PGF Capital Bhd (XKLS:8117) 3-Year RORE % : 21.99% (As of Feb. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XKLS:8117 PGF Capital Bhd XKLS:8117
83 GF Score
Price RM1.78
GF Value RM2.45
Valuation Modestly Undervalued
! 7 Warning Signs
View Full Analysis

What is PGF Capital Bhd 3-Year RORE %?

PGF Capital Bhd XKLS:8117 +1.71% 83 3-Year RORE % is 21.99 as of Feb. 2026. GuruFocus rates XKLS:8117 with a GF Score™ of 83/100 and a GF Value™ of RM2.45 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 391 Building Materials companies, PGF Capital Bhd ranks better than 66.5% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. PGF Capital Bhd's 3-Year RORE % for the quarter that ended in Feb. 2026 was 21.99%.

The industry rank for PGF Capital Bhd's 3-Year RORE % or its related term are showing as below:

XKLS:8117's 3-Year RORE % is ranked better than
66.5% of 391 companies
in the Building Materials industry
Industry Median: 5.62 vs XKLS:8117: 21.99

PGF Capital Bhd  (XKLS:8117) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


PGF Capital Bhd 3-Year RORE % Related Terms


PGF Capital Bhd 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for PGF Capital Bhd's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PGF Capital Bhd 3-Year RORE % Chart

PGF Capital Bhd Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -9.46 34.48 29.61 22.05 21.99

PGF Capital Bhd Quarterly Data
May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22.05 25.09 26.38 17.03 21.99

XKLS:8117 vs CRH, VMC, MLM: 3-Year RORE % Comparison

For the Building Materials subindustry, PGF Capital Bhd's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PGF Capital Bhd 3-Year RORE % vs Building Materials Industry

For the Building Materials industry and Basic Materials sector, PGF Capital Bhd's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where PGF Capital Bhd's 3-Year RORE % falls into.


XKLS:8117
83GF Score
PGF Capital Bhd XKLS:8117
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PGF Capital Bhd 3-Year RORE % Calculation

PGF Capital Bhd's 3-Year RORE % for the quarter that ended in Feb. 2026 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 0.12-0.058 )/( 0.337-0.055 )
=0.062/0.282
=21.99 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Feb. 2026 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 21.99 mean?
PGF Capital Bhd (XKLS:8117) has a 3-Year RORE % of 21.99 as of Feb. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on PGF Capital Bhd and its competitors. According to the industry distribution chart, PGF Capital Bhd ranks #131 out of 391 companies in the Building Materials industry, placing it in the top 33.5%.
Is PGF Capital Bhd's 3-Year RORE % too high?
PGF Capital Bhd's current 3-Year RORE % is 21.99. The Building Materials industry median 3-Year RORE % is 5.62. PGF Capital Bhd's value of 21.99 is 291.3% above this industry median. Based on the distribution chart, PGF Capital Bhd ranks #131 out of 391 companies in the Building Materials industry, which is above the industry midpoint. Overall, PGF Capital Bhd has a GF Score™ of 83/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PGF Capital Bhd's 3-Year RORE % compare to CRH and VMC?
According to the Building Materials industry distribution chart, PGF Capital Bhd ranks #131 out of 391 companies for 3-Year RORE %. This puts PGF Capital Bhd in the upper half of its industry. The industry median 3-Year RORE % is 5.62. PGF Capital Bhd's value of 21.99 is 291.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Building Materials company?
The median 3-Year RORE % among Building Materials companies is 5.62, based on 391 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PGF Capital Bhd's current 3-Year RORE % of 21.99 is 291.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on PGF Capital Bhd and its competitors. For the Building Materials industry, the median 3-Year RORE % is 5.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PGF Capital Bhd's current 3-Year RORE % is 21.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PGF Capital Bhd stock overvalued right now?
Based on GuruFocus' analysis, PGF Capital Bhd (XKLS:8117) is currently considered Modestly Undervalued. The stock's GF Value™ is RM2.45, compared to a current price of RM1.78 — trading 27.3% below its estimated fair value. The current 3-Year RORE % is 21.99 and 291.3% above the Building Materials industry median of 5.62. PGF Capital Bhd's overall GF Score™ is 83/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For PGF Capital Bhd (XKLS:8117), the current 3-Year RORE % is 21.99 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PGF Capital Bhd (XKLS:8117) Overvalued in 2026?

Based on GuruFocus' analysis, PGF Capital Bhd stock appears to be undervalued. The current stock price of RM1.78 is trading 27.3% below its estimated GF Value™ of RM2.45. GuruFocus considers PGF Capital Bhd to be Modestly Undervalued.

Key valuation signals for XKLS:8117:

  • 3-Year RORE %: 21.99
  • GF Value™: RM2.45 vs. price of RM1.78 (27.3% below fair value)
  • GF Score™: 83/100 with 7 warning signs
  • Industry Position: 291.3% above the Building Materials median (#131 of 391)

No single metric tells the full story. See the XKLS:8117 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PGF Capital Bhd Business Description

Address No. 2449, Lorong Perusahaan Sepuluh, Kawasan Perusahaan Perai, Perai, PNG, MYS, 13600
PGF Capital Bhd is an investment holding company with subsidiaries involved in manufacturing, agriculture, property development, and property investment. The group has three business segments namely Insulation; Property development and Investment holding. The company generates maximum revenue from the Insulation segment.
83GF Score

Get the complete analysis for XKLS:8117

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM1.78
Price
RM2.45
GF Value