H&R BlockLTS:0HOB +1.16%84 PEG Ratio is 0.25 as of Jul. 08, 2026, which is 70% below its 10-year median of 0.83. GuruFocus rates LTS:0HOB with a GF Score™ of 84/100 and a GF Value™ of $63.40 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 31 Personal Services companies, H&R Block ranks better than 87.1% on this metric.
PE Ratio without NRI / 5-Year EBITDA Growth Rate*
PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use is the 5-Year EBITDA growth rate. As of today, H&R Block's PE Ratio without NRI is 7.66. H&R Block's 5-Year EBITDA growth rate is 30.90%. Therefore, H&R Block's PEG Ratio for today is 0.25.
* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for H&R Block's PEG Ratio or its related term are showing as below:
LTS:0HOB'
s PEG Ratio Range Over the Past 10 Years
Min: 0.25 Med: 0.83 Max: 58.9
Current: 0.25
During the past 13 years, H&R Block's highest PEG Ratio was 58.90. The lowest was 0.25. And the median was 0.83.
LTS:0HOB's PEG Ratio is ranked better than 87.1% of 31
companies
in the Personal Services industry
Industry Median: 0.87
vs LTS:0HOB: 0.25
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
H&R Block (LTS:0HOB) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
H&R Block PEG Ratio Related Terms
H&R Block PEG Ratio Historical Data
* Premium members only.
The historical data trend for H&R Block's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LTS:0HOB vs FTDR, ANDG, BFAM: PEG Ratio Comparison
For the Personal Services subindustry, H&R Block's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
H&R Block PEG Ratio vs Personal Services Industry
For the Personal Services industry and Consumer Cyclical sector, H&R Block's PEG Ratio distribution charts can be found below:
* The bar in red indicates where H&R Block's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
H&R Block (LTS:0HOB) has a PEG Ratio of 0.25 as of Jul. 08, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on H&R Block and its competitors. This is 70% below median its historical median of 0.83. Over the past decade, H&R Block's PEG Ratio has ranged from 0.25 to 58.90. According to the industry distribution chart, H&R Block ranks #4 out of 31 companies in the Personal Services industry, placing it in the top 12.9%.
Is H&R Block's PEG Ratio too high?
H&R Block's current PEG Ratio of 0.25 is 70% below median its 10-year median of 0.83. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 58.90. The Personal Services industry median PEG Ratio is 0.87. H&R Block's value of 0.25 is 71.3% below this industry median. Based on the distribution chart, H&R Block ranks #4 out of 31 companies in the Personal Services industry, which is in the top quartile — a strong position relative to peers. Overall, H&R Block has a GF Score™ of 84/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does H&R Block's PEG Ratio compare to FTDR and ANDG?
According to the Personal Services industry distribution chart, H&R Block ranks #4 out of 31 companies for PEG Ratio. This places H&R Block in the top 13% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 0.87. H&R Block's value of 0.25 is 71.3% below this benchmark. Historically, H&R Block's own PEG Ratio has ranged from 0.25 to 58.90 over the past decade. While the company's 10-year median is 0.83 vs. the industry median of 0.87, H&R Block has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Personal Services company?
The median PEG Ratio among Personal Services companies is 0.87, based on 31 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. H&R Block's current PEG Ratio of 0.25 is 71.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on H&R Block and its competitors. For the Personal Services industry, the median PEG Ratio is 0.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. H&R Block's current PEG Ratio is 0.25, which is 70% below median its own 10-year median of 0.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is H&R Block stock overvalued right now?
Based on GuruFocus' analysis, H&R Block (LTS:0HOB) is currently considered Significantly Undervalued. The stock's GF Value™ is $63.40, compared to a current price of $40.22 — trading 36.6% below its estimated fair value. The current PEG Ratio is 0.25, which is 70% below median its 10-year median of 0.83 and 71.3% below the Personal Services industry median of 0.87. H&R Block's overall GF Score™ is 84/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For H&R Block (LTS:0HOB), the current PEG Ratio is 0.25 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is H&R Block (LTS:0HOB) Overvalued in 2026?
Based on GuruFocus' analysis, H&R Block stock appears to be undervalued.
The current stock price of $40.22 is trading 36.6% below its estimated GF Value™ of $63.40.
GuruFocus considers H&R Block to be Significantly Undervalued.
Key valuation signals for LTS:0HOB:
PEG Ratio: 0.25 (70% below median its 10-year median of 0.83)
GF Value™: $63.40 vs. price of $40.22 (36.6% below fair value)
Industry Position: 71.3% below the Personal Services median (#4 of 31)
No single metric tells the full story. See the LTS:0HOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
H&R Block Inc provides income tax return preparation services, digital do-it-yourself tax solutions, and other services related to income tax preparation to the general public in the United States, Canada, and Australia. The company mainly prepares tax returns for customers within the United States through its company-owned offices, franchise locations, and online tax software. The vast majority of H&R Block's offices are located in the U.S. The company derives the majority of its total revenue from the U.S. assisted tax preparation fees. Revenue from franchise and product royalties and digital do-it-yourself tax solutions is also relatively.
84GF Score
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