Computer Direct Group (XTAE:CMDR) Interest Coverage: 16.59 (As of Mar. 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XTAE:CMDR Computer Direct Group Ltd XTAE:CMDR
76 GF Score
Price ₪298.90
GF Value ₪398.53
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Computer Direct Group Interest Coverage?

Computer Direct Group XTAE:CMDR -0.80% 76 Interest Coverage is 16.59 as of Mar. 2026, which is 7% above its 10-year median of 15.49. GuruFocus rates XTAE:CMDR with a GF Score™ of 76/100 and a GF Value™ of ₪398.53 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,719 Software companies, Computer Direct Group ranks worse than 55.96% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Computer Direct Group's Operating Income for the three months ended in Mar. 2026 was ₪94 Mil. Computer Direct Group's Interest Expense for the three months ended in Mar. 2026 was ₪-6 Mil. Computer Direct Group's interest coverage for the quarter that ended in Mar. 2026 was 16.59. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Computer Direct Group's Interest Coverage or its related term are showing as below:

XTAE:CMDR' s Interest Coverage Range Over the Past 10 Years
Min: 12.79   Med: 15.49   Max: 19.7
Current: 18.22


XTAE:CMDR's Interest Coverage is ranked worse than
55.96% of 1719 companies
in the Software industry
Industry Median: 24.67 vs XTAE:CMDR: 18.22

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Computer Direct Group  (XTAE:CMDR) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Computer Direct Group Interest Coverage Related Terms


Computer Direct Group Interest Coverage Historical Data

* Premium members only.

The historical data trend for Computer Direct Group's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Computer Direct Group Interest Coverage Chart

Computer Direct Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.79 14.41 13.40 16.04 17.55

Computer Direct Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.38 17.11 11.01 95.77 16.59

XTAE:CMDR vs IBM, ACN, FISV: Interest Coverage Comparison

For the Information Technology Services subindustry, Computer Direct Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Computer Direct Group Interest Coverage vs Software Industry

For the Software industry and Technology sector, Computer Direct Group's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Computer Direct Group's Interest Coverage falls into.


XTAE:CMDR
76GF Score
Computer Direct Group Ltd XTAE:CMDR
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Computer Direct Group Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Computer Direct Group's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Computer Direct Group's Interest Expense was ₪-20 Mil. Its Operating Income was ₪346 Mil. And its Long-Term Debt & Capital Lease Obligation was ₪136 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*346.476/-19.747
=17.55

Computer Direct Group's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Computer Direct Group's Interest Expense was ₪-6 Mil. Its Operating Income was ₪94 Mil. And its Long-Term Debt & Capital Lease Obligation was ₪135 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*94.289/-5.682
=16.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 16.59 mean?
Computer Direct Group (XTAE:CMDR) has a Interest Coverage of 16.59 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Computer Direct Group and its competitors. This is near median its historical median of 15.49. Over the past decade, Computer Direct Group's Interest Coverage has ranged from 12.79 to 19.70. According to the industry distribution chart, Computer Direct Group ranks #962 out of 1719 companies in the Software industry, placing it in the top 56%.
Is Computer Direct Group's Interest Coverage too high?
Computer Direct Group's current Interest Coverage of 16.59 is near median its 10-year median of 15.49. Over the past 10 years, this metric has ranged from a low of 12.79 to a high of 19.70. The Software industry median Interest Coverage is 24.67. Computer Direct Group's value of 16.59 is 32.8% below this industry median. Based on the distribution chart, Computer Direct Group ranks #962 out of 1719 companies in the Software industry, which is below the industry midpoint. Overall, Computer Direct Group has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Computer Direct Group's Interest Coverage compare to IBM and ACN?
According to the Software industry distribution chart, Computer Direct Group ranks #962 out of 1719 companies for Interest Coverage. This places Computer Direct Group in the lower half of its industry. The industry median Interest Coverage is 24.67. Computer Direct Group's value of 16.59 is 32.8% below this benchmark. Historically, Computer Direct Group's own Interest Coverage has ranged from 12.79 to 19.70 over the past decade. While the company's 10-year median is 15.49 vs. the industry median of 24.67, Computer Direct Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.67, based on 1,719 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Computer Direct Group's current Interest Coverage of 16.59 is 32.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Computer Direct Group and its competitors. For the Software industry, the median Interest Coverage is 24.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Computer Direct Group's current Interest Coverage is 16.59, which is near median its own 10-year median of 15.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Computer Direct Group stock overvalued right now?
Based on GuruFocus' analysis, Computer Direct Group (XTAE:CMDR) is currently considered Modestly Undervalued. The stock's GF Value™ is ₪398.53, compared to a current price of ₪298.90 — trading 25% below its estimated fair value. The current Interest Coverage is 16.59, which is near median its 10-year median of 15.49 and 32.8% below the Software industry median of 24.67. Computer Direct Group's overall GF Score™ is 76/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Computer Direct Group (XTAE:CMDR), the current Interest Coverage is 16.59 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Computer Direct Group (XTAE:CMDR) Overvalued in 2026?

Based on GuruFocus' analysis, Computer Direct Group stock appears to be undervalued. The current stock price of ₪298.90 is trading 25% below its estimated GF Value™ of ₪398.53. GuruFocus considers Computer Direct Group to be Modestly Undervalued.

Key valuation signals for XTAE:CMDR:

  • Interest Coverage: 16.59 (near median its 10-year median of 15.49)
  • GF Value™: ₪398.53 vs. price of ₪298.90 (25% below fair value)
  • GF Score™: 76/100 with 2 warning signs
  • Industry Position: 32.8% below the Software median (#962 of 1719)

No single metric tells the full story. See the XTAE:CMDR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Computer Direct Group Business Description

Address Haamal Street 1, Afek Industrial Park, Rosh Haayin, ISR, 48092
Computer Direct Group Ltd is an Information Technology company. The company provides end-to-end IT solutions through in various market segments, including telecom, industry, IT, banking and finance, insurance, retail, commerce, and more. It is also engaged in the hardware products and IT systems marketing segment, and in the provision of comprehensive managed services in the organizational IT segment.
76GF Score

Get the complete analysis for XTAE:CMDR

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪298.90
Price
₪398.53
GF Value