Austriacard Holdings AG (FRA:ACQ0) Interest Expense: €-6.1 Mil (TTM As of Dec. 2025)


FRA:ACQ0 Austriacard Holdings AG FRA:ACQ0
87 GF Score
Price €9.47
GF Value €5.86
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Austriacard Holdings AG Interest Expense?

Austriacard Holdings AG FRA:ACQ0 -1.97% 87 Interest Expense is €-6.1 Mil as of Dec. 2025. GuruFocus rates FRA:ACQ0 with a GF Score™ of 87/100 and a GF Value™ of €5.86 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Austriacard Holdings AG's interest expense for the three months ended in Dec. 2025 was € -1.2 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was €-6.1 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Austriacard Holdings AG's Operating Income for the three months ended in Dec. 2025 was € 13.3 Mil. Austriacard Holdings AG's Interest Expense for the three months ended in Dec. 2025 was € -1.2 Mil. Austriacard Holdings AG's Interest Coverage for the quarter that ended in Dec. 2025 was 11.15. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Austriacard Holdings AG  (FRA:ACQ0) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Austriacard Holdings AG's Interest Expense for the three months ended in Dec. 2025 was €-1.2 Mil. Its Operating Income for the three months ended in Dec. 2025 was €13.3 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Dec. 2025 was €91.1 Mil.

Austriacard Holdings AG's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*13.296/-1.193
=11.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Austriacard Holdings AG Interest Expense Historical Data

* Premium members only.

The historical data trend for Austriacard Holdings AG's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Austriacard Holdings AG Interest Expense Chart

Austriacard Holdings AG Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial -2.31 -3.56 -6.14 -7.09 -6.01

Austriacard Holdings AG Quarterly Data
Dec19 Dec20 Dec21 Jun22 Dec22 Jun23 Dec23 Mar24 Jun24 Dec24 Mar25 Jun25 Sep25 Dec25
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 -2.35 -0.77 -1.83 -1.19
FRA:ACQ0
87GF Score
Austriacard Holdings AG FRA:ACQ0
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Austriacard Holdings AG Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €-6.1 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of €-6.1 Mil mean?
Austriacard Holdings AG (FRA:ACQ0) has a Interest Expense of €-6.1 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on Austriacard Holdings AG and its competitors.
Is Austriacard Holdings AG's Interest Expense too high?
Austriacard Holdings AG's current Interest Expense is €-6.1 Mil. Overall, Austriacard Holdings AG has a GF Score™ of 87/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Austriacard Holdings AG's Interest Expense compare to IBM and ACN?
Austriacard Holdings AG's Interest Expense of €-6.1 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Software company?
A good Interest Expense depends on the Software industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Austriacard Holdings AG and its competitors. Austriacard Holdings AG's current Interest Expense is €-6.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Austriacard Holdings AG stock overvalued right now?
Based on GuruFocus' analysis, Austriacard Holdings AG (FRA:ACQ0) is currently considered Significantly Overvalued. The stock's GF Value™ is €5.86, compared to a current price of €9.47 — trading 61.6% above its estimated fair value. The current Interest Expense is €-6.1 Mil. Austriacard Holdings AG's overall GF Score™ is 87/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Austriacard Holdings AG (FRA:ACQ0), the current Interest Expense is €-6.1 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Austriacard Holdings AG (FRA:ACQ0) Overvalued in 2026?

Based on GuruFocus' analysis, Austriacard Holdings AG stock appears to be overvalued. The current stock price of €9.47 is trading 61.6% above its estimated GF Value™ of €5.86. GuruFocus considers Austriacard Holdings AG to be Significantly Overvalued.

Key valuation signals for FRA:ACQ0:

  • Interest Expense: €-6.1 Mil
  • GF Value™: €5.86 vs. price of €9.47 (61.6% above fair value)
  • GF Score™: 87/100 with 6 warning signs

No single metric tells the full story. See the FRA:ACQ0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Austriacard Holdings AG Business Description

Other Exchanges ACAG:GreeceACAG:Austria
Address Lamezanstrasse 4-8, Vienna, AUT, 1230
Austriacard Holdings AG is a holistic applied technology company powered by artificial intelligence (AI). The Group's portfolio includes a wide range of solutions that demonstrate synergies across product lines. These include Identity & Payment Solutions, Digital Technologies, and Document Lifecycle Management. These solutions are offered to financial institutions, public and private sectors. The Group is now organized into three geographic segments: Central, Eastern Europe and DACH (CEE); Western Europe, Nordics and Americas (WEST); and Turkiye, Middle East and Africa (MEA). It derives maximum revenue from Central, Eastern Europe and DACH (CEE) segment. The solutions include: Payment Cards & Services, eGovernment & Authentication, Document Lifecycle Management, Book on Demand and Others.
87GF Score

Get the complete analysis for FRA:ACQ0

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€9.47
Price
€5.86
GF Value