Atlantic Grupa DD (ZAG:ATGR) Interest Coverage: 6.07 (As of Mar. 2026) — Near Median


ZAG:ATGR Atlantic Grupa DD ZAG:ATGR
93 GF Score
Price €51.50
GF Value €60.98
Valuation Modestly Undervalued
! 7 Warning Signs
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What is Atlantic Grupa DD Interest Coverage?

Atlantic Grupa DD ZAG:ATGR +1.98% 93 Interest Coverage is 6.07 as of Mar. 2026, which is 3% above its 10-year median of 5.92. GuruFocus rates ZAG:ATGR with a GF Score™ of 93/100 and a GF Value™ of €60.98 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 1,505 Consumer Packaged Goods companies, Atlantic Grupa DD ranks worse than 62.13% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Atlantic Grupa DD's Operating Income for the three months ended in Mar. 2026 was €17 Mil. Atlantic Grupa DD's Interest Expense for the three months ended in Mar. 2026 was €-3 Mil. Atlantic Grupa DD's interest coverage for the quarter that ended in Mar. 2026 was 6.07. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Atlantic Grupa DD's Interest Coverage or its related term are showing as below:

ZAG:ATGR' s Interest Coverage Range Over the Past 10 Years
Min: 2.35   Med: 5.92   Max: 23.11
Current: 5.09


ZAG:ATGR's Interest Coverage is ranked worse than
62.13% of 1505 companies
in the Consumer Packaged Goods industry
Industry Median: 8.57 vs ZAG:ATGR: 5.09

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Atlantic Grupa DD  (ZAG:ATGR) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Atlantic Grupa DD Interest Coverage Related Terms


Atlantic Grupa DD Interest Coverage Historical Data

* Premium members only.

The historical data trend for Atlantic Grupa DD's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Atlantic Grupa DD Interest Coverage Chart

Atlantic Grupa DD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 23.11 11.81 5.68 2.35 3.86

Atlantic Grupa DD Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.54 4.91 8.94 1.06 6.07

ZAG:ATGR vs KHC, GIS, HRL: Interest Coverage Comparison

For the Packaged Foods subindustry, Atlantic Grupa DD's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Atlantic Grupa DD Interest Coverage vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Atlantic Grupa DD's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Atlantic Grupa DD's Interest Coverage falls into.


ZAG:ATGR
93GF Score
Atlantic Grupa DD ZAG:ATGR
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Atlantic Grupa DD Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Atlantic Grupa DD's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Atlantic Grupa DD's Interest Expense was €-10 Mil. Its Operating Income was €40 Mil. And its Long-Term Debt & Capital Lease Obligation was €263 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*40.21/-10.43
=3.86

Atlantic Grupa DD's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Atlantic Grupa DD's Interest Expense was €-3 Mil. Its Operating Income was €17 Mil. And its Long-Term Debt & Capital Lease Obligation was €255 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*16.817/-2.769
=6.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 6.07 mean?
Atlantic Grupa DD (ZAG:ATGR) has a Interest Coverage of 6.07 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Atlantic Grupa DD and its competitors. This is near median its historical median of 5.92. Over the past decade, Atlantic Grupa DD's Interest Coverage has ranged from 2.35 to 23.11. According to the industry distribution chart, Atlantic Grupa DD ranks #935 out of 1505 companies in the Consumer Packaged Goods industry, placing it in the top 62.1%.
Is Atlantic Grupa DD's Interest Coverage too high?
Atlantic Grupa DD's current Interest Coverage of 6.07 is near median its 10-year median of 5.92. Over the past 10 years, this metric has ranged from a low of 2.35 to a high of 23.11. The Consumer Packaged Goods industry median Interest Coverage is 8.57. Atlantic Grupa DD's value of 6.07 is 29.2% below this industry median. Based on the distribution chart, Atlantic Grupa DD ranks #935 out of 1505 companies in the Consumer Packaged Goods industry, which is below the industry midpoint. Overall, Atlantic Grupa DD has a GF Score™ of 93/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Atlantic Grupa DD's Interest Coverage compare to KHC and GIS?
According to the Consumer Packaged Goods industry distribution chart, Atlantic Grupa DD ranks #935 out of 1505 companies for Interest Coverage. This places Atlantic Grupa DD in the lower half of its industry. The industry median Interest Coverage is 8.57. Atlantic Grupa DD's value of 6.07 is 29.2% below this benchmark. Historically, Atlantic Grupa DD's own Interest Coverage has ranged from 2.35 to 23.11 over the past decade. While the company's 10-year median is 5.92 vs. the industry median of 8.57, Atlantic Grupa DD has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Consumer Packaged Goods company?
The median Interest Coverage among Consumer Packaged Goods companies is 8.57, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Atlantic Grupa DD's current Interest Coverage of 6.07 is 29.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Atlantic Grupa DD and its competitors. For the Consumer Packaged Goods industry, the median Interest Coverage is 8.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Atlantic Grupa DD's current Interest Coverage is 6.07, which is near median its own 10-year median of 5.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Atlantic Grupa DD stock overvalued right now?
Based on GuruFocus' analysis, Atlantic Grupa DD (ZAG:ATGR) is currently considered Modestly Undervalued. The stock's GF Value™ is €60.98, compared to a current price of €51.50 — trading 15.5% below its estimated fair value. The current Interest Coverage is 6.07, which is near median its 10-year median of 5.92 and 29.2% below the Consumer Packaged Goods industry median of 8.57. Atlantic Grupa DD's overall GF Score™ is 93/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Atlantic Grupa DD (ZAG:ATGR), the current Interest Coverage is 6.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Atlantic Grupa DD (ZAG:ATGR) Overvalued in 2026?

Based on GuruFocus' analysis, Atlantic Grupa DD stock appears to be undervalued. The current stock price of €51.50 is trading 15.5% below its estimated GF Value™ of €60.98. GuruFocus considers Atlantic Grupa DD to be Modestly Undervalued.

Key valuation signals for ZAG:ATGR:

  • Interest Coverage: 6.07 (near median its 10-year median of 5.92)
  • GF Value™: €60.98 vs. price of €51.50 (15.5% below fair value)
  • GF Score™: 93/100 with 7 warning signs
  • Industry Position: 29.2% below the Consumer Packaged Goods median (#935 of 1505)

No single metric tells the full story. See the ZAG:ATGR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Atlantic Grupa DD Business Description

Address Miramarska 23, Zagreb, HRV, 10000
Atlantic Grupa DD is a Croatia-based company engaged in the production and distribution of fast-moving consumer goods. The company's strategic business units include SBU Coffee, SBU Savoury Spreads, SBU Snacks, SBU Beverages, SBU Pharmacy business, and BU Donat. It generates the majority of the revenue from the sales made in the coffee strategic business unit. The distribution business is organized to cover markets including Croatia, Serbia, Slovenia, North Macedonia, Russia, and Austria.
93GF Score

Get the complete analysis for ZAG:ATGR

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€51.50
Price
€60.98
GF Value