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TOP Financial GroupTOP +5.86%61 Intrinsic Value: Projected FCF is $0.00 as of Aug. 09, 2026. GuruFocus rates TOP with a GF Score™ of 61/100 and a GF Value™ of $7.62 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 436 Capital Markets companies, TOP Financial Group ranks worse than 229357.57% on this metric.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
The historical rank and industry rank for TOP Financial Group's Intrinsic Value: Projected FCF or its related term are showing as below:
TOP's Price-to-Projected-FCF is not ranked *
in the Capital Markets industry.
Industry Median: 0.925 * Ranked among companies with meaningful Price-to-Projected-FCF only.
TOP Financial Group (NAS:TOP) Intrinsic Value: Projected FCF Explanation
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
TOP Financial Group's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
11.29
/
=
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TOP Financial Group Intrinsic Value: Projected FCF Related Terms
TOP Financial Group Intrinsic Value: Projected FCF Historical Data
* Premium members only.
The historical data trend for TOP Financial Group's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TOP Financial Group Intrinsic Value: Projected FCF Chart
TOP vs SBET, PURR, OPY: Intrinsic Value: Projected FCF Comparison
For the Capital Markets subindustry, TOP Financial Group's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TOP Financial Group Price-to-Projected-FCF vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, TOP Financial Group's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where TOP Financial Group's Price-to-Projected-FCF falls into.
TOP Financial Group Intrinsic Value: Projected FCF Calculation
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
What does a Intrinsic Value: Projected FCF of $0.00 mean?
TOP Financial Group (TOP) has a Intrinsic Value: Projected FCF of $0.00 as of Aug. 09, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on TOP Financial Group and its competitors. According to the industry distribution chart, TOP Financial Group ranks #999999 out of 436 companies in the Capital Markets industry.
Is TOP Financial Group's Intrinsic Value: Projected FCF too high?
TOP Financial Group's current Intrinsic Value: Projected FCF is $0.00. Based on the distribution chart, TOP Financial Group ranks #999999 out of 436 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, TOP Financial Group has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does TOP Financial Group's Intrinsic Value: Projected FCF compare to SBET and PURR?
According to the Capital Markets industry distribution chart, TOP Financial Group ranks #999999 out of 436 companies for Intrinsic Value: Projected FCF. This places TOP Financial Group in the lower half of its industry. The industry median Intrinsic Value: Projected FCF is 0.93. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Capital Markets company?
The median Intrinsic Value: Projected FCF among Capital Markets companies is 0.93, based on 436 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on TOP Financial Group and its competitors. For the Capital Markets industry, the median Intrinsic Value: Projected FCF is 0.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TOP Financial Group's current Intrinsic Value: Projected FCF is $0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TOP Financial Group stock overvalued right now?
Based on GuruFocus' analysis, TOP Financial Group (TOP) is currently considered Significantly Overvalued. The stock's GF Value™ is $7.62, compared to a current price of $11.29 — trading 48.2% above its estimated fair value. The current Intrinsic Value: Projected FCF is $0.00. TOP Financial Group's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For TOP Financial Group (TOP), the current Intrinsic Value: Projected FCF is $0.00 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TOP Financial Group (TOP) Overvalued in 2026?
Based on GuruFocus' analysis, TOP Financial Group stock appears to be overvalued.
The current stock price of $11.29 is trading 48.2% above its estimated GF Value™ of $7.62.
GuruFocus considers TOP Financial Group to be Significantly Overvalued.
Key valuation signals for TOP:
Intrinsic Value: Projected FCF: $0.00
GF Value™: $7.62 vs. price of $11.29 (48.2% above fair value)
No single metric tells the full story. See the TOP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TOP Financial Group Ltd is an online brokerage firm in Hong Kong specializing in trading local and overseas equities, futures, and options products. The Company generates brokerage commission income by enabling its customers to trade on multiple exchanges present globally. The company operates in only one segment which is the futures brokerage service.
61GF Score
Get the complete analysis for TOP
Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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