H&R Block (LTS:0HOB) Interest Expense: $-81 Mil (TTM As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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LTS:0HOB H&R Block Inc LTS:0HOB
84 GF Score
Price $40.86
GF Value $62.70
Valuation Significantly Undervalued
! 1 Warning Sign
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What is H&R Block Interest Expense?

H&R Block LTS:0HOB -2.77% 84 Interest Expense is $-81 Mil as of Mar. 2026. GuruFocus rates LTS:0HOB with a GF Score™ of 84/100 and a GF Value™ of $62.70 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. H&R Block's interest expense for the three months ended in Mar. 2026 was $ -24 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was $-81 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. H&R Block's Operating Income for the three months ended in Mar. 2026 was $ 1,037 Mil. H&R Block's Interest Expense for the three months ended in Mar. 2026 was $ -24 Mil. H&R Block's Interest Coverage for the quarter that ended in Mar. 2026 was 42.66. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

H&R Block  (LTS:0HOB) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

H&R Block's Interest Expense for the three months ended in Mar. 2026 was $-24 Mil. Its Operating Income for the three months ended in Mar. 2026 was $1,037 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Mar. 2026 was $1,816 Mil.

H&R Block's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*1036.824/-24.307
=42.66

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

H&R Block Interest Expense Historical Data

* Premium members only.

The historical data trend for H&R Block's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

H&R Block Interest Expense Chart

H&R Block Annual Data
Trend Apr16 Apr17 Apr18 Apr19 Apr20 Apr21 Jun22 Jun23 Jun24 Jun25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -106.87 -88.28 -72.98 -79.08 -78.11

H&R Block Quarterly Data
Apr21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -24.69 -15.83 -17.40 -23.38 -24.31
LTS:0HOB
84GF Score
H&R Block Inc LTS:0HOB
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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H&R Block Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-81 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $-81 Mil mean?
H&R Block (LTS:0HOB) has a Interest Expense of $-81 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on H&R Block and its competitors.
Is H&R Block's Interest Expense too high?
H&R Block's current Interest Expense is $-81 Mil. Overall, H&R Block has a GF Score™ of 84/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does H&R Block's Interest Expense compare to FTDR and ANDG?
H&R Block's Interest Expense of $-81 Mil can be compared against companies in the Personal Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Personal Services company?
A good Interest Expense depends on the Personal Services industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on H&R Block and its competitors. H&R Block's current Interest Expense is $-81 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is H&R Block stock overvalued right now?
Based on GuruFocus' analysis, H&R Block (LTS:0HOB) is currently considered Significantly Undervalued. The stock's GF Value™ is $62.70, compared to a current price of $40.86 — trading 34.8% below its estimated fair value. The current Interest Expense is $-81 Mil. H&R Block's overall GF Score™ is 84/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For H&R Block (LTS:0HOB), the current Interest Expense is $-81 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is H&R Block (LTS:0HOB) Overvalued in 2026?

Based on GuruFocus' analysis, H&R Block stock appears to be undervalued. The current stock price of $40.86 is trading 34.8% below its estimated GF Value™ of $62.70. GuruFocus considers H&R Block to be Significantly Undervalued.

Key valuation signals for LTS:0HOB:

  • Interest Expense: $-81 Mil
  • GF Value™: $62.70 vs. price of $40.86 (34.8% below fair value)
  • GF Score™: 84/100 with 1 warning sign

No single metric tells the full story. See the LTS:0HOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

H&R Block Business Description

Address One H&R Block Way, Kansas City, MO, USA, 64105
H&R Block Inc provides income tax return preparation services, digital do-it-yourself tax solutions, and other services related to income tax preparation to the general public in the United States, Canada, and Australia. The company mainly prepares tax returns for customers within the United States through its company-owned offices, franchise locations, and online tax software. The vast majority of H&R Block's offices are located in the U.S. The company derives the majority of its total revenue from the U.S. assisted tax preparation fees. Revenue from franchise and product royalties and digital do-it-yourself tax solutions is also relatively.
84GF Score

Get the complete analysis for LTS:0HOB

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$40.86
Price
$62.70
GF Value