Jack Henry & Associates (MIL:1JKHY) Interest Expense: €-5 Mil (TTM As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MIL:1JKHY Jack Henry & Associates Inc MIL:1JKHY
71 GF Score
Price €139.30
GF Value €168.96
Valuation Modestly Undervalued
! 1 Warning Sign
View Full Analysis

What is Jack Henry & Associates Interest Expense?

Jack Henry & Associates MIL:1JKHY 71 Interest Expense is €-5 Mil as of Jun. 2026. GuruFocus rates MIL:1JKHY with a GF Score™ of 71/100 and a GF Value™ of €168.96 (Modestly Undervalued). The stock has 1 warning sign investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Jack Henry & Associates's interest expense for the three months ended in Jun. 2026 was € -2 Mil. Its interest expense for the trailing twelve months (TTM) ended in Jun. 2026 was €-5 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Jack Henry & Associates's Operating Income for the three months ended in Jun. 2026 was € 119 Mil. Jack Henry & Associates's Interest Expense for the three months ended in Jun. 2026 was € -2 Mil. Jack Henry & Associates's Interest Coverage for the quarter that ended in Jun. 2026 was 68.94. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Jack Henry & Associates  (MIL:1JKHY) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Jack Henry & Associates's Interest Expense for the three months ended in Jun. 2026 was €-2 Mil. Its Operating Income for the three months ended in Jun. 2026 was €119 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Jun. 2026 was €0 Mil.

Jack Henry & Associates's Interest Coverage for the quarter that ended in Jun. 2026 is calculated as

Interest Coverage=-1* Operating Income (Q: Jun. 2026 )/Interest Expense (Q: Jun. 2026 )
=-1*118.719/-1.722
=68.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.


Jack Henry & Associates Interest Expense Historical Data

* Premium members only.

The historical data trend for Jack Henry & Associates's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jack Henry & Associates Interest Expense Chart

Jack Henry & Associates Annual Data
Trend Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25 Jun26
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2.26 -13.91 -15.22 -9.05 -4.68

Jack Henry & Associates Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.82 -0.76 -0.98 -1.19 -1.72
MIL:1JKHY
71GF Score
Jack Henry & Associates Inc MIL:1JKHY
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jack Henry & Associates Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-5 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of €-5 Mil mean?
Jack Henry & Associates (MIL:1JKHY) has a Interest Expense of €-5 Mil as of Jun. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Jack Henry & Associates and its competitors.
Is Jack Henry & Associates' Interest Expense too high?
Jack Henry & Associates' current Interest Expense is €-5 Mil. Overall, Jack Henry & Associates has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Jack Henry & Associates' Interest Expense compare to CACI and WSE?
Jack Henry & Associates' Interest Expense of €-5 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Software company?
A good Interest Expense depends on the Software industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Jack Henry & Associates and its competitors. Jack Henry & Associates's current Interest Expense is €-5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jack Henry & Associates stock overvalued right now?
Based on GuruFocus' analysis, Jack Henry & Associates (MIL:1JKHY) is currently considered Modestly Undervalued. The stock's GF Value™ is €168.96, compared to a current price of €139.30 — trading 17.6% below its estimated fair value. The current Interest Expense is €-5 Mil. Jack Henry & Associates' overall GF Score™ is 71/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Jack Henry & Associates (MIL:1JKHY), the current Interest Expense is €-5 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jack Henry & Associates (MIL:1JKHY) Overvalued in 2026?

Based on GuruFocus' analysis, Jack Henry & Associates stock appears to be undervalued. The current stock price of €139.30 is trading 17.6% below its estimated GF Value™ of €168.96. GuruFocus considers Jack Henry & Associates to be Modestly Undervalued.

Key valuation signals for MIL:1JKHY:

  • Interest Expense: €-5 Mil
  • GF Value™: €168.96 vs. price of €139.30 (17.6% below fair value)
  • GF Score™: 71/100 with 1 warning sign

No single metric tells the full story. See the MIL:1JKHY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jack Henry & Associates Business Description

Address 663 Highway 60, P.O. Box 807, Monett, MO, USA, 65708
Jack Henry is a leading provider of core processing and complementary services, including electronic funds transfer, payment processing, and loan processing, for US banks and credit unions, with a focus on small and midsize banks. Jack Henry serves almost 1,000 banks and over 700 credit unions.
71GF Score

Get the complete analysis for MIL:1JKHY

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€139.30
Price
€168.96
GF Value