Swedbank AB (CHIX:SWEDAS) Dividend Payout Ratio: 3.15 (As of Mar. 2026) — 350% Above Median


CHIX:SWEDAS Swedbank AB CHIX:SWEDAS
68 GF Score
Price kr356.65
GF Value kr219.47
Valuation Significantly Overvalued
! 10 Warning Signs
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What is Swedbank AB Dividend Payout Ratio?

Swedbank AB CHIX:SWEDAS +0.82% 68 Dividend Payout Ratio is 3.15 as of Mar. 2026, which is 350% above its 10-year median of 0.70. GuruFocus rates CHIX:SWEDAS with a GF Score™ of 68/100 and a GF Value™ of kr219.47 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 1,168 Banks companies, Swedbank AB ranks worse than 90.92% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Swedbank AB's Dividend Payout Ratio for the months ended in Mar. 2026 was 3.15.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Swedbank AB is 0.72, which seems too high.

The historical rank and industry rank for Swedbank AB's Dividend Payout Ratio or its related term are showing as below:

CHIX:SWEDAs' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.31   Med: 0.7   Max: 0.8
Current: 0.72

During the past 13 years, the highest Dividend Payout Ratio of Swedbank AB was 0.80. The lowest was 0.31. And the median was 0.70.

CHIX:SWEDAs's Dividend Payout Ratio is ranked worse than
90.92% of 1168 companies
in the Banks industry
Industry Median: 0.32 vs CHIX:SWEDAs: 0.72

As of today (2026-06-26), the Dividend Yield % of Swedbank AB is 5.73%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Swedbank AB was 14.86%. The lowest was 2.70%. And the median was 6.47%.

Swedbank AB's Dividends per Share for the months ended in Mar. 2026 was kr20.45.

During the past 12 months, Swedbank AB's average Dividends Per Share Growth Rate was -5.80% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 32.90% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Swedbank AB was 68.80% per year. The lowest was -34.40% per year. And the median was 6.95% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Swedbank AB (CHIX:SWEDAs) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Swedbank AB Dividend Payout Ratio Related Terms

Swedbank AB Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Swedbank AB's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Swedbank AB Dividend Payout Ratio Chart

Swedbank AB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.78 0.47 0.31 0.48 0.75

Swedbank AB Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.99 0.00 0.00 0.00 3.15

CHIX:SWEDAS vs PNC: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Swedbank AB's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Swedbank AB Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Swedbank AB's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Swedbank AB's Dividend Payout Ratio falls into.


CHIX:SWEDAS
68GF Score
Swedbank AB CHIX:SWEDAS
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Swedbank AB Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Swedbank AB's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=21.7/ 29.014
=0.75

Swedbank AB's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=20.45/ 6.5
=3.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 3.15 mean?
Swedbank AB (CHIX:SWEDAS) has a Dividend Payout Ratio of 3.15 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Swedbank AB and its competitors. This is 350% above median its historical median of 0.70. Over the past decade, Swedbank AB's Dividend Payout Ratio has ranged from 0.31 to 0.80. According to the industry distribution chart, Swedbank AB ranks #1062 out of 1168 companies in the Banks industry, placing it in the top 90.9%.
Is Swedbank AB's Dividend Payout Ratio too high?
Swedbank AB's current Dividend Payout Ratio of 3.15 is 350% above median its 10-year median of 0.70. Over the past 10 years, this metric has ranged from a low of 0.31 to a high of 0.80. The Banks industry median Dividend Payout Ratio is 0.32. Swedbank AB's value of 3.15 is 884.4% above this industry median. Based on the distribution chart, Swedbank AB ranks #1062 out of 1168 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Swedbank AB has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Swedbank AB's Dividend Payout Ratio compare to PNC?
According to the Banks industry distribution chart, Swedbank AB ranks #1062 out of 1168 companies for Dividend Payout Ratio. This places Swedbank AB in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Swedbank AB's value of 3.15 is 884.4% above this benchmark. Historically, Swedbank AB's own Dividend Payout Ratio has ranged from 0.31 to 0.80 over the past decade. While the company's 10-year median is 0.70 vs. the industry median of 0.32, Swedbank AB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,168 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Swedbank AB's current Dividend Payout Ratio of 3.15 is 884.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Swedbank AB and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swedbank AB's current Dividend Payout Ratio is 3.15, which is 350% above median its own 10-year median of 0.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swedbank AB stock overvalued right now?
Based on GuruFocus' analysis, Swedbank AB (CHIX:SWEDAS) is currently considered Significantly Overvalued. The stock's GF Value™ is kr219.47, compared to a current price of kr356.65 — trading 62.5% above its estimated fair value. The current Dividend Payout Ratio is 3.15, which is 350% above median its 10-year median of 0.70 and 884.4% above the Banks industry median of 0.32. Swedbank AB's overall GF Score™ is 68/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Swedbank AB (CHIX:SWEDAS), the current Dividend Payout Ratio is 3.15 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Swedbank AB (CHIX:SWEDAS) Overvalued in 2026?

Based on GuruFocus' analysis, Swedbank AB stock appears to be overvalued. The current stock price of kr356.65 is trading 62.5% above its estimated GF Value™ of kr219.47. GuruFocus considers Swedbank AB to be Significantly Overvalued.

Key valuation signals for CHIX:SWEDAS:

  • Dividend Payout Ratio: 3.15 (350% above median its 10-year median of 0.70)
  • GF Value™: kr219.47 vs. price of kr356.65 (62.5% above fair value)
  • GF Score™: 68/100 with 10 warning signs
  • Industry Position: 884.4% above the Banks median (#1062 of 1168)

No single metric tells the full story. See the CHIX:SWEDAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Swedbank AB Business Description

Address Landsvagen 40, Sundbyberg, Stockholm, SWE, 17263
Swedbank is one of the largest retail banks in Sweden, where it derives the lion's share of its income. The bank is the result of merging savings and union banks in Sweden in the aftermath of the financial crisis in the early 1990s in Sweden. The remaining independent savings banks in Sweden remain in close collaboration with Swedbank, acting as an additional product distribution channel to Swedbank and sharing Swedbank's IT systems and part of its development costs. In addition, the bank operates in the three Baltic states: Estonia, Latvia, and Lithuania.
68GF Score

Get the complete analysis for CHIX:SWEDAS

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr356.65
Price
kr219.47
GF Value