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Interest Expense is the amount reported by a company or individual as an expense for borrowed money. PaySauce's interest expense for the
six
months ended in Mar. 2026 was NZ$ -0.01 Mil.
Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was NZ$-0.02 Mil.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. PaySauce's Operating Income for the
six
months ended in Mar. 2026 was NZ$ -1.23 Mil. PaySauce's Interest Expense for the
six
months ended in Mar. 2026 was NZ$ -0.01 Mil.
PaySauce did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.
PaySauce (NZSE:PYS) Interest Expense Explanation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.
PaySauce's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as
PaySauce did not have earnings to cover the interest expense.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The higher the ratio, the stronger the company's financial strength is.
PaySauce Interest Expense Historical Data
* Premium members only.
The historical data trend for PaySauce's Interest Expense can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Interest Expense is the amount reported by a company or individual as an expense for borrowed money.
Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was NZ$-0.02 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Expense of NZ$-0.02 Mil mean?
PaySauce (NZSE:PYS) has a Interest Expense of NZ$-0.02 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on PaySauce and its competitors.
Is PaySauce's Interest Expense too high?
PaySauce's current Interest Expense is NZ$-0.02 Mil. Overall, PaySauce has a GF Score™ of 47/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PaySauce's Interest Expense compare to UBER and SHOP?
PaySauce's Interest Expense of NZ$-0.02 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Software company?
A good Interest Expense depends on the Software industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on PaySauce and its competitors. PaySauce's current Interest Expense is NZ$-0.02 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PaySauce stock overvalued right now?
Based on GuruFocus' analysis, PaySauce (NZSE:PYS) is currently considered Modestly Undervalued. The stock's GF Value™ is NZ$0.29, compared to a current price of NZ$0.22 — trading 24.1% below its estimated fair value. The current Interest Expense is NZ$-0.02 Mil. PaySauce's overall GF Score™ is 47/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For PaySauce (NZSE:PYS), the current Interest Expense is NZ$-0.02 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PaySauce (NZSE:PYS) Overvalued in 2026?
Based on GuruFocus' analysis, PaySauce stock appears to be undervalued.
The current stock price of NZ$0.22 is trading 24.1% below its estimated GF Value™ of NZ$0.29.
GuruFocus considers PaySauce to be Modestly Undervalued.
Key valuation signals for NZSE:PYS:
Interest Expense: NZ$-0.02 Mil
GF Value™: NZ$0.29 vs. price of NZ$0.22 (24.1% below fair value)
No single metric tells the full story. See the NZSE:PYS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PaySauce Ltd operates a SaaS-based fintech platform that provides digital payroll solutions across multiple jurisdictions in the Asia-Pacific region. Its technology enables employers to onboard, pay, and manage employees digitally. The platform includes features such as rosters, mobile timesheets, payroll calculations, banking integration, automated payments, PAYE filing, labour costing, and automated general ledger entries. It also offers a feature that allows employees to access earned wages before scheduled pay dates. The company generates the majority of its revenue in the form of processing fees, which are the monthly or annual subscription fees that customers pay for PaySauce payroll products. It also earns interest income on a float of funds held on behalf of customers.
47GF Score
Get the complete analysis for NZSE:PYS
Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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