AVAL (Grupo Aval Acciones y Valores) Net Income: $484 Mil (TTM As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

AVAL Grupo Aval Acciones y Valores SA AVAL
60 GF Score
Price $5.43
GF Value $3.72
Valuation Significantly Overvalued
! 1 Warning Sign
View Full Analysis

What is Grupo Aval Acciones y Valores Net Income?

Grupo Aval Acciones y Valores AVAL -1.36% 60 Net Income is $484 Mil as of Jun. 2026. GuruFocus rates AVAL with a GF Score™ of 60/100 and a GF Value™ of $3.72 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax. Grupo Aval Acciones y Valores's Net Income for the three months ended in Jun. 2026 was $168 Mil. Its Net Income for the trailing twelve months (TTM) ended in Jun. 2026 was $484 Mil.

Net Income is linked to the most popular Earnings per Share (Diluted) number. Grupo Aval Acciones y Valores's Earnings per Share (Diluted) for the three months ended in Jun. 2026 was $0.14.


Grupo Aval Acciones y Valores  (NYSE:AVAL) Net Income Explanation

Net Income is the most widely cited number in reporting a company's profitability. It is linked to the most popular earnings-per-share (EPS) number through:

Grupo Aval Acciones y Valores's Earnings per Share (Diluted) (EPS) for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

EPS is most useful for companies that have:

A predictable business
Consistent accounting methods
And few restructurings

The dividend paid to preferred stocks needs to be subtracted from the total net income in the calculation of EPS because common stock holders are not entitled to that part of the net income.


Be Aware

Warren Buffett looks for consistency and upward long term trend. Because of share repurchase it is possible for net earnings trend to differ from EPS trend. He preferred Net Income over EPS. The companies with durable competitive advantage companies report higher % net earnings to total revenues.

Important: If a company is showing net earnings history greater than 20% on total revenues, it is probably benefiting from a long term competitive advantage.

If net earnings is less than 10%, likely to be in a highly competitive business.


Grupo Aval Acciones y Valores Net Income Related Terms


Grupo Aval Acciones y Valores Net Income Historical Data

* Premium members only.

The historical data trend for Grupo Aval Acciones y Valores's Net Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo Aval Acciones y Valores Net Income Chart

Grupo Aval Acciones y Valores Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 836.73 520.59 184.51 228.94 460.34

Grupo Aval Acciones y Valores Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 122.64 132.94 92.09 91.59 167.72
AVAL
60GF Score
Grupo Aval Acciones y Valores SA AVAL
Net Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Grupo Aval Acciones y Valores Net Income Calculation

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax.

Net Income
= Revenue - Cost of Goods Sold - Selling, General, & Admin. Expense - Research & Development - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= EBITDA - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Operating Income - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Pre-Tax Income - Tax Expense + Others

Grupo Aval Acciones y Valores's Net Income for the fiscal year that ended in Dec. 2025 is calculated as

Net Income(A: Dec. 2025 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=1235.472+-383.03+7.124+-399.229
=460

Grupo Aval Acciones y Valores's Net Income for the quarter that ended in Jun. 2026 is calculated as

Net Income(Q: Jun. 2026 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=439.352+-154.215+0+-117.418
=168

Net Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $484 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Income →
What does a Net Income of $484 Mil mean?
Grupo Aval Acciones y Valores (AVAL) has a Net Income of $484 Mil as of Jun. 2026. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on Grupo Aval Acciones y Valores and its competitors.
Is Grupo Aval Acciones y Valores' Net Income too high?
Grupo Aval Acciones y Valores' current Net Income is $484 Mil. Overall, Grupo Aval Acciones y Valores has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Aval Acciones y Valores' Net Income compare to PNC and USB?
Grupo Aval Acciones y Valores' Net Income of $484 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Income for a Banks company?
A good Net Income depends on the Banks industry context. However, Net Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Income mean?
A high Net Income can signal that a stock is expensive relative to its fundamentals. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on Grupo Aval Acciones y Valores and its competitors. Grupo Aval Acciones y Valores's current Net Income is $484 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Aval Acciones y Valores stock overvalued right now?
Based on GuruFocus' analysis, Grupo Aval Acciones y Valores (AVAL) is currently considered Significantly Overvalued. The stock's GF Value™ is $3.72, compared to a current price of $5.43 — trading 45.8% above its estimated fair value. The current Net Income is $484 Mil. Grupo Aval Acciones y Valores' overall GF Score™ is 60/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Income calculated?
Net Income is calculated from a company's financial statements. For Grupo Aval Acciones y Valores (AVAL), the current Net Income is $484 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo Aval Acciones y Valores (AVAL) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Aval Acciones y Valores stock appears to be overvalued. The current stock price of $5.43 is trading 45.8% above its estimated GF Value™ of $3.72. GuruFocus considers Grupo Aval Acciones y Valores to be Significantly Overvalued.

Key valuation signals for AVAL:

  • Net Income: $484 Mil
  • GF Value™: $3.72 vs. price of $5.43 (45.8% above fair value)
  • GF Score™: 60/100 with 1 warning sign

No single metric tells the full story. See the AVAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo Aval Acciones y Valores Business Description

Address Carrera 13 No. 26A - 47, Bogota D.C., COL, 110311
Grupo Aval Acciones y Valores SA is a Colombian financial services company. Its segments include: Banking Services segment comprises Banking Services, fund management and trust businesses, storage companies and entities that manage low-value payment systems. Merchant Banking segment comprises Financial Sector (trust and brokerage), Gas and Energy Sector (includes natural gas and energy transportation and distribution businesses), Infrastructure Sector (includes road infrastructure projects, construction services, and operation and maintenance), Hotel Sector (includes hospitality services), Agribusiness Sector (includes palm oil, rubber and rice businesses). Pension and Severance Fund Management segment comprise administrator of pension and severance funds; and Holding segment.
60GF Score

Get the complete analysis for AVAL

Net Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.43
Price
$3.72
GF Value