Eduform Action (XPAR:ALEFA) Interest Coverage: 9.91 (As of Dec. 2025) — 17% Below Median


XPAR:ALEFA Eduform Action XPAR:ALEFA
38 GF Score
Price €0.32
GF Value €0.59
Valuation Possible Value Trap
! 1 Warning Sign
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What is Eduform Action Interest Coverage?

Eduform Action XPAR:ALEFA -6.43% 38 Interest Coverage is 9.91 as of Dec. 2025, which is 17% below its 10-year median of 11.93. GuruFocus rates XPAR:ALEFA with a GF Score™ of 38/100 and a GF Value™ of €0.59 (Possible Value Trap). The stock has 1 warning sign investors should review. Among 476 Asset Management companies, Eduform Action ranks worse than 64.92% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Eduform Action's Operating Income for the six months ended in Dec. 2025 was €0.43 Mil. Eduform Action's Interest Expense for the six months ended in Dec. 2025 was €-0.04 Mil. Eduform Action's interest coverage for the quarter that ended in Dec. 2025 was 9.91. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Eduform Action's Interest Coverage or its related term are showing as below:

XPAR:ALEFA' s Interest Coverage Range Over the Past 10 Years
Min: 9.07   Med: 11.93   Max: 31.6
Current: 9.91


XPAR:ALEFA's Interest Coverage is ranked worse than
64.92% of 476 companies
in the Asset Management industry
Industry Median: 43.13 vs XPAR:ALEFA: 9.91

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Eduform Action  (XPAR:ALEFA) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Eduform Action Interest Coverage Related Terms


Eduform Action Interest Coverage Historical Data

* Premium members only.

The historical data trend for Eduform Action's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Eduform Action Interest Coverage Chart

Eduform Action Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Interest Coverage
31.60 13.94 9.07 9.91

Eduform Action Semi-Annual Data
Dec22 Dec23 Dec24 Dec25
Interest Coverage 31.60 13.94 9.07 9.91

XPAR:ALEFA vs BLK, BX, KKR: Interest Coverage Comparison

For the Asset Management subindustry, Eduform Action's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Eduform Action Interest Coverage vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Eduform Action's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Eduform Action's Interest Coverage falls into.


XPAR:ALEFA
38GF Score
Eduform Action XPAR:ALEFA
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Eduform Action Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Eduform Action's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Eduform Action's Interest Expense was €-0.04 Mil. Its Operating Income was €0.43 Mil. And its Long-Term Debt & Capital Lease Obligation was €1.74 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*0.426/-0.043
=9.91

Eduform Action's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Eduform Action's Interest Expense was €-0.04 Mil. Its Operating Income was €0.43 Mil. And its Long-Term Debt & Capital Lease Obligation was €1.74 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*0.426/-0.043
=9.91

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 9.91 mean?
Eduform Action (XPAR:ALEFA) has a Interest Coverage of 9.91 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Eduform Action and its competitors. This is 17% below median its historical median of 11.93. Over the past decade, Eduform Action's Interest Coverage has ranged from 9.07 to 31.60. According to the industry distribution chart, Eduform Action ranks #309 out of 476 companies in the Asset Management industry, placing it in the top 64.9%.
Is Eduform Action's Interest Coverage too high?
Eduform Action's current Interest Coverage of 9.91 is 17% below median its 10-year median of 11.93. Over the past 10 years, this metric has ranged from a low of 9.07 to a high of 31.60. The Asset Management industry median Interest Coverage is 43.13. Eduform Action's value of 9.91 is 77% below this industry median. Based on the distribution chart, Eduform Action ranks #309 out of 476 companies in the Asset Management industry, which is below the industry midpoint. Overall, Eduform Action has a GF Score™ of 38/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Eduform Action's Interest Coverage compare to BLK and BX?
According to the Asset Management industry distribution chart, Eduform Action ranks #309 out of 476 companies for Interest Coverage. This places Eduform Action in the lower half of its industry. The industry median Interest Coverage is 43.13. Eduform Action's value of 9.91 is 77% below this benchmark. Historically, Eduform Action's own Interest Coverage has ranged from 9.07 to 31.60 over the past decade. While the company's 10-year median is 11.93 vs. the industry median of 43.13, Eduform Action has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Asset Management company?
The median Interest Coverage among Asset Management companies is 43.13, based on 476 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Eduform Action's current Interest Coverage of 9.91 is 77% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Eduform Action and its competitors. For the Asset Management industry, the median Interest Coverage is 43.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Eduform Action's current Interest Coverage is 9.91, which is 17% below median its own 10-year median of 11.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eduform Action stock overvalued right now?
Based on GuruFocus' analysis, Eduform Action (XPAR:ALEFA) is currently considered Possible Value Trap. The stock's GF Value™ is €0.59, compared to a current price of €0.32 — trading 45.8% below its estimated fair value. The current Interest Coverage is 9.91, which is 17% below median its 10-year median of 11.93 and 77% below the Asset Management industry median of 43.13. Eduform Action's overall GF Score™ is 38/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Eduform Action (XPAR:ALEFA), the current Interest Coverage is 9.91 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Eduform Action (XPAR:ALEFA) Overvalued in 2026?

Based on GuruFocus' analysis, Eduform Action stock appears to be undervalued. The current stock price of €0.32 is trading 45.8% below its estimated GF Value™ of €0.59. GuruFocus considers Eduform Action to be Possible Value Trap.

Key valuation signals for XPAR:ALEFA:

  • Interest Coverage: 9.91 (17% below median its 10-year median of 11.93)
  • GF Value™: €0.59 vs. price of €0.32 (45.8% below fair value)
  • GF Score™: 38/100 with 1 warning sign
  • Industry Position: 77% below the Asset Management median (#309 of 476)

No single metric tells the full story. See the XPAR:ALEFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Eduform Action Business Description

Address 17 Avenue George V, Paris, FRA, 75008
Eduform Action, formerly Monfinancier is a France-based company providing financial solutions online.
38GF Score

Get the complete analysis for XPAR:ALEFA

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.32
Price
€0.59
GF Value