Seven Bank (FRA:0S7) Interest Expense: €-18.9 Mil (TTM As of Mar. 2026)

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FRA:0S7 Seven Bank Ltd FRA:0S7
79 GF Score
Price €1.60
GF Value €1.97
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Seven Bank Interest Expense?

Seven Bank FRA:0S7 -1.23% 79 Interest Expense is €-18.9 Mil as of Mar. 2026. GuruFocus rates FRA:0S7 with a GF Score™ of 79/100 and a GF Value™ of €1.97 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Seven Bank's interest expense for the three months ended in Mar. 2026 was € -5.8 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was €-18.9 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Seven Bank's Operating Income for the three months ended in Mar. 2026 was € Mil. Seven Bank's Interest Expense for the three months ended in Mar. 2026 was € Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Seven Bank Interest Expense Historical Data

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The historical data trend for Seven Bank's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Seven Bank Interest Expense Chart

Seven Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -4.61 -5.70 -7.21 -13.02 -18.23

Seven Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -3.76 -4.37 -4.20 -4.52 -5.79
FRA:0S7
79GF Score
Seven Bank Ltd FRA:0S7
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Seven Bank Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-18.9 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of €-18.9 Mil mean?
Seven Bank (FRA:0S7) has a Interest Expense of €-18.9 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Seven Bank and its competitors.
Is Seven Bank's Interest Expense too high?
Seven Bank's current Interest Expense is €-18.9 Mil. Overall, Seven Bank has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Seven Bank's Interest Expense compare to competitors?
Seven Bank's Interest Expense of €-18.9 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Seven Bank and its competitors. Seven Bank's current Interest Expense is €-18.9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Seven Bank stock overvalued right now?
Based on GuruFocus' analysis, Seven Bank (FRA:0S7) is currently considered Modestly Undervalued. The stock's GF Value™ is €1.97, compared to a current price of €1.60 — trading 18.8% below its estimated fair value. The current Interest Expense is €-18.9 Mil. Seven Bank's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Seven Bank (FRA:0S7), the current Interest Expense is €-18.9 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Seven Bank (FRA:0S7) Overvalued in 2026?

Based on GuruFocus' analysis, Seven Bank stock appears to be undervalued. The current stock price of €1.60 is trading 18.8% below its estimated GF Value™ of €1.97. GuruFocus considers Seven Bank to be Modestly Undervalued.

Key valuation signals for FRA:0S7:

  • Interest Expense: €-18.9 Mil
  • GF Value™: €1.97 vs. price of €1.60 (18.8% below fair value)
  • GF Score™: 79/100 with 2 warning signs

No single metric tells the full story. See the FRA:0S7 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Seven Bank Business Description

Other Exchanges SVNBY:USA8410:Japan
Address 6-1 Marunouchi 1-chome, Chiyoda-ku, Tokyo, JPN, 100-0005
Seven Bank Ltd is a Japan-based business bank. It operates a network of ATMs in partnership with financial institutions across Japan. The company's business segments include the ATM Services segment and the Financial Services segment. The ATM Services segment, provides deposits, withdrawals, and bank transfers at more than 22,000 Seven Bank ATMs nationwide using the cards of more than 590 partner institutions. The Financial Services segment provides convenient account-related services, such as ordinary deposits, time deposits, personal loans and international money transfers, which are accessible from not only Seven Bank ATMs but also personal computers and smartphones. Also, the company provides ATM services overseas and back-office support on commission through its subsidiaries.
79GF Score

Get the complete analysis for FRA:0S7

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.60
Price
€1.97
GF Value