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Swedbank ABCHIX:SWEDAS 61 Intrinsic Value: Projected FCF is kr66.24 as of Aug. 04, 2026, which is 100% below its 10-year median of 0.62. GuruFocus rates CHIX:SWEDAS with a GF Score™ of 61/100 and a GF Value™ of kr221.50 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 1,300 Banks companies, Swedbank AB ranks worse than 99% on this metric.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
As of today (2026-08-04), Swedbank AB's Intrinsic Value: Projected FCF is kr66.24. The stock price of Swedbank AB is kr372.55. Therefore, Swedbank AB's Price-to-Intrinsic-Value-Projected-FCF of today is 5.6.
The historical rank and industry rank for Swedbank AB's Intrinsic Value: Projected FCF or its related term are showing as below:
CHIX:SWEDAs'
s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.21 Med: 0.62 Max: 9.21
Current: 5.62
During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Swedbank AB was 9.21. The lowest was 0.21. And the median was 0.62.
CHIX:SWEDAs's Price-to-Projected-FCF is ranked worse than 99% of 1300
companies
in the Banks industry
Industry Median: 0.595
vs CHIX:SWEDAs: 5.62
Swedbank AB (CHIX:SWEDAs) Intrinsic Value: Projected FCF Explanation
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
Swedbank AB's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
372.55
/
66.965746720362
=
5.56
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Swedbank AB Intrinsic Value: Projected FCF Related Terms
Swedbank AB Intrinsic Value: Projected FCF Historical Data
* Premium members only.
The historical data trend for Swedbank AB's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:SWEDAS vs PNC, USB: Intrinsic Value: Projected FCF Comparison
For the Banks - Regional subindustry, Swedbank AB's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Swedbank AB Price-to-Projected-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Swedbank AB's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where Swedbank AB's Price-to-Projected-FCF falls into.
Swedbank AB Intrinsic Value: Projected FCF Calculation
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Intrinsic Value: Projected FCF of kr66.24 mean?
Swedbank AB (CHIX:SWEDAS) has a Intrinsic Value: Projected FCF of kr66.24 as of Aug. 04, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Swedbank AB and its competitors. This is 10584% above median its historical median of 0.62. Over the past decade, Swedbank AB's Intrinsic Value: Projected FCF has ranged from 0.21 to 9.21. According to the industry distribution chart, Swedbank AB ranks #1287 out of 1300 companies in the Banks industry, placing it in the top 99%.
Is Swedbank AB's Intrinsic Value: Projected FCF too high?
Swedbank AB's current Intrinsic Value: Projected FCF of kr66.24 is 10584% above median its 10-year median of 0.62. Over the past 10 years, this metric has ranged from a low of 0.21 to a high of 9.21. Based on the distribution chart, Swedbank AB ranks #1287 out of 1300 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Swedbank AB has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Swedbank AB's Intrinsic Value: Projected FCF compare to PNC and USB?
According to the Banks industry distribution chart, Swedbank AB ranks #1287 out of 1300 companies for Intrinsic Value: Projected FCF. This places Swedbank AB in the lower half of its industry. The industry median Intrinsic Value: Projected FCF is 0.60. Historically, Swedbank AB's own Intrinsic Value: Projected FCF has ranged from 0.21 to 9.21 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Banks company?
The median Intrinsic Value: Projected FCF among Banks companies is 0.60, based on 1,300 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Swedbank AB and its competitors. For the Banks industry, the median Intrinsic Value: Projected FCF is 0.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swedbank AB's current Intrinsic Value: Projected FCF is kr66.24, which is 10584% above median its own 10-year median of 0.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swedbank AB stock overvalued right now?
Based on GuruFocus' analysis, Swedbank AB (CHIX:SWEDAS) is currently considered Significantly Overvalued. The stock's GF Value™ is kr221.50, compared to a current price of kr372.55 — trading 68.2% above its estimated fair value. The current Intrinsic Value: Projected FCF is kr66.24, which is 10584% above median its 10-year median of 0.62. Swedbank AB's overall GF Score™ is 61/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Swedbank AB (CHIX:SWEDAS), the current Intrinsic Value: Projected FCF is kr66.24 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Swedbank AB (CHIX:SWEDAS) Overvalued in 2026?
Based on GuruFocus' analysis, Swedbank AB stock appears to be overvalued.
The current stock price of kr372.55 is trading 68.2% above its estimated GF Value™ of kr221.50.
GuruFocus considers Swedbank AB to be Significantly Overvalued.
Key valuation signals for CHIX:SWEDAS:
Intrinsic Value: Projected FCF: kr66.24 (10584% above median its 10-year median of 0.62)
GF Value™: kr221.50 vs. price of kr372.55 (68.2% above fair value)
No single metric tells the full story. See the CHIX:SWEDAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Swedbank is one of the largest retail banks in Sweden, where it derives the lion's share of its income. The bank is the result of merging savings and union banks in Sweden in the aftermath of the financial crisis in the early 1990s in Sweden. The remaining independent savings banks in Sweden remain in close collaboration with Swedbank, acting as an additional product distribution channel to Swedbank and sharing Swedbank's IT systems and part of its development costs. In addition, the bank operates in the three Baltic states: Estonia, Latvia, and Lithuania.
61GF Score
Get the complete analysis for CHIX:SWEDAS
Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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