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Riverview Financial (Riverview Financial) Intrinsic Value: Projected FCF : $14.96 (As of May. 07, 2024)


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What is Riverview Financial Intrinsic Value: Projected FCF?

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2024-05-07), Riverview Financial's Intrinsic Value: Projected FCF is $14.96. The stock price of Riverview Financial is $15.47. Therefore, Riverview Financial's Price-to-Intrinsic-Value-Projected-FCF of today is 1.0.

The historical rank and industry rank for Riverview Financial's Intrinsic Value: Projected FCF or its related term are showing as below:

RIVE' s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.38   Med: 0.84   Max: 3.58
Current: 1.03

During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Riverview Financial was 3.58. The lowest was 0.38. And the median was 0.84.

RIVE's Price-to-Projected-FCF is not ranked
in the Banks industry.
Industry Median: 0.44 vs RIVE: 1.03

Riverview Financial Intrinsic Value: Projected FCF Historical Data

The historical data trend for Riverview Financial's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Riverview Financial Intrinsic Value: Projected FCF Chart

Riverview Financial Annual Data
Trend Dec10 Dec11 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.17 10.45 12.45 12.93 11.66

Riverview Financial Quarterly Data
Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.04 11.66 12.34 13.95 14.96

Competitive Comparison of Riverview Financial's Intrinsic Value: Projected FCF

For the Banks - Regional subindustry, Riverview Financial's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Riverview Financial's Price-to-Projected-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Riverview Financial's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Riverview Financial's Price-to-Projected-FCF falls into.



Riverview Financial Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get Riverview Financial's Free Cash Flow(6 year avg) = $5.72.

Riverview Financial's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Sep21)*0.8)/Shares Outstanding (Diluted Average)
=(9.5203515959648*5.72016+107.576*0.8)/9.390
=14.96

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Riverview Financial  (NAS:RIVE) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Riverview Financial's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=15.47/14.96472144677
=1.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Riverview Financial Intrinsic Value: Projected FCF Related Terms

Thank you for viewing the detailed overview of Riverview Financial's Intrinsic Value: Projected FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Riverview Financial (Riverview Financial) Business Description

Traded in Other Exchanges
N/A
Address
3901 North Front Street, Harrisburg, PA, USA, 17110
Riverview Financial Corp is a bank holding company. It provides loan, deposit, and banking services to individuals, businesses, and municipalities. Its two areas of operations include commercial and consumer banking. The Bank's commercial banking activities include accepting time, demand, and savings deposits and making secured and unsecured commercial, real estate, and consumer loans. Under its personal banking umbrella, it provides checking, savings, debit and credit card facilities.
Executives
Castle Creek Capital Partners Vi, Lp 10 percent owner 6051 EL TORDO, RANCHO SANTA FE CA 92067
Castle Creek Capital Vi Llc 10 percent owner 6051 EL TORDO, PO BOX 1329, RANCHO SANTA FE CA 92067
William Ernest Wood director 138 TREASURE LAKE DUBOIS PA 15801
Joseph D. Kerwin director 2407 PARK DRIVE, HARRISBURG PA 17110
Ginger G Kunkel officer: SEVP & COO 389 COAL MOUNTAIN ROAD, ORWIGSBURG PA 17961
Howard R. Greenawalt director 2407 PARK DRIVE, HARRISBURG PA 17110
Paula M. Cherry director 705 TREASURE LAKE, DUBOIS PA 15801
Albert J. Evans director 2407 PARK DRIVE, HARRISBURG PA 17110
Maureen M. Gathagan director 2407 PARK DRIVE, HARRISBURG PA 17110
Brett D Fulk director, officer: President & CEO 34 MILLER ROAD, NEW RINGGOLD PA 17960
Scott A Seasock officer: SEVP & CFO 125 NORTH STATE ST, CLARKS SUMMIT PA 18411
Kevin D. Mcmillen director 403 W. LOCUST STREET CLEARFIELD PA 16830
Timothy E. Resh director 363 LINCOLN STREET SOMERSET PA 15501
Marlene K. Sample director 10446 TANGLEWOOD DRIVE HUNTINGDON PA 16652
Soult John G. Jr. director, officer: Chairman of the Board 114 LATIMER STREET CLEARFIELD PA 16830