PGF Capital Bhd (XKLS:8117) Interest Coverage: 17.00 (As of Feb. 2026) — 85% Above Median


XKLS:8117 PGF Capital Bhd XKLS:8117
75 GF Score
Price RM1.54
GF Value RM2.39
Valuation Possible Value Trap
! 4 Warning Signs
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What is PGF Capital Bhd Interest Coverage?

PGF Capital Bhd XKLS:8117 +0.65% 75 Interest Coverage is 17.00 as of Feb. 2026, which is 85% above its 10-year median of 9.21. GuruFocus rates XKLS:8117 with a GF Score™ of 75/100 and a GF Value™ of RM2.39 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 307 Building Materials companies, PGF Capital Bhd ranks better than 69.06% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. PGF Capital Bhd's Operating Income for the three months ended in Feb. 2026 was RM10.7 Mil. PGF Capital Bhd's Interest Expense for the three months ended in Feb. 2026 was RM-0.6 Mil. PGF Capital Bhd's interest coverage for the quarter that ended in Feb. 2026 was 17.00. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for PGF Capital Bhd's Interest Coverage or its related term are showing as below:

XKLS:8117' s Interest Coverage Range Over the Past 10 Years
Min: 2.36   Med: 9.21   Max: 26.57
Current: 15.41


XKLS:8117's Interest Coverage is ranked better than
69.06% of 307 companies
in the Building Materials industry
Industry Median: 6.63 vs XKLS:8117: 15.41

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


PGF Capital Bhd  (XKLS:8117) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


PGF Capital Bhd Interest Coverage Related Terms


PGF Capital Bhd Interest Coverage Historical Data

* Premium members only.

The historical data trend for PGF Capital Bhd's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

PGF Capital Bhd Interest Coverage Chart

PGF Capital Bhd Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.06 26.57 15.60 18.52 15.41

PGF Capital Bhd Quarterly Data
May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 33.14 15.98 13.61 15.07 17.00

XKLS:8117 vs CRH, VMC, MLM: Interest Coverage Comparison

For the Building Materials subindustry, PGF Capital Bhd's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PGF Capital Bhd Interest Coverage vs Building Materials Industry

For the Building Materials industry and Basic Materials sector, PGF Capital Bhd's Interest Coverage distribution charts can be found below:

* The bar in red indicates where PGF Capital Bhd's Interest Coverage falls into.


XKLS:8117
75GF Score
PGF Capital Bhd XKLS:8117
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PGF Capital Bhd Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

PGF Capital Bhd's Interest Coverage for the fiscal year that ended in Feb. 2026 is calculated as

Here, for the fiscal year that ended in Feb. 2026, PGF Capital Bhd's Interest Expense was RM-2.6 Mil. Its Operating Income was RM39.7 Mil. And its Long-Term Debt & Capital Lease Obligation was RM137.1 Mil.

Interest Coverage=-1* Operating Income (A: Feb. 2026 )/Interest Expense (A: Feb. 2026 )
=-1*39.675/-2.575
=15.41

PGF Capital Bhd's Interest Coverage for the quarter that ended in Feb. 2026 is calculated as

Here, for the three months ended in Feb. 2026, PGF Capital Bhd's Interest Expense was RM-0.6 Mil. Its Operating Income was RM10.7 Mil. And its Long-Term Debt & Capital Lease Obligation was RM137.1 Mil.

Interest Coverage=-1* Operating Income (Q: Feb. 2026 )/Interest Expense (Q: Feb. 2026 )
=-1*10.708/-0.63
=17.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 17.00 mean?
PGF Capital Bhd (XKLS:8117) has a Interest Coverage of 17.00 as of Feb. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PGF Capital Bhd and its competitors. This is 85% above median its historical median of 9.21. Over the past decade, PGF Capital Bhd's Interest Coverage has ranged from 2.36 to 26.57. According to the industry distribution chart, PGF Capital Bhd ranks #95 out of 307 companies in the Building Materials industry, placing it in the top 30.9%.
Is PGF Capital Bhd's Interest Coverage too high?
PGF Capital Bhd's current Interest Coverage of 17.00 is 85% above median its 10-year median of 9.21. Over the past 10 years, this metric has ranged from a low of 2.36 to a high of 26.57. The Building Materials industry median Interest Coverage is 6.63. PGF Capital Bhd's value of 17.00 is 156.4% above this industry median. Based on the distribution chart, PGF Capital Bhd ranks #95 out of 307 companies in the Building Materials industry, which is above the industry midpoint. Overall, PGF Capital Bhd has a GF Score™ of 75/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PGF Capital Bhd's Interest Coverage compare to CRH and VMC?
According to the Building Materials industry distribution chart, PGF Capital Bhd ranks #95 out of 307 companies for Interest Coverage. This puts PGF Capital Bhd in the upper half of its industry. The industry median Interest Coverage is 6.63. PGF Capital Bhd's value of 17.00 is 156.4% above this benchmark. Historically, PGF Capital Bhd's own Interest Coverage has ranged from 2.36 to 26.57 over the past decade. While the company's 10-year median is 9.21 vs. the industry median of 6.63, PGF Capital Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Building Materials company?
The median Interest Coverage among Building Materials companies is 6.63, based on 307 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PGF Capital Bhd's current Interest Coverage of 17.00 is 156.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PGF Capital Bhd and its competitors. For the Building Materials industry, the median Interest Coverage is 6.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PGF Capital Bhd's current Interest Coverage is 17.00, which is 85% above median its own 10-year median of 9.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PGF Capital Bhd stock overvalued right now?
Based on GuruFocus' analysis, PGF Capital Bhd (XKLS:8117) is currently considered Possible Value Trap. The stock's GF Value™ is RM2.39, compared to a current price of RM1.54 — trading 35.6% below its estimated fair value. The current Interest Coverage is 17.00, which is 85% above median its 10-year median of 9.21 and 156.4% above the Building Materials industry median of 6.63. PGF Capital Bhd's overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For PGF Capital Bhd (XKLS:8117), the current Interest Coverage is 17.00 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PGF Capital Bhd (XKLS:8117) Overvalued in 2026?

Based on GuruFocus' analysis, PGF Capital Bhd stock appears to be undervalued. The current stock price of RM1.54 is trading 35.6% below its estimated GF Value™ of RM2.39. GuruFocus considers PGF Capital Bhd to be Possible Value Trap.

Key valuation signals for XKLS:8117:

  • Interest Coverage: 17.00 (85% above median its 10-year median of 9.21)
  • GF Value™: RM2.39 vs. price of RM1.54 (35.6% below fair value)
  • GF Score™: 75/100 with 4 warning signs
  • Industry Position: 156.4% above the Building Materials median (#95 of 307)

No single metric tells the full story. See the XKLS:8117 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PGF Capital Bhd Business Description

Address No. 2449, Lorong Perusahaan Sepuluh, Kawasan Perusahaan Perai, Perai, PNG, MYS, 13600
PGF Capital Bhd is an investment holding company with subsidiaries involved in manufacturing, agriculture, property development, and property investment. The group has three business segments namely Insulation; Property development and Investment holding. The company generates maximum revenue from the Insulation segment.
75GF Score

Get the complete analysis for XKLS:8117

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM1.54
Price
RM2.39
GF Value