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Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
The historical rank and industry rank for Grupo Aval Acciones y Valores's Intrinsic Value: Projected FCF or its related term are showing as below:
AVAL'
s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.14 Med: 0.95 Max: 2.02
Current: 0.28
During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Grupo Aval Acciones y Valores was 2.02. The lowest was 0.14. And the median was 0.95.
AVAL's Price-to-Projected-FCF is ranked better than 80.69% of 1305
companies
in the Banks industry
Industry Median: 0.6
vs AVAL: 0.28
Grupo Aval Acciones y Valores (NYSE:AVAL) Intrinsic Value: Projected FCF Explanation
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
Grupo Aval Acciones y Valores's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
5.24
/
16.105016337335
=
0.33
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Grupo Aval Acciones y Valores Intrinsic Value: Projected FCF Related Terms
Grupo Aval Acciones y Valores Intrinsic Value: Projected FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Grupo Aval Acciones y Valores Intrinsic Value: Projected FCF Chart
AVAL vs USB, PNC: Intrinsic Value: Projected FCF Comparison
For the Banks - Regional subindustry, Grupo Aval Acciones y Valores's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grupo Aval Acciones y Valores Price-to-Projected-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Grupo Aval Acciones y Valores's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where Grupo Aval Acciones y Valores's Price-to-Projected-FCF falls into.
Grupo Aval Acciones y Valores Intrinsic Value: Projected FCF Calculation
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Intrinsic Value: Projected FCF of $18.77 mean?
Grupo Aval Acciones y Valores (AVAL) has a Intrinsic Value: Projected FCF of $18.77 as of Aug. 31, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Grupo Aval Acciones y Valores and its competitors. According to the industry distribution chart, Grupo Aval Acciones y Valores ranks #252 out of 1305 companies in the Banks industry, placing it in the top 19.3%.
Is Grupo Aval Acciones y Valores' Intrinsic Value: Projected FCF too high?
Grupo Aval Acciones y Valores' current Intrinsic Value: Projected FCF is $18.77. The Banks industry median Intrinsic Value: Projected FCF is 0.60. Grupo Aval Acciones y Valores' value of $18.77 is 3028.3% above this industry median. Based on the distribution chart, Grupo Aval Acciones y Valores ranks #252 out of 1305 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Grupo Aval Acciones y Valores has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Aval Acciones y Valores' Intrinsic Value: Projected FCF compare to USB and PNC?
According to the Banks industry distribution chart, Grupo Aval Acciones y Valores ranks #252 out of 1305 companies for Intrinsic Value: Projected FCF. This places Grupo Aval Acciones y Valores in the top 19% of its industry — outperforming the majority of peers. The industry median Intrinsic Value: Projected FCF is 0.60. Grupo Aval Acciones y Valores' value of $18.77 is 3028.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Banks company?
The median Intrinsic Value: Projected FCF among Banks companies is 0.60, based on 1,305 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo Aval Acciones y Valores's current Intrinsic Value: Projected FCF of $18.77 is 3028.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Grupo Aval Acciones y Valores and its competitors. For the Banks industry, the median Intrinsic Value: Projected FCF is 0.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Aval Acciones y Valores's current Intrinsic Value: Projected FCF is $18.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Aval Acciones y Valores stock overvalued right now?
Based on GuruFocus' analysis, Grupo Aval Acciones y Valores (AVAL) is currently considered Significantly Overvalued. The stock's GF Value™ is $3.26, compared to a current price of $5.24 — trading 60.7% above its estimated fair value. The current Intrinsic Value: Projected FCF is $18.77 and 3028.3% above the Banks industry median of 0.60. Grupo Aval Acciones y Valores' overall GF Score™ is 60/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Grupo Aval Acciones y Valores (AVAL), the current Intrinsic Value: Projected FCF is $18.77 as of Aug. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grupo Aval Acciones y Valores (AVAL) Overvalued in 2026?
Based on GuruFocus' analysis, Grupo Aval Acciones y Valores stock appears to be overvalued.
The current stock price of $5.24 is trading 60.7% above its estimated GF Value™ of $3.26.
GuruFocus considers Grupo Aval Acciones y Valores to be Significantly Overvalued.
Key valuation signals for AVAL:
Intrinsic Value: Projected FCF: $18.77
GF Value™: $3.26 vs. price of $5.24 (60.7% above fair value)
Industry Position: 3028.3% above the Banks median (#252 of 1305)
No single metric tells the full story. See the AVAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grupo Aval Acciones y Valores SA is a Colombian financial services company. Its segments include: Banking Services segment comprises Banking Services, fund management and trust businesses, storage companies and entities that manage low-value payment systems. Merchant Banking segment comprises Financial Sector (trust and brokerage), Gas and Energy Sector (includes natural gas and energy transportation and distribution businesses), Infrastructure Sector (includes road infrastructure projects, construction services, and operation and maintenance), Hotel Sector (includes hospitality services), Agribusiness Sector (includes palm oil, rubber and rice businesses). Pension and Severance Fund Management segment comprise administrator of pension and severance funds; and Holding segment.
60GF Score
Get the complete analysis for AVAL
Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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