TOP Financial GroupTOP -0.62%65 Net Margin % is 6.66% as of Sep. 2025, which is 71% below its 10-year median of 22.62. GuruFocus rates TOP with a GF Score™ of 65/100 and a GF Value™ of $1.45 (Fairly Valued). The stock has 9 warning signs investors should review. Among 777 Capital Markets companies, TOP Financial Group ranks worse than 90.35% on this metric.
The historical rank and industry rank for TOP Financial Group's Net Margin % or its related term are showing as below:
TOP'
s Net Margin % Range Over the Past 10 Years
Min: -179.3 Med: 22.62 Max: 44.64
Current: -122.34
TOP's Net Margin % is ranked worse than 90.35% of 777
companies
in the Capital Markets industry
Industry Median: 14.46
vs TOP: -122.34
TOP Financial Group (NAS:TOP) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
TOP Financial Group Net Margin % Related Terms
TOP Financial Group Net Margin % Historical Data
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The historical data trend for TOP Financial Group's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, TOP Financial Group's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TOP Financial Group Net Margin % vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, TOP Financial Group's Net Margin % distribution charts can be found below:
* The bar in red indicates where TOP Financial Group's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TOP Financial Group (TOP) has a Net Margin % of 6.66% as of Sep. 2025. Net margin is the ratio of total net income to net sales. View historical data on TOP Financial Group and its competitors. This is 71% below median its historical median of 22.62. According to the industry distribution chart, TOP Financial Group ranks #702 out of 777 companies in the Capital Markets industry, placing it in the top 90.3%.
Is TOP Financial Group's Net Margin % too high?
TOP Financial Group's current Net Margin % of 6.66% is 71% below median its 10-year median of 22.62. The Capital Markets industry median Net Margin % is 14.46. TOP Financial Group's value of 6.66% is 53.9% below this industry median. Based on the distribution chart, TOP Financial Group ranks #702 out of 777 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, TOP Financial Group has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does TOP Financial Group's Net Margin % compare to NCTY and AURE?
According to the Capital Markets industry distribution chart, TOP Financial Group ranks #702 out of 777 companies for Net Margin %. This places TOP Financial Group in the lower half of its industry. The industry median Net Margin % is 14.46. TOP Financial Group's value of 6.66% is 53.9% below this benchmark. While the company's 10-year median is 22.62 vs. the industry median of 14.46, TOP Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Capital Markets company?
The median Net Margin % among Capital Markets companies is 14.46, based on 777 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TOP Financial Group's current Net Margin % of 6.66% is 53.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on TOP Financial Group and its competitors. For the Capital Markets industry, the median Net Margin % is 14.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TOP Financial Group's current Net Margin % is 6.66%, which is 71% below median its own 10-year median of 22.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TOP Financial Group stock overvalued right now?
Based on GuruFocus' analysis, TOP Financial Group (TOP) is currently considered Fairly Valued. The stock's GF Value™ is $1.45, compared to a current price of $1.59 — trading 9.7% above its estimated fair value. The current Net Margin % is 6.66%, which is 71% below median its 10-year median of 22.62 and 53.9% below the Capital Markets industry median of 14.46. TOP Financial Group's overall GF Score™ is 65/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For TOP Financial Group (TOP), the current Net Margin % is 6.66% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TOP Financial Group (TOP) Overvalued in 2026?
Based on GuruFocus' analysis, TOP Financial Group stock appears to be overvalued.
The current stock price of $1.59 is trading 9.7% above its estimated GF Value™ of $1.45.
GuruFocus considers TOP Financial Group to be Fairly Valued.
Key valuation signals for TOP:
Net Margin %: 6.66% (71% below median its 10-year median of 22.62)
GF Value™: $1.45 vs. price of $1.59 (9.7% above fair value)
Industry Position: 53.9% below the Capital Markets median (#702 of 777)
No single metric tells the full story. See the TOP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TOP Financial Group Ltd is an online brokerage firm in Hong Kong specializing in trading local and overseas equities, futures, and options products. The Company generates brokerage commission income by enabling its customers to trade on multiple exchanges present globally. The company operates in only one segment which is the futures brokerage service.
65GF Score
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