AD Plastik DD (ZAG:ADPL) Interest Coverage: 12.35 (As of Mar. 2026) — 135% Above Median


ZAG:ADPL AD Plastik DD ZAG:ADPL
77 GF Score
Price €27.80
GF Value €16.82
Valuation Significantly Overvalued
! 5 Warning Signs
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What is AD Plastik DD Interest Coverage?

AD Plastik DD ZAG:ADPL +0.36% 77 Interest Coverage is 12.35 as of Mar. 2026, which is 135% above its 10-year median of 5.26. GuruFocus rates ZAG:ADPL with a GF Score™ of 77/100 and a GF Value™ of €16.82 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,067 Vehicles & Parts companies, AD Plastik DD ranks worse than 53.05% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. AD Plastik DD's Operating Income for the three months ended in Mar. 2026 was €3.0 Mil. AD Plastik DD's Interest Expense for the three months ended in Mar. 2026 was €-0.2 Mil. AD Plastik DD's interest coverage for the quarter that ended in Mar. 2026 was 12.35. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for AD Plastik DD's Interest Coverage or its related term are showing as below:

ZAG:ADPL' s Interest Coverage Range Over the Past 10 Years
Min: 2.25   Med: 5.26   Max: 7.28
Current: 7.28


ZAG:ADPL's Interest Coverage is ranked worse than
53.05% of 1067 companies
in the Vehicles & Parts industry
Industry Median: 8.31 vs ZAG:ADPL: 7.28

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


AD Plastik DD  (ZAG:ADPL) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


AD Plastik DD Interest Coverage Related Terms


AD Plastik DD Interest Coverage Historical Data

* Premium members only.

The historical data trend for AD Plastik DD's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

AD Plastik DD Interest Coverage Chart

AD Plastik DD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.24 0.00 0.00 0.00 5.26

AD Plastik DD Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.32 5.56 3.88 8.75 12.35

ZAG:ADPL vs ORLY, AZO, GPC: Interest Coverage Comparison

For the Auto Parts subindustry, AD Plastik DD's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AD Plastik DD Interest Coverage vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, AD Plastik DD's Interest Coverage distribution charts can be found below:

* The bar in red indicates where AD Plastik DD's Interest Coverage falls into.


ZAG:ADPL
77GF Score
AD Plastik DD ZAG:ADPL
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AD Plastik DD Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

AD Plastik DD's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, AD Plastik DD's Interest Expense was €-1.3 Mil. Its Operating Income was €6.7 Mil. And its Long-Term Debt & Capital Lease Obligation was €19.3 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*6.747/-1.283
=5.26

AD Plastik DD's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, AD Plastik DD's Interest Expense was €-0.2 Mil. Its Operating Income was €3.0 Mil. And its Long-Term Debt & Capital Lease Obligation was €16.2 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*3.002/-0.243
=12.35

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 12.35 mean?
AD Plastik DD (ZAG:ADPL) has a Interest Coverage of 12.35 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on AD Plastik DD and its competitors. This is 135% above median its historical median of 5.26. Over the past decade, AD Plastik DD's Interest Coverage has ranged from 2.25 to 7.28. According to the industry distribution chart, AD Plastik DD ranks #566 out of 1067 companies in the Vehicles & Parts industry, placing it in the top 53%.
Is AD Plastik DD's Interest Coverage too high?
AD Plastik DD's current Interest Coverage of 12.35 is 135% above median its 10-year median of 5.26. Over the past 10 years, this metric has ranged from a low of 2.25 to a high of 7.28. The Vehicles & Parts industry median Interest Coverage is 8.31. AD Plastik DD's value of 12.35 is 48.6% above this industry median. Based on the distribution chart, AD Plastik DD ranks #566 out of 1067 companies in the Vehicles & Parts industry, which is below the industry midpoint. Overall, AD Plastik DD has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AD Plastik DD's Interest Coverage compare to ORLY and AZO?
According to the Vehicles & Parts industry distribution chart, AD Plastik DD ranks #566 out of 1067 companies for Interest Coverage. This places AD Plastik DD in the lower half of its industry. The industry median Interest Coverage is 8.31. AD Plastik DD's value of 12.35 is 48.6% above this benchmark. Historically, AD Plastik DD's own Interest Coverage has ranged from 2.25 to 7.28 over the past decade. While the company's 10-year median is 5.26 vs. the industry median of 8.31, AD Plastik DD has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Vehicles & Parts company?
The median Interest Coverage among Vehicles & Parts companies is 8.31, based on 1,067 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AD Plastik DD's current Interest Coverage of 12.35 is 48.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on AD Plastik DD and its competitors. For the Vehicles & Parts industry, the median Interest Coverage is 8.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AD Plastik DD's current Interest Coverage is 12.35, which is 135% above median its own 10-year median of 5.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AD Plastik DD stock overvalued right now?
Based on GuruFocus' analysis, AD Plastik DD (ZAG:ADPL) is currently considered Significantly Overvalued. The stock's GF Value™ is €16.82, compared to a current price of €27.80 — trading 65.3% above its estimated fair value. The current Interest Coverage is 12.35, which is 135% above median its 10-year median of 5.26 and 48.6% above the Vehicles & Parts industry median of 8.31. AD Plastik DD's overall GF Score™ is 77/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For AD Plastik DD (ZAG:ADPL), the current Interest Coverage is 12.35 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AD Plastik DD (ZAG:ADPL) Overvalued in 2026?

Based on GuruFocus' analysis, AD Plastik DD stock appears to be overvalued. The current stock price of €27.80 is trading 65.3% above its estimated GF Value™ of €16.82. GuruFocus considers AD Plastik DD to be Significantly Overvalued.

Key valuation signals for ZAG:ADPL:

  • Interest Coverage: 12.35 (135% above median its 10-year median of 5.26)
  • GF Value™: €16.82 vs. price of €27.80 (65.3% above fair value)
  • GF Score™: 77/100 with 5 warning signs
  • Industry Position: 48.6% above the Vehicles & Parts median (#566 of 1067)

No single metric tells the full story. See the ZAG:ADPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AD Plastik DD Business Description

Address Matoseva Street 8, Solin, HRV, 21210
AD Plastik DD is engaged in the development and production of interior and exterior car components in Croatia. Its product portfolio comprises internal glass scrapers, windshield seal covers, handrails, rear bumpers, diffusors, visors, radio trims, gear shift trims, instrumental panels, etc. The Group's operating segments are: EU, UK, and Serbia market, which generate maximum revenue, and Russia market. Geographically, it generates maximum revenue from Slovenia, followed by Romania, Slovakia, Serbia, Poland, Hungary, Italy, and other countries.
77GF Score

Get the complete analysis for ZAG:ADPL

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€27.80
Price
€16.82
GF Value