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PGF Capital BhdXKLS:8117 88 Debt-to-EBITDA is 3.19 as of May. 2026, which is 114% above its 10-year median of 1.49. GuruFocus rates XKLS:8117 with a GF Score™ of 88/100 and a GF Value™ of RM2.14 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 335 Building Materials companies, PGF Capital Bhd ranks worse than 68.96% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for PGF Capital Bhd's Debt-to-EBITDA or its related term are showing as below:
XKLS:8117'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.58 Med: 1.49 Max: 3.75
Current: 3.75
During the past 13 years, the highest Debt-to-EBITDA Ratio of PGF Capital Bhd was 3.75. The lowest was 0.58. And the median was 1.49.
XKLS:8117's Debt-to-EBITDA is ranked worse than 68.96% of 335
companies
in the Building Materials industry
Industry Median: 2.27
vs XKLS:8117: 3.75
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
PGF Capital Bhd Debt-to-EBITDA Related Terms
PGF Capital Bhd Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for PGF Capital Bhd's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XKLS:8117 vs CRH, VMC, MLM: Debt-to-EBITDA Comparison
For the Building Materials subindustry, PGF Capital Bhd's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PGF Capital Bhd Debt-to-EBITDA vs Building Materials Industry
For the Building Materials industry and Basic Materials sector, PGF Capital Bhd's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where PGF Capital Bhd's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (May. 2026) EBITDA data.
PGF Capital Bhd (XKLS:8117) has a Debt-to-EBITDA of 3.19 as of May. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on PGF Capital Bhd. This is 114% above median its historical median of 1.49. Over the past decade, PGF Capital Bhd's Debt-to-EBITDA has ranged from 0.58 to 3.75. According to the industry distribution chart, PGF Capital Bhd ranks #231 out of 335 companies in the Building Materials industry, placing it in the top 69%.
Is PGF Capital Bhd's Debt-to-EBITDA too high?
PGF Capital Bhd's current Debt-to-EBITDA of 3.19 is 114% above median its 10-year median of 1.49. Over the past 10 years, this metric has ranged from a low of 0.58 to a high of 3.75. The Building Materials industry median Debt-to-EBITDA is 2.27. PGF Capital Bhd's value of 3.19 is 40.5% above this industry median. Based on the distribution chart, PGF Capital Bhd ranks #231 out of 335 companies in the Building Materials industry, which is below the industry midpoint. Overall, PGF Capital Bhd has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PGF Capital Bhd's Debt-to-EBITDA compare to CRH and VMC?
According to the Building Materials industry distribution chart, PGF Capital Bhd ranks #231 out of 335 companies for Debt-to-EBITDA. This places PGF Capital Bhd in the lower half of its industry. The industry median Debt-to-EBITDA is 2.27. PGF Capital Bhd's value of 3.19 is 40.5% above this benchmark. Historically, PGF Capital Bhd's own Debt-to-EBITDA has ranged from 0.58 to 3.75 over the past decade. While the company's 10-year median is 1.49 vs. the industry median of 2.27, PGF Capital Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Building Materials company?
The median Debt-to-EBITDA among Building Materials companies is 2.27, based on 335 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PGF Capital Bhd's current Debt-to-EBITDA of 3.19 is 40.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on PGF Capital Bhd. For the Building Materials industry, the median Debt-to-EBITDA is 2.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PGF Capital Bhd's current Debt-to-EBITDA is 3.19, which is 114% above median its own 10-year median of 1.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PGF Capital Bhd stock overvalued right now?
Based on GuruFocus' analysis, PGF Capital Bhd (XKLS:8117) is currently considered Modestly Undervalued. The stock's GF Value™ is RM2.14, compared to a current price of RM1.79 — trading 16.4% below its estimated fair value. The current Debt-to-EBITDA is 3.19, which is 114% above median its 10-year median of 1.49 and 40.5% above the Building Materials industry median of 2.27. PGF Capital Bhd's overall GF Score™ is 88/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For PGF Capital Bhd (XKLS:8117), the current Debt-to-EBITDA is 3.19 as of May. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PGF Capital Bhd (XKLS:8117) Overvalued in 2026?
Based on GuruFocus' analysis, PGF Capital Bhd stock appears to be undervalued.
The current stock price of RM1.79 is trading 16.4% below its estimated GF Value™ of RM2.14.
GuruFocus considers PGF Capital Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:8117:
Debt-to-EBITDA: 3.19 (114% above median its 10-year median of 1.49)
GF Value™: RM2.14 vs. price of RM1.79 (16.4% below fair value)
Industry Position: 40.5% above the Building Materials median (#231 of 335)
No single metric tells the full story. See the XKLS:8117 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PGF Capital Bhd is an investment holding company with subsidiaries involved in manufacturing, agriculture, property development, and property investment. The group has three business segments namely Insulation; Property development and Investment holding. The company generates maximum revenue from the Insulation segment.
88GF Score
Get the complete analysis for XKLS:8117
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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