2% below this benchmark. Historically, Edenred SE's own Interest Coverage has ranged from 10.81 to 54.00 over the past decade. While the company's 10-year median is 19.05 vs. the industry median of 49.41, Edenred SE has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Credit Services company?
The median Interest Coverage among Credit Services companies is 49.41, based on 164 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Edenred SE's current Interest Coverage of 13.26 is 73.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Edenred SE and its competitors. For the Credit Services industry, the median Interest Coverage is 49.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Edenred SE's current Interest Coverage is 13.26, which is 30% below median its own 10-year median of 19.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Edenred SE stock overvalued right now?
Based on GuruFocus' analysis, Edenred SE (WBO:EDEN) is currently considered Possible Value Trap. The stock's GF Value™ is €44.02, compared to a current price of €22.61 — trading 48.6% below its estimated fair value. The current Interest Coverage is 13.26, which is 30% below median its 10-year median of 19.05 and 73.2% below the Credit Services industry median of 49.41. Edenred SE's overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Edenred SE (WBO:EDEN), the current Interest Coverage is 13.26 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Edenred SE (WBO:EDEN) Overvalued in 2026?
Based on GuruFocus' analysis, Edenred SE stock appears to be undervalued.
The current stock price of €22.61 is trading 48.6% below its estimated GF Value™ of €44.02.
GuruFocus considers Edenred SE to be Possible Value Trap.
Key valuation signals for WBO:EDEN:
Interest Coverage: 13.26 (30% below median its 10-year median of 19.05)
GF Value™: €44.02 vs. price of €22.61 (48.6% below fair value)
Industry Position: 73.2% below the Credit Services median (#104 of 164)
No single metric tells the full story. See the WBO:EDEN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Edenred is a France-listed prepaid corporate services provider operating in 45 countries. The company was listed in 2010 following a spinoff from hotel group Accor. Edenred's main business, Ticket Restaurant, offers prepaid meal vouchers that employers provide their employees as an additional benefit. The company is also involved in other areas, such as prepaid fuel cards and payment and expense management systems. Edenred is also moving beyond its historical services, adding well-being, gift, EV, toll, and business-to-business accounts payable automation services.
78GF Score
Get the complete analysis for WBO:EDEN
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