H&R BlockLTS:0HOB +2.59%85 ROA % is 107.30% as of Mar. 2026, which is 598% above its 10-year median of 15.38. GuruFocus rates LTS:0HOB with a GF Score™ of 85/100 and a GF Value™ of $62.10 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 98 Personal Services companies, H&R Block ranks better than 98.98% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. H&R Block's annualizedNet Income for the quarter that ended in Mar. 2026 was $3,392 Mil.
H&R Block's average Total Assets over the quarter that ended in Mar. 2026 was $3,161 Mil. Therefore, H&R Block's annualized ROA % for the quarter that ended in Mar. 2026 was 107.30%.
The historical rank and industry rank for H&R Block's ROA % or its related term are showing as below:
LTS:0HOB'
s ROA % Range Over the Past 10 Years
Min: -0.18 Med: 15.38 Max: 23.92
Current: 23.92
During the past 13 years, H&R Block's highest ROA % was 23.92%. The lowest was -0.18%. And the median was 15.38%.
LTS:0HOB's ROA % is ranked better than 98.98% of 98
companies
in the Personal Services industry
Industry Median: 2.495
vs LTS:0HOB: 23.92
H&R Block (LTS:0HOB) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
H&R Block ROA % Related Terms
H&R Block ROA % Historical Data
* Premium members only.
The historical data trend for H&R Block's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Personal Services subindustry, H&R Block's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
H&R Block ROA % vs Personal Services Industry
For the Personal Services industry and Consumer Cyclical sector, H&R Block's ROA % distribution charts can be found below:
* The bar in red indicates where H&R Block's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
H&R Block (LTS:0HOB) has a ROA % of 107.30% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on H&R Block and its competitors. This is 598% above median its historical median of 15.38. According to the industry distribution chart, H&R Block ranks #1 out of 98 companies in the Personal Services industry, placing it in the top 1%.
Is H&R Block's ROA % too high?
H&R Block's current ROA % of 107.30% is 598% above median its 10-year median of 15.38. The Personal Services industry median ROA % is 2.50. H&R Block's value of 107.30% is 4200.6% above this industry median. Based on the distribution chart, H&R Block ranks #1 out of 98 companies in the Personal Services industry, which is in the top quartile — a strong position relative to peers. Overall, H&R Block has a GF Score™ of 85/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does H&R Block's ROA % compare to FTDR and ANDG?
According to the Personal Services industry distribution chart, H&R Block ranks #1 out of 98 companies for ROA %. This places H&R Block in the top 1% of its industry — outperforming the majority of peers. The industry median ROA % is 2.50. H&R Block's value of 107.30% is 4200.6% above this benchmark. While the company's 10-year median is 15.38 vs. the industry median of 2.50, H&R Block has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Personal Services company?
The median ROA % among Personal Services companies is 2.50, based on 98 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. H&R Block's current ROA % of 107.30% is 4200.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on H&R Block and its competitors. For the Personal Services industry, the median ROA % is 2.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. H&R Block's current ROA % is 107.30%, which is 598% above median its own 10-year median of 15.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is H&R Block stock overvalued right now?
Based on GuruFocus' analysis, H&R Block (LTS:0HOB) is currently considered Significantly Undervalued. The stock's GF Value™ is $62.10, compared to a current price of $36.87 — trading 40.6% below its estimated fair value. The current ROA % is 107.30%, which is 598% above median its 10-year median of 15.38 and 4200.6% above the Personal Services industry median of 2.50. H&R Block's overall GF Score™ is 85/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For H&R Block (LTS:0HOB), the current ROA % is 107.30% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is H&R Block (LTS:0HOB) Overvalued in 2026?
Based on GuruFocus' analysis, H&R Block stock appears to be undervalued.
The current stock price of $36.87 is trading 40.6% below its estimated GF Value™ of $62.10.
GuruFocus considers H&R Block to be Significantly Undervalued.
Key valuation signals for LTS:0HOB:
ROA %: 107.30% (598% above median its 10-year median of 15.38)
GF Value™: $62.10 vs. price of $36.87 (40.6% below fair value)
Industry Position: 4200.6% above the Personal Services median (#1 of 98)
No single metric tells the full story. See the LTS:0HOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
H&R Block Inc provides income tax return preparation services, digital do-it-yourself tax solutions, and other services related to income tax preparation to the general public in the United States, Canada, and Australia. The company mainly prepares tax returns for customers within the United States through its company-owned offices, franchise locations, and online tax software. The vast majority of H&R Block's offices are located in the U.S. The company derives the majority of its total revenue from the U.S. assisted tax preparation fees. Revenue from franchise and product royalties and digital do-it-yourself tax solutions is also relatively.
85GF Score
Get the complete analysis for LTS:0HOB
ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LTS:0HOB has been successfully added to your 
