Eduform Action (XPAR:ALEFA) Return-on-Tangible-Equity: 136.47% (As of Dec. 2025) — 34% Above Median

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XPAR:ALEFA Eduform Action XPAR:ALEFA
38 GF Score
Price €0.25
GF Value €0.60
Valuation Possible Value Trap
! 1 Warning Sign
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What is Eduform Action Return-on-Tangible-Equity?

Eduform Action XPAR:ALEFA 38 Return-on-Tangible-Equity is 136.47% as of Dec. 2025, which is 34% above its 10-year median of 101.97. GuruFocus rates XPAR:ALEFA with a GF Score™ of 38/100 and a GF Value™ of €0.60 (Possible Value Trap). The stock has 1 warning sign investors should review. Among 1,590 Asset Management companies, Eduform Action ranks better than 97.92% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Eduform Action's annualized net income for the quarter that ended in Dec. 2025 was €0.17 Mil. Eduform Action's average shareholder tangible equity for the quarter that ended in Dec. 2025 was €0.13 Mil. Therefore, Eduform Action's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 136.47%.

The historical rank and industry rank for Eduform Action's Return-on-Tangible-Equity or its related term are showing as below:

XPAR:ALEFA' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 67.47   Med: 101.97   Max: 136.47
Current: 136.47

During the past 4 years, Eduform Action's highest Return-on-Tangible-Equity was 136.47%. The lowest was 67.47%. And the median was 101.97%.

XPAR:ALEFA's Return-on-Tangible-Equity is ranked better than
97.92% of 1590 companies
in the Asset Management industry
Industry Median: 7.505 vs XPAR:ALEFA: 136.47

Eduform Action  (XPAR:ALEFA) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Eduform Action Return-on-Tangible-Equity Related Terms


Eduform Action Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Eduform Action's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Eduform Action Return-on-Tangible-Equity Chart

Eduform Action Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
0.00 0.00 67.47 136.47

Eduform Action Semi-Annual Data
Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity 0.00 0.00 67.47 136.47

XPAR:ALEFA vs BLK, BX, KKR: Return-on-Tangible-Equity Comparison

For the Asset Management subindustry, Eduform Action's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Eduform Action Return-on-Tangible-Equity vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Eduform Action's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Eduform Action's Return-on-Tangible-Equity falls into.


XPAR:ALEFA
38GF Score
Eduform Action XPAR:ALEFA
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Eduform Action Return-on-Tangible-Equity Calculation

Eduform Action's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=0.174/( (0.047000000000001+0.208 )/ 2 )
=0.174/0.1275
=136.47 %

Eduform Action's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Dec. 2025 )  (Q: Dec. 2024 )(Q: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Dec. 2025 )  (Q: Dec. 2024 )(Q: Dec. 2025 )
=0.174/( (0.047000000000001+0.208)/ 2 )
=0.174/0.1275
=136.47 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is one times the annual (Dec. 2025) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 136.47% mean?
Eduform Action (XPAR:ALEFA) has a Return-on-Tangible-Equity of 136.47% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Eduform Action and its competitors. This is 34% above median its historical median of 101.97. Over the past decade, Eduform Action's Return-on-Tangible-Equity has ranged from 67.47 to 136.47. According to the industry distribution chart, Eduform Action ranks #33 out of 1590 companies in the Asset Management industry, placing it in the top 2.1%.
Is Eduform Action's Return-on-Tangible-Equity too high?
Eduform Action's current Return-on-Tangible-Equity of 136.47% is 34% above median its 10-year median of 101.97. Over the past 10 years, this metric has ranged from a low of 67.47 to a high of 136.47. The Asset Management industry median Return-on-Tangible-Equity is 7.51. Eduform Action's value of 136.47% is 1718.4% above this industry median. Based on the distribution chart, Eduform Action ranks #33 out of 1590 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, Eduform Action has a GF Score™ of 38/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Eduform Action's Return-on-Tangible-Equity compare to BLK and BX?
According to the Asset Management industry distribution chart, Eduform Action ranks #33 out of 1590 companies for Return-on-Tangible-Equity. This places Eduform Action in the top 2% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 7.51. Eduform Action's value of 136.47% is 1718.4% above this benchmark. Historically, Eduform Action's own Return-on-Tangible-Equity has ranged from 67.47 to 136.47 over the past decade. While the company's 10-year median is 101.97 vs. the industry median of 7.51, Eduform Action has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Asset Management company?
The median Return-on-Tangible-Equity among Asset Management companies is 7.51, based on 1,590 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Eduform Action's current Return-on-Tangible-Equity of 136.47% is 1718.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Eduform Action and its competitors. For the Asset Management industry, the median Return-on-Tangible-Equity is 7.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Eduform Action's current Return-on-Tangible-Equity is 136.47%, which is 34% above median its own 10-year median of 101.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eduform Action stock overvalued right now?
Based on GuruFocus' analysis, Eduform Action (XPAR:ALEFA) is currently considered Possible Value Trap. The stock's GF Value™ is €0.60, compared to a current price of €0.25 — trading 58.3% below its estimated fair value. The current Return-on-Tangible-Equity is 136.47%, which is 34% above median its 10-year median of 101.97 and 1718.4% above the Asset Management industry median of 7.51. Eduform Action's overall GF Score™ is 38/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Eduform Action (XPAR:ALEFA), the current Return-on-Tangible-Equity is 136.47% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Eduform Action (XPAR:ALEFA) Overvalued in 2026?

Based on GuruFocus' analysis, Eduform Action stock appears to be undervalued. The current stock price of €0.25 is trading 58.3% below its estimated GF Value™ of €0.60. GuruFocus considers Eduform Action to be Possible Value Trap.

Key valuation signals for XPAR:ALEFA:

  • Return-on-Tangible-Equity: 136.47% (34% above median its 10-year median of 101.97)
  • GF Value™: €0.60 vs. price of €0.25 (58.3% below fair value)
  • GF Score™: 38/100 with 1 warning sign
  • Industry Position: 1718.4% above the Asset Management median (#33 of 1590)

No single metric tells the full story. See the XPAR:ALEFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Eduform Action Business Description

Address 17 Avenue George V, Paris, FRA, 75008
Eduform Action, formerly Monfinancier is a France-based company providing financial solutions online.
38GF Score

Get the complete analysis for XPAR:ALEFA

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.25
Price
€0.60
GF Value