Eduform Action (XPAR:ALEFA) PB Ratio: 0.73 (As of Aug. 10, 2026) — 53% Below Median

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XPAR:ALEFA Eduform Action XPAR:ALEFA
38 GF Score
Price €0.25
GF Value €0.60
Valuation Possible Value Trap
! 1 Warning Sign
View Full Analysis

What is Eduform Action PB Ratio?

Eduform Action XPAR:ALEFA 38 PB Ratio is 0.73 as of Aug. 10, 2026, which is 53% below its 10-year median of 1.56. GuruFocus rates XPAR:ALEFA with a GF Score™ of 38/100 and a GF Value™ of €0.60 (Possible Value Trap). The stock has 1 warning sign investors should review. Among 1,597 Asset Management companies, Eduform Action ranks better than 78.02% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-08-10), Eduform Action's share price is €0.25. Eduform Action's Book Value per Share for the quarter that ended in Dec. 2025 was €0.34. Hence, Eduform Action's PB Ratio of today is 0.73.

Good Sign:

Eduform Action stock PB Ratio (=0.73) is close to 5-year low of 0.73.

The historical rank and industry rank for Eduform Action's PB Ratio or its related term are showing as below:

XPAR:ALEFA' s PB Ratio Range Over the Past 10 Years
Min: 0.73   Med: 1.56   Max: 3.01
Current: 0.73

During the past 4 years, Eduform Action's highest PB Ratio was 3.01. The lowest was 0.73. And the median was 1.56.

XPAR:ALEFA's PB Ratio is ranked better than
78.02% of 1597 companies
in the Asset Management industry
Industry Median: 0.95 vs XPAR:ALEFA: 0.73

During the past 12 months, Eduform Action's average Book Value Per Share Growth Rate was 7.60% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 1.90% per year.

During the past 4 years, the highest 3-Year average Book Value Per Share Growth Rate of Eduform Action was 1.90% per year. The lowest was 1.90% per year. And the median was 1.90% per year.

Back to Basics: PB Ratio


Eduform Action  (XPAR:ALEFA) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Eduform Action PB Ratio Related Terms


Eduform Action PB Ratio Historical Data

* Premium members only.

The historical data trend for Eduform Action's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Eduform Action PB Ratio Chart

Eduform Action Annual Data
Trend Dec22 Dec23 Dec24 Dec25
PB Ratio
2.42 1.78 1.51 1.17

Eduform Action Semi-Annual Data
Dec22 Dec23 Dec24 Dec25
PB Ratio 2.42 1.78 1.51 1.17

XPAR:ALEFA vs BLK, BX, KKR: PB Ratio Comparison

For the Asset Management subindustry, Eduform Action's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Eduform Action PB Ratio vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Eduform Action's PB Ratio distribution charts can be found below:

* The bar in red indicates where Eduform Action's PB Ratio falls into.


XPAR:ALEFA
38GF Score
Eduform Action XPAR:ALEFA
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Eduform Action PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Eduform Action's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2025)
=0.25/0.341
=0.73

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.73 mean?
Eduform Action (XPAR:ALEFA) has a PB Ratio of 0.73 as of Aug. 10, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Eduform Action and its competitors. This is 53% below median its historical median of 1.56. Over the past decade, Eduform Action's PB Ratio has ranged from 0.73 to 3.01. According to the industry distribution chart, Eduform Action ranks #351 out of 1597 companies in the Asset Management industry, placing it in the top 22%.
Is Eduform Action's PB Ratio too high?
Eduform Action's current PB Ratio of 0.73 is 53% below median its 10-year median of 1.56. Over the past 10 years, this metric has ranged from a low of 0.73 to a high of 3.01. The Asset Management industry median PB Ratio is 0.95. Eduform Action's value of 0.73 is 23.2% below this industry median. Based on the distribution chart, Eduform Action ranks #351 out of 1597 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, Eduform Action has a GF Score™ of 38/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Eduform Action's PB Ratio compare to BLK and BX?
According to the Asset Management industry distribution chart, Eduform Action ranks #351 out of 1597 companies for PB Ratio. This places Eduform Action in the top 22% of its industry — outperforming the majority of peers. The industry median PB Ratio is 0.95. Eduform Action's value of 0.73 is 23.2% below this benchmark. Historically, Eduform Action's own PB Ratio has ranged from 0.73 to 3.01 over the past decade. While the company's 10-year median is 1.56 vs. the industry median of 0.95, Eduform Action has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Asset Management company?
The median PB Ratio among Asset Management companies is 0.95, based on 1,597 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Eduform Action's current PB Ratio of 0.73 is 23.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Eduform Action and its competitors. For the Asset Management industry, the median PB Ratio is 0.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Eduform Action's current PB Ratio is 0.73, which is 53% below median its own 10-year median of 1.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eduform Action stock overvalued right now?
Based on GuruFocus' analysis, Eduform Action (XPAR:ALEFA) is currently considered Possible Value Trap. The stock's GF Value™ is €0.60, compared to a current price of €0.25 — trading 58.3% below its estimated fair value. The current PB Ratio is 0.73, which is 53% below median its 10-year median of 1.56 and 23.2% below the Asset Management industry median of 0.95. Eduform Action's overall GF Score™ is 38/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Eduform Action (XPAR:ALEFA), the current PB Ratio is 0.73 as of Aug. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Eduform Action (XPAR:ALEFA) Overvalued in 2026?

Based on GuruFocus' analysis, Eduform Action stock appears to be undervalued. The current stock price of €0.25 is trading 58.3% below its estimated GF Value™ of €0.60. GuruFocus considers Eduform Action to be Possible Value Trap.

Key valuation signals for XPAR:ALEFA:

  • PB Ratio: 0.73 (53% below median its 10-year median of 1.56)
  • GF Value™: €0.60 vs. price of €0.25 (58.3% below fair value)
  • GF Score™: 38/100 with 1 warning sign
  • Industry Position: 23.2% below the Asset Management median (#351 of 1597)

No single metric tells the full story. See the XPAR:ALEFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Eduform Action Business Description

Address 17 Avenue George V, Paris, FRA, 75008
Eduform Action, formerly Monfinancier is a France-based company providing financial solutions online.
38GF Score

Get the complete analysis for XPAR:ALEFA

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.25
Price
€0.60
GF Value