BKUT (Bank Of Utica (ny)) Interest Income: $48.32 Mil (TTM As of Dec. 2025)

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BKUT Bank Of Utica (ny) BKUT
60 GF Score
Price $722.00
GF Value $879.66
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Bank Of Utica (ny) Interest Income?

Bank Of Utica (ny) BKUT +0.14% 60 Interest Income is $48.32 Mil as of Dec. 2025. GuruFocus rates BKUT with a GF Score™ of 60/100 and a GF Value™ of $879.66 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Interest Income is the interest earned on cash temporarily held in savings accounts, certificates of deposits, or other investments. Bank Of Utica (ny)'s interest income for the twelve months ended in Dec. 2025 was $48.32 Mil. Its interest income for the trailing twelve months (TTM) ended in Dec. 2025 was $48.32 Mil.

Bank Of Utica (ny) Interest Income Historical Data

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The historical data trend for Bank Of Utica (ny)'s Interest Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Of Utica (ny) Interest Income Chart

Bank Of Utica (ny) Annual Data
Trend Dec06 Dec07 Dec08 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 37.01 37.05 36.04 41.13 48.32

Bank Of Utica (ny) Semi-Annual Data
Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 37.01 37.05 36.04 41.13 48.32
BKUT
60GF Score
Bank Of Utica (ny) BKUT
Interest Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank Of Utica (ny) Interest Income Calculation

Interest Income is the interest earned on cash temporarily held in savings accounts, certificates of deposits, or other investments.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Interest Income for the trailing twelve months (TTM) ended in Dec. 2025 was $48.32 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Income →
What does a Interest Income of $48.32 Mil mean?
Bank Of Utica (ny) (BKUT) has a Interest Income of $48.32 Mil as of Dec. 2025. Interest Income is the amount a company receives on savings accounts and certificates of deposits. View historical data on Bank Of Utica (ny) and its competitors.
Is Bank Of Utica (ny)'s Interest Income too high?
Bank Of Utica (ny)'s current Interest Income is $48.32 Mil. Overall, Bank Of Utica (ny) has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bank Of Utica (ny)'s Interest Income compare to PRMY and SBFG?
Bank Of Utica (ny)'s Interest Income of $48.32 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Income for a Banks company?
A good Interest Income depends on the Banks industry context. However, Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Income mean?
A high Interest Income can signal that a stock is expensive relative to its fundamentals. Interest Income is the amount a company receives on savings accounts and certificates of deposits. View historical data on Bank Of Utica (ny) and its competitors. Bank Of Utica (ny)'s current Interest Income is $48.32 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Of Utica (ny) stock overvalued right now?
Based on GuruFocus' analysis, Bank Of Utica (ny) (BKUT) is currently considered Modestly Undervalued. The stock's GF Value™ is $879.66, compared to a current price of $722.00 — trading 17.9% below its estimated fair value. The current Interest Income is $48.32 Mil. Bank Of Utica (ny)'s overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Income calculated?
Interest Income is calculated from a company's financial statements. For Bank Of Utica (ny) (BKUT), the current Interest Income is $48.32 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Of Utica (ny) (BKUT) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Of Utica (ny) stock appears to be undervalued. The current stock price of $722.00 is trading 17.9% below its estimated GF Value™ of $879.66. GuruFocus considers Bank Of Utica (ny) to be Modestly Undervalued.

Key valuation signals for BKUT:

  • Interest Income: $48.32 Mil
  • GF Value™: $879.66 vs. price of $722.00 (17.9% below fair value)
  • GF Score™: 60/100 with 3 warning signs

No single metric tells the full story. See the BKUT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank Of Utica (ny) Business Description

Other Exchanges BKUTK:USA
Address 222 Genesee Street, Utica, NY, USA, 13502
Bank Of Utica (ny) is a full-service commercial bank that provides a range of banking products and services to personal and business customers. Its offerings include deposit accounts such as checking, savings, money market accounts, individual retirement accounts, health savings accounts, and certificates of deposit, as well as various lending products including business loans, commercial mortgages, lines of credit, and personal loans.
60GF Score

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Interest Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$722.00
Price
$879.66
GF Value