Austriacard Holdings AG (FRA:ACQ0) Long-Term Debt: €81.6 Mil (As of Dec. 2025)

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FRA:ACQ0 Austriacard Holdings AG FRA:ACQ0
82 GF Score
Price €9.60
GF Value €5.61
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Austriacard Holdings AG Long-Term Debt?

Austriacard Holdings AG FRA:ACQ0 82 Long-Term Debt is €81.6 Mil as of Dec. 2025. GuruFocus rates FRA:ACQ0 with a GF Score™ of 82/100 and a GF Value™ of €5.61 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Austriacard Holdings AG's Long-Term Debt for the quarter that ended in Dec. 2025 was €81.6 Mil.

Austriacard Holdings AG's quarterly Long-Term Debt increased from Jun. 2025 (€86.5 Mil) to Sep. 2025 (€93.5 Mil) but then declined from Sep. 2025 (€93.5 Mil) to Dec. 2025 (€81.6 Mil).

Austriacard Holdings AG's annual Long-Term Debt declined from Dec. 2023 (€91.5 Mil) to Dec. 2024 (€89.4 Mil) and declined from Dec. 2024 (€89.4 Mil) to Dec. 2025 (€81.6 Mil).

Austriacard Holdings AG  (FRA:ACQ0) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Austriacard Holdings AG Long-Term Debt Related Terms

Austriacard Holdings AG Long-Term Debt Historical Data

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The historical data trend for Austriacard Holdings AG's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Austriacard Holdings AG Long-Term Debt Chart

Austriacard Holdings AG Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial 72.30 62.02 91.49 89.43 81.57

Austriacard Holdings AG Quarterly Data
Dec19 Dec20 Dec21 Jun22 Dec22 Jun23 Dec23 Mar24 Jun24 Dec24 Mar25 Jun25 Sep25 Dec25
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 89.43 100.89 86.46 93.47 81.57
FRA:ACQ0
82GF Score
Austriacard Holdings AG FRA:ACQ0
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of €81.6 Mil mean?
Austriacard Holdings AG (FRA:ACQ0) has a Long-Term Debt of €81.6 Mil as of Dec. 2025.
Is Austriacard Holdings AG's Long-Term Debt too high?
Austriacard Holdings AG's current Long-Term Debt is €81.6 Mil. Overall, Austriacard Holdings AG has a GF Score™ of 82/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Austriacard Holdings AG's Long-Term Debt compare to IBM and ACN?
Austriacard Holdings AG's Long-Term Debt of €81.6 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Software company?
A good Long-Term Debt depends on the Software industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Austriacard Holdings AG's current Long-Term Debt is €81.6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Austriacard Holdings AG stock overvalued right now?
Based on GuruFocus' analysis, Austriacard Holdings AG (FRA:ACQ0) is currently considered Significantly Overvalued. The stock's GF Value™ is €5.61, compared to a current price of €9.60 — trading 71.1% above its estimated fair value. The current Long-Term Debt is €81.6 Mil. Austriacard Holdings AG's overall GF Score™ is 82/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Austriacard Holdings AG (FRA:ACQ0), the current Long-Term Debt is €81.6 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Austriacard Holdings AG (FRA:ACQ0) Overvalued in 2026?

Based on GuruFocus' analysis, Austriacard Holdings AG stock appears to be overvalued. The current stock price of €9.60 is trading 71.1% above its estimated GF Value™ of €5.61. GuruFocus considers Austriacard Holdings AG to be Significantly Overvalued.

Key valuation signals for FRA:ACQ0:

  • Long-Term Debt: €81.6 Mil
  • GF Value™: €5.61 vs. price of €9.60 (71.1% above fair value)
  • GF Score™: 82/100 with 6 warning signs

No single metric tells the full story. See the FRA:ACQ0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Austriacard Holdings AG Business Description

Other Exchanges ACAG:GreeceACAG:Austria
Address Lamezanstrasse 4-8, Vienna, AUT, 1230
Austriacard Holdings AG is a holistic applied technology company powered by artificial intelligence (AI). The Group's portfolio includes a wide range of solutions that demonstrate synergies across product lines. These include Identity & Payment Solutions, Digital Technologies, and Document Lifecycle Management. These solutions are offered to financial institutions, public and private sectors. The Group is now organized into three geographic segments: Central, Eastern Europe and DACH (CEE); Western Europe, Nordics and Americas (WEST); and Turkiye, Middle East and Africa (MEA). It derives maximum revenue from Central, Eastern Europe and DACH (CEE) segment. The solutions include: Payment Cards & Services, eGovernment & Authentication, Document Lifecycle Management, Book on Demand and Others.
82GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€9.60
Price
€5.61
GF Value