Business Description
BayFirst Financial Corp
NAICS : 522180
SIC : 6035
ISIN : US07279B1044
Total Employee Number:
143Description
BayFirst Financial Corp is a bank holding company that operates through its wholly owned subsidiary. The Company generates the majority of its revenue from interest on loans and noninterest income. The primary sources of funding for its loans are loan payments, deposits, and borrowings. It is dependent on noninterest income, which is derived from net gain on the sales of the guaranteed portion of government-guaranteed loans and service fee income. The company provides personal banking and business banking services.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 6.53 | |||||
Equity-to-Asset | 0.07 | |||||
Debt-to-Equity | 0.25 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 4/9 | |||||
Beneish M-Score | -3.25 | |||||
WACC vs ROIC | ||||||
Growth Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | -0.2 | |||||
3-Year FCF Growth Rate | -12.3 | |||||
3-Year Book Growth Rate | -5.1 |
Momentum Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 56.52 | |||||
9-Day RSI | 57.96 | |||||
14-Day RSI | 58.6 | |||||
3-1 Month Momentum % | -15.38 | |||||
6-1 Month Momentum % | -4.29 | |||||
12-1 Month Momentum % | -25.51 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Dividend Growth Rate | -20.7 | |||||
3-Year Average Share Buyback Ratio | -0.5 | |||||
Shareholder Yield % | -3.46 |
Profitability Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | -64.35 | |||||
FCF Margin % | 472.57 | |||||
OCF Margin % | 473.11 | |||||
ROE % | -29.62 | |||||
ROA % | -2.18 | |||||
Years of Profitability over Past 10-Year | 7 | |||||
Moat Score | 2 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Shiller PE Ratio | 7.27 | |||||
PS Ratio | 0.79 | |||||
PB Ratio | 0.52 | |||||
Price-to-Tangible-Book | 0.63 | |||||
Price-to-Free-Cash-Flow | 0.17 | |||||
Price-to-Operating-Cash-Flow | 0.17 | |||||
EV-to-Revenue | 1.7 | |||||
EV-to-FCF | 0.36 | |||||
Price-to-GF-Value | 1.1 | |||||
Price-to-Projected-FCF | 0.01 | |||||
FCF Yield % | 120.17 | |||||
Forward Rate of Return (Yacktman) % | 1088.64 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
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Annualized Return % Â
Total Annual Return % Â
BayFirst Financial Corp Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 43.949 | ||
| EPS (TTM) ($) | -5.524 | ||
| Beta | 1.1643 | ||
| 3-Year Sharpe Ratio | -0.21 | ||
| 3-Year Sortino Ratio | -0.33 | ||
| Volatility % | 66.26 | ||
| 14-Day RSI | 58.6 | ||
| 14-Day ATR ($) | 0.447129 | ||
| 20-Day SMA ($) | 6.18375 | ||
| 12-1 Month Momentum % | -25.51 | ||
| 52-Week Range ($) | 3.673645 - 8.676818 | ||
| Shares Outstanding (Mil) | 26.96 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
BayFirst Financial Corp Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
BayFirst Financial Corp Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Fourth quarter earnings conference call for 2026 | 2027-01-29 09:00 | In 167 days | ||
| Fourth quarter earnings results for 2026 | 2027-01-29 | In 166 days | ||
| Third quarter earnings conference call for 2026 | 2026-10-30 09:00 | In 76 days | ||
| Third quarter earnings results for 2026 | 2026-10-30 | In 75 days | ||
| Second quarter earnings conference call for 2026 | 2026-08-14 09:00 | 6.44 (+3.54%) | ||
| Second quarter earnings results for 2026 | 2026-08-13 | 6.28 (+2.11%) | ||
| General meeting for 2026 | 2026-08-11 | 6.30 (-1.95%) | ||
| First quarter earnings conference call for 2026 | 2026-05-01 09:00 | 6.37 (+1.83%) | ||
| First quarter earnings results for 2026 | 2026-04-30 | 6.12 (-8.26%) | ||
| Annual report for 2025 | 2026-03-27 | 4.98 (+1.88%) |
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BayFirst Financial Corp Frequently Asked Questions
What is BayFirst Financial Corp(BAFN)'s stock price today?
The current price of BAFN is $6.41. The 52 week high of BAFN is $8.68 and 52 week low is $3.67.
When is next earnings date of BayFirst Financial Corp(BAFN)?
The next earnings date of BayFirst Financial Corp(BAFN) is 2026-10-30 Est..
Does BayFirst Financial Corp(BAFN) pay dividends? If so, how much?
BayFirst Financial Corp(BAFN) does not pay dividend.
Guru Commentaries on NAS:BAFN
No articles.
Press Release
| Subject | Date | ||
|---|---|---|---|
| BayFirst Financial Corp. to Webcast Live at VirtualInvestorConference.com | 2021-09-17 |
Articles on BayFirst Financial Corp
Is BayFirst Financial Corp (BAFN) Overvalued After Q2 Loss of $32.7 Million? GF Score: 56/100
3 days ago
Headlines
See More- 1
Aug 14, 2026
BayFirst signals August rights offering at $3.50 for 4.1 million shares while expanding in South Tampa
Seeking Alpha • 1:08pm
Bayfirst Financial Corp GAAP EPS of $0.05
Seeking Alpha • 12:45pm
- 1
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