Swedbank AB (CHIX:SWEDAS) Moat Score: 7/10 (As of Jun. 26, 2026)


CHIX:SWEDAS Swedbank AB CHIX:SWEDAS
68 GF Score
Price kr356.65
GF Value kr219.47
Valuation Significantly Overvalued
! 10 Warning Signs
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What is Swedbank AB Moat Score?

Swedbank AB CHIX:SWEDAS +0.82% 68 Moat Score is 7 as of Jun. 26, 2026. GuruFocus rates CHIX:SWEDAS with a GF Score™ of 68/100 and a GF Value™ of kr219.47 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 1,610 Banks companies, Swedbank AB ranks better than 99.38% on this metric.

Swedbank AB has the Moat Score of 7, which implies that the company might have Wide Moat - Entry-level wide moat, clearly possessing durable advantages.

Swedbank AB has Wide Moat: Swedbank has a dominant position in the Nordic banking sector with strong brand loyalty, significant regulatory barriers, and a robust distribution network. Its pricing power and economies of scale further solidify its wide moat status.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Swedbank AB might have Wide Moat - Entry-level wide moat, clearly possessing durable advantages.

Swedbank AB  (CHIX:SWEDAs) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Swedbank AB Moat Score Related Terms

CHIX:SWEDAS vs PNC: Moat Score Comparison

For the Banks - Regional subindustry, Swedbank AB's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Swedbank AB Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Swedbank AB's Moat Score distribution charts can be found below:

* The bar in red indicates where Swedbank AB's Moat Score falls into.


CHIX:SWEDAS
68GF Score
Swedbank AB CHIX:SWEDAS
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 7 mean?
Swedbank AB (CHIX:SWEDAS) has a Moat Score of 7 as of Jun. 26, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Swedbank AB ranks #10 out of 1610 companies in the Banks industry, placing it in the top 0.59999999999999%.
Is Swedbank AB's Moat Score too high?
Swedbank AB's current Moat Score is 7. Based on the distribution chart, Swedbank AB ranks #10 out of 1610 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Swedbank AB has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Swedbank AB's Moat Score compare to PNC?
According to the Banks industry distribution chart, Swedbank AB ranks #10 out of 1610 companies for Moat Score. This places Swedbank AB in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Swedbank AB's current Moat Score is 7. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swedbank AB stock overvalued right now?
Based on GuruFocus' analysis, Swedbank AB (CHIX:SWEDAS) is currently considered Significantly Overvalued. The stock's GF Value™ is kr219.47, compared to a current price of kr356.65 — trading 62.5% above its estimated fair value. The current Moat Score is 7. Swedbank AB's overall GF Score™ is 68/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Swedbank AB (CHIX:SWEDAS), the current Moat Score is 7 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Swedbank AB (CHIX:SWEDAS) Overvalued in 2026?

Based on GuruFocus' analysis, Swedbank AB stock appears to be overvalued. The current stock price of kr356.65 is trading 62.5% above its estimated GF Value™ of kr219.47. GuruFocus considers Swedbank AB to be Significantly Overvalued.

Key valuation signals for CHIX:SWEDAS:

  • Moat Score: 7
  • GF Value™: kr219.47 vs. price of kr356.65 (62.5% above fair value)
  • GF Score™: 68/100 with 10 warning signs

No single metric tells the full story. See the CHIX:SWEDAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Swedbank AB Business Description

Address Landsvagen 40, Sundbyberg, Stockholm, SWE, 17263
Swedbank is one of the largest retail banks in Sweden, where it derives the lion's share of its income. The bank is the result of merging savings and union banks in Sweden in the aftermath of the financial crisis in the early 1990s in Sweden. The remaining independent savings banks in Sweden remain in close collaboration with Swedbank, acting as an additional product distribution channel to Swedbank and sharing Swedbank's IT systems and part of its development costs. In addition, the bank operates in the three Baltic states: Estonia, Latvia, and Lithuania.
68GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr356.65
Price
kr219.47
GF Value