TOP Financial GroupTOP +4.38%65 5-Year Yield-on-Cost % is 0.00 as of Jun. 29, 2026. GuruFocus rates TOP with a GF Score™ of 65/100 and a GF Value™ of $1.45 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 366 Capital Markets companies, TOP Financial Group ranks worse than 273223.77% on this metric.
TOP Financial Group's yield on cost for the quarter that ended in Sep. 2025 was 0.00.
The historical rank and industry rank for TOP Financial Group's 5-Year Yield-on-Cost % or its related term are showing as below:
TOP's 5-Year Yield-on-Cost % is not ranked *
in the Capital Markets industry.
Industry Median: 3.055 * Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
TOP Financial Group (NAS:TOP) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
TOP Financial Group 5-Year Yield-on-Cost % Related Terms
TOP vs NCTY, AURE, SIEB: 5-Year Yield-on-Cost % Comparison
For the Capital Markets subindustry, TOP Financial Group's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TOP Financial Group 5-Year Yield-on-Cost % vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, TOP Financial Group's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where TOP Financial Group's 5-Year Yield-on-Cost % falls into.
TOP Financial Group 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
TOP Financial Group (TOP) has a 5-Year Yield-on-Cost % of 0.00 as of Jun. 29, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on TOP Financial Group and its competitors. According to the industry distribution chart, TOP Financial Group ranks #999999 out of 366 companies in the Capital Markets industry.
Is TOP Financial Group's 5-Year Yield-on-Cost % too high?
TOP Financial Group's current 5-Year Yield-on-Cost % is 0.00. Based on the distribution chart, TOP Financial Group ranks #999999 out of 366 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, TOP Financial Group has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does TOP Financial Group's 5-Year Yield-on-Cost % compare to NCTY and AURE?
According to the Capital Markets industry distribution chart, TOP Financial Group ranks #999999 out of 366 companies for 5-Year Yield-on-Cost %. This places TOP Financial Group in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.06. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Capital Markets company?
The median 5-Year Yield-on-Cost % among Capital Markets companies is 3.06, based on 366 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on TOP Financial Group and its competitors. For the Capital Markets industry, the median 5-Year Yield-on-Cost % is 3.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TOP Financial Group's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TOP Financial Group stock overvalued right now?
Based on GuruFocus' analysis, TOP Financial Group (TOP) is currently considered Modestly Overvalued. The stock's GF Value™ is $1.45, compared to a current price of $1.67 — trading 15.2% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. TOP Financial Group's overall GF Score™ is 65/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For TOP Financial Group (TOP), the current 5-Year Yield-on-Cost % is 0.00 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TOP Financial Group (TOP) Overvalued in 2026?
Based on GuruFocus' analysis, TOP Financial Group stock appears to be overvalued.
The current stock price of $1.67 is trading 15.2% above its estimated GF Value™ of $1.45.
GuruFocus considers TOP Financial Group to be Modestly Overvalued.
Key valuation signals for TOP:
5-Year Yield-on-Cost %: 0.00
GF Value™: $1.45 vs. price of $1.67 (15.2% above fair value)
No single metric tells the full story. See the TOP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TOP Financial Group Ltd is an online brokerage firm in Hong Kong specializing in trading local and overseas equities, futures, and options products. The Company generates brokerage commission income by enabling its customers to trade on multiple exchanges present globally. The company operates in only one segment which is the futures brokerage service.
65GF Score
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