BANCPE.PFD (Banc of California) Credit Losses Provision: $70.20 Mil (As of Mar. 2026)


BANCPE.PFD Banc of California Inc BANCPE.PFD
65 GF Score
Price $25.00
! 6 Warning Signs
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What is Banc of California Credit Losses Provision?

Banc of California BANCPE.PFD 65 Credit Losses Provision is $70.20 Mil as of Mar. 2026. GuruFocus rates BANCPE.PFD with a GF Score™ of 65/100. The stock has 6 warning signs investors should review.

Banc of California's credit losses provision for the three months ended in Mar. 2026 was $9.80 Mil. Its credit losses provision for the trailing twelve months (TTM) ended in Mar. 2026 was $70.20 Mil.

Banc of California's quarterly credit losses provision increased from Sep. 2025 ($9.70 Mil) to Dec. 2025 ($12.47 Mil) but then declined from Dec. 2025 ($12.47 Mil) to Mar. 2026 ($9.80 Mil).

Banc of California's annual credit losses provision declined from Dec. 2023 ($52.00 Mil) to Dec. 2024 ($42.80 Mil) but then increased from Dec. 2024 ($42.80 Mil) to Dec. 2025 ($70.60 Mil).

Banc of California Credit Losses Provision Historical Data

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The historical data trend for Banc of California's Credit Losses Provision can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banc of California Credit Losses Provision Chart

Banc of California Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Credit Losses Provision
Get a 7-Day Free Trial Premium Member Only Premium Member Only -162.00 24.50 52.00 42.80 70.60

Banc of California Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Credit Losses Provision Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.20 38.23 9.70 12.47 9.80
BANCPE.PFD
65GF Score
Banc of California Inc BANCPE.PFD
Credit Losses Provision is just one metric. See GF Score™, valuation, warning signs, and more.
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Banc of California Credit Losses Provision Calculation

For each period of operations, banks may reserve a portion of their income to cover the possible non-performing loans. The amount of the Credit Losses Provision is dependent on the management's estimate of the load quality they have. The higher Credit Losses Provision is, the lower banks' reported income in. This does not affect banks' cash flow statement.

Credit Losses Provision for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $70.20 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Credit Losses Provision of $70.20 Mil mean?
Banc of California (BANCPE.PFD) has a Credit Losses Provision of $70.20 Mil as of Mar. 2026. Provision for credit loss is the amount a bank reserves to cover non-performing loans. View historical data on Banc of California and its competitors.
Is Banc of California's Credit Losses Provision too high?
Banc of California's current Credit Losses Provision is $70.20 Mil. Overall, Banc of California has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does Banc of California's Credit Losses Provision compare to SBCF and NIC?
Banc of California's Credit Losses Provision of $70.20 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Credit Losses Provision for a Banks company?
A good Credit Losses Provision depends on the Banks industry context. However, Credit Losses Provision should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Credit Losses Provision mean?
A high Credit Losses Provision can signal that a stock is expensive relative to its fundamentals. Provision for credit loss is the amount a bank reserves to cover non-performing loans. View historical data on Banc of California and its competitors. Banc of California's current Credit Losses Provision is $70.20 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banc of California stock overvalued right now?
Banc of California (BANCPE.PFD) has a current Credit Losses Provision of $70.20 Mil. The current Credit Losses Provision is $70.20 Mil. Banc of California's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Credit Losses Provision calculated?
Credit Losses Provision is calculated from a company's financial statements. For Banc of California (BANCPE.PFD), the current Credit Losses Provision is $70.20 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Banc of California Business Description

Other Exchanges BANC:USAFPB:Germany
Address 11611 San Vicente Boulevard, Suite 500, Los Angeles, CA, USA, 90049
Banc of California Inc is a financial holding company. It offers banking and financial services. Its services include banking services, lending services, and private banking services. Its deposit and banking product and service offerings include checking, savings, money market, certificates of deposit, and retirement accounts. Lending activities are focused on providing financing to California's diverse private businesses, entrepreneurs, and communities, and loans are often secured by California commercial and residential real estate. The company has one reportable segment named Commercial banking.
65GF Score

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Credit Losses Provision is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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