PaySauce (NZSE:PYS) GF Value Rank: 0 (As of Aug. 24, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NZSE:PYS PaySauce Ltd NZSE:PYS
45 GF Score
Price NZ$0.23
GF Value NZ$0.29
Valuation Modestly Undervalued
! 3 Warning Signs
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What is PaySauce GF Value Rank?

PaySauce has the GF Value Rank of 0.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

NZSE:PYS
45GF Score
PaySauce Ltd NZSE:PYS
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is PaySauce (NZSE:PYS) Overvalued in 2026?

Based on GuruFocus' analysis, PaySauce stock appears to be undervalued. The current stock price of NZ$0.23 is trading 20.7% below its estimated GF Value™ of NZ$0.29. GuruFocus considers PaySauce to be Modestly Undervalued.

Key valuation signals for NZSE:PYS:

  • GF Value Rank: 0
  • GF Value™: NZ$0.29 vs. price of NZ$0.23 (20.7% below fair value)
  • GF Score™: 45/100 with 3 warning signs

No single metric tells the full story. See the NZSE:PYS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PaySauce Business Description

Address 85 The Esplanade, Petone, Lower Hutt, NZL, 5012
PaySauce Ltd operates a SaaS-based fintech platform that provides digital payroll solutions across multiple jurisdictions in the Asia-Pacific region. Its technology enables employers to onboard, pay, and manage employees digitally. The platform includes features such as rosters, mobile timesheets, payroll calculations, banking integration, automated payments, PAYE filing, labour costing, and automated general ledger entries. It also offers a feature that allows employees to access earned wages before scheduled pay dates. The company generates the majority of its revenue in the form of processing fees, which are the monthly or annual subscription fees that customers pay for PaySauce payroll products. It also earns interest income on a float of funds held on behalf of customers.
45GF Score

Get the complete analysis for NZSE:PYS

GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NZ$0.23
Price
NZ$0.29
GF Value