PaySauce (NZSE:PYS) Margin of Safety % (DCF Earnings Based): N/A (As of Jun. 27, 2026)


NZSE:PYS PaySauce Ltd NZSE:PYS
46 GF Score
Price NZ$0.23
GF Value NZ$0.29
Valuation Modestly Undervalued
! 4 Warning Signs
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What is PaySauce Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

PaySauce's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.

NZSE:PYS vs CRM, SHOP, UBER: Margin of Safety % (DCF Earnings Based) Comparison

For the Software - Application subindustry, PaySauce's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PaySauce Margin of Safety % (DCF Earnings Based) vs Software Industry

For the Software industry and Technology sector, PaySauce's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where PaySauce's Margin of Safety % (DCF Earnings Based) falls into.


NZSE:PYS
46GF Score
PaySauce Ltd NZSE:PYS
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is PaySauce (NZSE:PYS) Overvalued in 2026?

Based on GuruFocus' analysis, PaySauce stock appears to be undervalued. The current stock price of NZ$0.23 is trading 20.7% below its estimated GF Value™ of NZ$0.29. GuruFocus considers PaySauce to be Modestly Undervalued.

Key valuation signals for NZSE:PYS:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: NZ$0.29 vs. price of NZ$0.23 (20.7% below fair value)
  • GF Score™: 46/100 with 4 warning signs

No single metric tells the full story. See the NZSE:PYS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PaySauce Business Description

Address 85 The Esplanade, Petone, Lower Hutt, NZL, 5012
PaySauce Ltd operates a SaaS-based fintech platform that provides digital payroll solutions across multiple jurisdictions in the Asia-Pacific region. Its technology enables employers to onboard, pay, and manage employees digitally. The platform includes features such as rosters, mobile timesheets, payroll calculations, banking integration, automated payments, PAYE filing, labour costing, and automated general ledger entries. It also offers a feature that allows employees to access earned wages before scheduled pay dates. The company generates the majority of its revenue in the form of processing fees, which are the monthly or annual subscription fees that customers pay for PaySauce payroll products. It also earns interest income on a float of funds held on behalf of customers.
46GF Score

Get the complete analysis for NZSE:PYS

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NZ$0.23
Price
NZ$0.29
GF Value